EFTA00592630.pdf

A. Settlement Statement us. Department of Housing and Urban Development ,A rINia OMB Approval No. 2502-0265 B. Type of Loan In FHA 2.1'] FmHA 3. NI Cony. Unins. 6. File Number 7. Loan Number 8. Mortgage Insurance Case Number 4.O VA 5.O Cony. Ins. CERGE-97SMITHBY C. NOTE: This form jaarnislied to give you a statement of actual settlement costs. Amounts paid to and by the -ettlement agent are shown. Items marked "if=.1" were paid outside tie closing: they are shown here for informational purposes and are not included in the totals. D. NAME OF BORROWER: Ann M. Rodriquez ADDRESS OF BORROWER: 6014 Estate Smith Bay, St Thomas, VI 00802 E. NAME OF SELLER: Inger Cerge and Shandra M. Brown and Caeli A. William and Derrick Edmund Cerge ADDRESS OF SELLER: lin. Box 2594, St Thomas, VI 00803 F. NAME OF LENDER: ADDRESS OF LENDER: C. PROPERTY Parcel No. 97 Estate Smith Bay LOCATION: St Thomas, VI 00802 H. SETTLEMENT AGENT: BIRCH DE JONGH & HINDELS,_PLLC 1330 ESTATE TAARNEBJERG, ST. THOMAS, VI 00802 (340) 774-1100 PLACE OF SETTLEMENT: 1330 ESTATE TAARNEBJERG, ST. THOMAS, VI 00802 I. SETTLEMENT DATE: it I K. SUMMARY 01. SELLER S I RANSAL I ION 1(81GROSS AMOUNT DUE FROM BORROWER 40() (ROSS AMOUNI DUI: TO SELLER 101 Contract sales price 300 000 00 401 Contract sales price 300 000 (R0 102. Personal property 402. Personal property 103. Settlement charges to borrower (line 14001 3,456.00 403. 104. 404. 105. Adjustments for items paid by seller in advance Adjustments for items paid by seller in advance 106. City/town taxes to 406. City/town taxes to 107. County taxes to 407. County taxes to 108. Assessments to 408. Assessments to 109. to 409. to 110 to 410. to III to 411. to II/ to 412 to 120. GROSS AMOUNT DUE FROM BORROWER 303,456.00 420. GROSS AMOUNT DUE TO SELLER 300,000.00 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER 500. REDUCTIONS IN AMOUNT' DUE TO WI t FR 201. Deposit or earnest money 30 000.00 501. Excess -. ..it see instructions 12 000.00 202. Principal amount of new loan(s) 7 474 00 203 Existing 'califs) taken subiect to 204 205 206 Principal amount of seller financing 207. 18 000 00 208. 209. 209a 20% Adjustments for items unpaid by seller 210. City/town taxes to 211. County taxes to 212. Assessments to 213.2017 Prop Taxes 1/1/2017 to 2/9/2017 194.48 I I I 194.48 214._ to 215. to 216_ to 217. to 218 to 3E.BYLOCAL AMOUN IS PAR) OR IN BEHALF OF BORROWER to 30,194.48 II 1 4 NI 1 ' AMOUNT DUE SELLER • 37,668.48 300. CASH AT SETTLEMENT FROM) TO BORROWER 6(X) CASH AT SETTLE.SIENT TO/FROM SELLER 301. Gross amount due from borrower (line I 0) 303 456 00 601. Gross amount due to seller (line 420) 300 000 00 02 Levis amounts paid by/for borrower (line /01 30 194 48 60/ Less reductions in amount due seller (line POI 37 668 48 303. CASH gl From O To BORROWER 00. 273,261.52 603. CASH Ng To O From SELLER po. 262,331.52 PAGE I 01061Dithq Spas.Ise.(MI) 70-5555.le Ciativlad HUD-I (346) RESPA. HB 4305.2 EFTA00592630  U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT PAGE 2 L. Settlement Charges 700 TOTAL SALES/BROKER'S COM based on puce 300 000 00 @ 6.00 % — 18000 00 Paid From Paid From Division of Commission (line 700) as follows' Borrower's Seller's 701 18 00000 to SeaGlassPropertiee Rinds At Rinds At 702 to Settlement Settlement 703. Conumssion_paid at Setdement (18000 OILJ8000.00 .00) M. Items Payable In Connection With Loan to SO I I ou Origination Fee % to 802 Loan Discount % to joi_A p 'raise' Fee CO 804 Credit Re ort to 805 Lender's lhsncctton Fee to _806Mortgagelisurance_Applirminn Fee to 1107 808 to 809 to 810 to _811 to ill to 813 to 814 to o Items Required By Lender To Be Paid In Advance 901 Interest from 2/9/2017 to 1IlP017 (I /day 902. Mortgage Insurance Premium for months to 903 Hazard Insurance Premium for years to 904 years to years to alll. Reserves Deposited With Lender 1001. Hazard insurance months@ per month 1007 Mortgage insurance months® per month 1003 City property taxes months® per month 1004. County taxes months® per month Annual 1005 assessments months® per month 1006. months@ per month 1007 months® per month 1008. months@ per month it ..._ I i Title Charges 1101. Settlement or closing fee to 1102 Lbstnct or title search to Hal Title. examination to 1104 Title insurance_binder to 1105 Document preparation to 1106. Notary fees to 1107 Attorneyifees to Ruck de Iongh & Huidels.P1-Le 1 445.00 (includes above items numbers. IJncludes Expenses: 5951 1108 Title insurance to West Indies Title I 1I" (includes above items 1109. Lender's Coverage: INS AMT: 1110 Owner's Coverage. INS AMT. 300.000.00 Mt IIIGa till to 1112. to 1113 to Government Recordina an er rats ■elnelurlot• Ineti Pf)A 0 BA 1201. Recording Fees- Deed 5316.00; L-Mortgagets) • S-Mortgage(s) • Releases 316.00 29.00 ** 1202._Cityleountvaxistamx:Deed __a) 1/03 Sit tinslamps• famed So 00.0aLsMorrgagew4Sattortgaggs) 6 00000 1204. 11 303. Additional Settlement Charges 1301—Bayer:s_Atty_Fees/Costs to Kellelvds Ferguson Kmhlin PT T C 1102 Rnyer cnrvey - As Ruilt to Marvin Ftemin • .1;fr Accoriatec 1303. to BM to 1305 to 1306 to 1307 to 1308. to 1309. to 1400. Total Settlement Charges (enter on lines 103. Section J and 502. SectionK) 3,456.00 7,474.00 CERGE.97SMITHBY EFTA00592631  HUD-1 Settlement Statement Signature Page Certification I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the HUD-1 Settlement Statement. Ann M. Rodriquez Borrower inf owieggis,AAsii rlifor logesDeCnIet rgeamundtaCerge Seller The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be disbursed in accordance with this statement. BIRCH, DE JONGH & HINDELS, PLLC 02/09/17 Settlement Agent bate WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. File #: Loan #: Mortgage Ins. Case #: CERGE-97SMITHBY EFTA00592632  BALANCE SHEET BUYER: Ann M. Rodriquez FILE NUMBER: CERGE-97SMITHB1 SELLER: Inger Cerge and Shandra M. Brown and Caeli A. William and Derrick Edmund SETTLEMENT DATE: 219/2017 Cerge PROPERTY ADDRESS: Parcel No. 97 Estate Smith Bay St Thomas. VI 00802 SCHEDULE OF INCOMING FUNDS Due From Buyer $ 273261.52 TOTAL INCOMING FUNDS 273,261.52 SCHEDULE OF DISBURSEMENTS CK NO PAYEE DESCRIPTION AMOUNT Kellehals Ferguson Kroblin PLLC Buyer's Any Fees/Costs 2265.00 West Indies Title, LLC Premium 875.00 Government of the VI Record Deed 316.00 Deed Documentary Stamps 6,000.00> 6345.00 Sellers' POA 29.00 ___ Birch. de Jongh & Hindels. PLLC Attorneys Fees I .445.00 Inger Cerge and Shandra M. Brown and Cae SALES PROCEEDS 262.331.52 TOTAL OUTGOING FUNDS 273,261.52 LOAN SUMMARY SELLER CLOSING STATEMENT SUMMARY AMT DEP BROKER RETAINED WAN AMOUNT AMT DEP LEFT IN ESCROWS Less Items Held By Lender PLUS BAL DUE SELLER meanoco SUBTOTAL 300,000.00 SUBTOTAL LESS SELLER EXPENSES 37.668.48 Plus Deposits Paid To NET CASH TO SELLER 262,331.52 Lender PLUS HUD 403.404 & 405 NET LOAN PROCEEDS TOTAL DUE TO SELLER 262,331.52 ITEMS IN CONNECTION WITH LOAN THAT BUYER CLOSING STATEMENT SUMMARY / CASH RECAP LENDER REQUIRES TO BE DISBURSED BUYER EXPENSES 303,456.00 FROM NET LOAN PROCEEDS LESS BUYER CREDITS 30.194.48 TRANSACTION SUMMARY NET DUE FROM BUYER 273,261.52 LESS LOAN &/OR CREDITS I aTAL INCOMING FUNDS 273,261.52 SUBTOTAL 273,261.52 I DIAL OUTGOING FUNDS PLUS LOAN EXPENSES TO BE 273,261.52 PAID FROM NET PROCEEDS BALANCE IN ESCROW .00 FUNDS DUE FROM BUYER 273,261.52 EFTA00592633