EFTA02499830.pdf

From: jeffrey E. <[email protected]> Sent: Friday, June 5, 2015 2:24 AM To: Erika Kellerhals Subject: Re: Question ask for a libor based rate On Thu, Jun 4, 2015 at 3:55 PM, Erika Kelle=hals c <mailto > > wrote: So - we're a=out to go to contract on an office space and we have been talking with the=bank. Our options for the loan (15 year amortization) are prime + 2.25% fo= the entire 15 years or 6.25% fixed for five years and then in year 6 it c=nverts to prime +2.25%. I have no idea what inter=st rates are going to do - but I know you have an idea. Thoughts? Erika A. Kellerhals Member Kellerhals Ferguson Kro=lin PLLC 9100 Port of Sale Mall, Ste 15 St. Thomas VI 00802 ctel: Fax: 888 316 9269 <tel:888%20316%209269> email: Notice: This communication may contain privilegedQ=A0or other confidential information. If you are not the intende= recipient, or believe that you have received this communication in e=ror, please do not print, copy, re- transmit, disseminate, or otherwis= use this information. Also, please indicate to the sender that=C24,you have received this e-mail in error, and delete the copy you =eceived. Thank you. Circular 230: To ensure c=mpliance with the requirements imposed by the IRS, we inform you that=C240any tax advice contained in our communication (including any att=chments) was not intended or written to be used, and cannot be used, =or the purpose of (i) avoiding any tax penalty or (ii) promoting= marketing or recommending to another party any transaction or matter=addressed herein. EFTA_R1_01626456 EFTA02499830  =br> 4)=AO please note The information contained in this=communication is confidential, may be attorney-client privileged, mayconstitute inside information, and is intended only for the use of the=addressee. It is the property of JEE Unauthorized use, disclosure or=copying of this communication or any part thereof is strictly prohibite= and may be unlawful. If you have received this communication in err=r, please notify us immediately by return e-mail or by e-mail to [email protected]<=a>, and destroy this communication and all copies thereof, including=all attachments. copyright -all rights reserved 2 EFTA_R1_01626457 EFTA02499831