EFTA01514158.pdf

June 30, 2007 - NEW YORK STRATEGY GROUP, LLC July 31.2007 JPMorgan 0 Primary Account Number. Bank Private Page 5 of 5 Important Information about Your Statement Accounts arc subject to the General Terms For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the *Bank-) Deposit accounts held at the Bank. including checking. savings, CD, and money market accounts, are FDIC instant In Case of Errors or Questions About Your Electronic Rinds Transfers (penonal accounts only) telephoneor write to the Bank d you think your statement or receipt is wrong, or if you nail more mlormation about an electronic transaction on a statanent or nxeira 1be phone number for inquiries is printal on the front of this statonent The taltIre% for inquiries amain below. We mint hair from you no Inter than 60 days atler we sent you the FIRST statement on which the error or problem appeared • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfer you are unsure about. JPMorgan Private Bank Client Service and explain as clauly as you can wIn you believe it is an 500 Stanton Christiana Road, PORS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-mle transactions). we will recredit your account for the amount you think is in error so that you will have we of the money during the time it takes its to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers liaise examine your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, telephone or write us within MI days The phone number is printed on the front of Nis statement. "the address appears above. lino mpon is received within this paiod, your account will be considered correct. Mutual Rinds/SecurItles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities ins oh e investment risks, including the possible loss of the principal amount Invested. The distributor of the IPMorgan Funds is JPMorgan Distribution Saviors. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compatsation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including fotz and expenaa before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asa Management LP, which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & 'fang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as descnbed below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable Wtiforgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank serves as trustee, or dimmtiourry investment managa for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiducimy Shares, the Bank moves fees for Kati from the JPMorgan Funds but waives account fees with respect to the funds so held. Fiduciary SharN are shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JI'Morgan Mid Cap Equity Fund. JPMorgan 7 rust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. JPMorgan Short Term Bond Fund II, JPMorgan Bond Fund 11, JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Shan-Intermediate Income Fund, JI'Morgan Intermediate lax-Ree Income Fund, JPMorgan Tax-Fm Income Fund, JPMorgan California Bond Fund. JPMorgan NY Intermediate Tax Fm Income Fund and 'Morgan NJ Tax Free Income Fund held in the Ranks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means in amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040355 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309553 EFTA01514158