EFTA01524327.pdf

December 01, 2006 - Ghislaine Maxwell December 29, 2006 JPMorgan 0 Primary Account Number Private Bank Page 3 of 4 Important Information about Your Statement Accounts am subject to the Geuaal Terms For Accounts and Services and applicable appendices and account ugnxtust: Your accounts. unless othermse indicatedon the statement. are held by JPMorgan Chase Bank NA. (the 'Bank"). Deposit recounts held at the Bank, including checking, savings, CD, and MOM, market accounts, are FDIC Mired In Case of Erron or Questions About Your Electronic Funds Transfers (personal accounts °nil Telephone or write to the Bank if you think your statement or mop is wrong. or if you need more mormation about an electrons; uansaction on a Aatetnent or receipt. The phone number for inquiries is printed on the front of this statement. address for inquiries appears below. We must hair front you no later than 60 days after we sent you the FIRST aatement on which the error or problem appeared. • Tell us your name and account numbs. Please direct all inquiries to your Morgan Account Officer at • Describe the error or the transfer you are unsure about. JPMorgan Private Bank Chan Service and explain as clearly Ils you can why you believe it is an 500 Stanton Christiana Road, UOPS3 error or why you need more information Newark. DE 19713.2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 latenns days to do this (20 business days for transactions outside the U.S and point-of-sale transactions), we will reerialit your account for the amount you think is in error so that you will have use of the money during the lime it takes us to complete our investigation. to Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you foci an error has taken place or have questions concerning a non-electronic trznisaction, telephone or write us within 30 days. The phone number is printed on the Ilona of this statement. The address appears above. If no report is received within this period. your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities ate not hank deposits and arc not FDIC insured nor arc they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks. including the possible loss of die principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Distribution Sersices, Inc.. which is an affiliate of JPMorgan Chase Bank, N.A.. JPMorgan Chase Bank. N.A., end its affiliates receive cornmration from JPMorgan Funds for providing services. Read the JPMorgan Funds prospectuses carefully for details. including fees and expanses, before investing or sanding money. JPMorgan Select Shares of the Comedian Daily Tax Free Income Fund, Inc and JPMorgan Select Shams of the New Jersey Daily Municipal Income Fund. Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management 1.2., which arc unaffiliated with JPSAorgan, arc the fun& distributors and investment advisor, respectively. Reich Et Tang Distributors Inc. is a mad - NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not tear am portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for macs to the applicable JPMorgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank saves as trustee, or dioretkinny investment manager for an ERISA plan or an IRA, which hold shares in the JPMorvnt Funds other than Fiduciary Share:, the Bank receives fees for services front the JPMorgan Funds but waives account fees with respect to the hinds so Acid. Fiduciary Shares are shares in the Select Shares class of JPMorgan Tax Aware Large Cup Value Fund, JPMorgan US Equity Fund, JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware large Cap Growth Fund, JPNIorgan Mid Cap Equity Fund, 'Morgan Trust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. JPMorgan Short Tam Bond Fund II. JPMorgan Bond Fund II, JPMorgan Tax Aware Enhanced Income Fund, Morgan Tax Aware Short-Intermediate Income Fund, JPMorgan Intermediate Tax-Erce Income Fund, JPNIorgtm Tax-Free Income Fund, JPMorgan California Bond land. JPNlotgan NY Intermediate Tax Free Income Fund and JPMorgan NJ Tax Free Income Fund held in the Bank's trust accounts or in the Bank's investment managanait accounts for ERISA plans or IRAs. "Rebate means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents thc portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Sham. Confidential Treatment Requested by JPM-SDNY-00052128 JPMorgan Chase CONFIDENTIAL SDNY_GM_00321326 EFTA01524327