EFTA01661003.pdf

DUPLICATE COPY Prepved For ?car, Nra-r o CIZora Dar° Page 7 of 16 JEFFREY E EPSTEIN XXYJ<-XXXXX2-61005 03/09/05 Amounts New Activity Continued 03/02/05 RADIO SHACK NEW YORK NY 52.10 10021 03/02/05 OFLANAGANS NEW YORK NY 28.50 5812/01 03/03/05 EAST JAPANESE RSTR NEW YORK NY 76.90 FOOD AND BEVERAGE 11P 00001200 03/03/05 THE STORE ROOM AUSW PALM BEACH FL 300.32 MISC RETAIL 03/03/05 SOUND CITY AUDIO 2125751060 NY 1,504.45 AUDIONIDEO SLS/SVC 030905 OFLANAGANS NEW YORK NY 60.25 5812/01 03/0905 PUBUX STRI 0179 PALM BEACH GARDEN FL 34.66 GROCERIES 03/06/05 AUTOZOPE i1273 RIVIERA BEACH FL 101.31 AUTO PARTS AND PRODUCTS 03107/05 ANDERSEN AUTOMOTIVE SINGER ISLAND FL 385.27 AUTO SERVICE/PARTS 03/07/05 MAX& EWES CUCINASINGER ISLAND FL 70.59 GENERAL MERCH 03/08/05 HERTZ CAR RENTAL PALM BEACH FL 184.24 Location Date Rental: PALM BEACH FL 03/04/05 Return: PALM BEACH FL 03/08/05 Agreemert Number: M21882383 Renter Name- Reference Number: 030008 03/08/05 JET AVIATION ASSOCIAWEST PALM BEACH FL 10,370.17 JET AVIAT FUEL - JETA 827210175 03/09/06 MARRIOTT 337V8WSTPLMWEST PALM BEACH FL 985.45 Arrival Date Departure Date No of Nights 03/04/05 03/08/05 4 LODGING Total of New Activity for New Charges 66,16527 Payments/Credits 4,653.63 New Activity fror DAVID RODGERS cant xcia. 02/15/05"' CREDMPENDIN4 ovvestrevigooN.cro 02/16/05 Po1A9RIOTTS FRENCHMANSST LODGING 02/08/05 DELTA AIR LINES ATLANTA GA 212.70 From: To: Class: LAGUARDIA INTL A/P FORT LAUDERDALE FL DL BA Ticket N..rmber. 00623082587260 Date of Departure: 02/06 Passenger Name: RODGERS/DAVID N Document Type: PASSENGER TICKET 02/08105 JACKSON FOE NEW YORK NY 34.50 FOOD AND BEVERAGE TIP 00000600 02/02/05 HMSHOST-U3A-AIRPTUFWSHING NY 10.83 FOOCVBEV 02/10905 JET AVIATION ASSOCIAWEST PALM BEACH FL 2,848.00. JET AVIAT FUEL - JETA 827210085 Continued on reverse EFTA01661003  DUPLICATE COPY Proxvoi Fa Account Nutter Page 8 of 16 JEFFREY E EPSTEIN XXXX-XXXXX2-61005 /Wont$ New Activity Continued 02/10/05 LEGENDS #11 WEST PALM BEACH FL 26.66 FOOD/BEVERAGE FOOD-BEV 22.66 WAITER 4.00 02/11/05 T-MOBILE WA 215.88 T-MOBILE 02/17/05 LONG DISTANCE NJ 15.50 LONG DISTANCE 02/17/05 AIRCELL INC CO 58.91 TELECOMM/PHONE EQUIP 02/18/05' REBILLING OF OUR PREY. ISSUED CREDIT 834.17 02/19/05 X & R CORP INC ST. THOMAS VI 59.50 Description FOOD AND BEVERAGE 02/19/05 JET AVIATION ASSOCIAWEST PALM BEACH FL 3,994.73 JET AVIAT FUEL -JETA 827210114 02/19/05 PUBUX STRit 0338 LAKE WORTH FL 19.70 GROCERIES 02/24/05 ST THOMAS JET CENTERST THOMAS VI 4,291.62 3ER PARTY 02/24/05 LEGENDS #11 WEST PALM BEACH FL 42.42 FOOD/BEVERAGE FOOD-BEV 37.42 WAITER 5.00 03/01/05 JET AVIATION ASSOCIAWEST PALM BEACH Fl. 10,009.63 JET AVIAT FUEL-JETA 827210150 03/01/05 PALM RESTAURANT-NEW NEW YORK NY 73.00 FOOD/BEVERAGE FOOD/BEV 73.00 03/02/05 DELTA AIR LINES ATLANTA GA 257.70 From: To: Carrier: Class: LAGUARDIA INTL A/P WEST PALM BEACH FL DL BB Ticket Number: 00623083452585 Date of Departure: 03/02 Passenger Name: RODGERS/DAVID N Document Type: PASSENGER TICKET 03/02/05 MEDITERRANEO NEW YORK NY 55.25 FOOD/BEVERAGE FOOD/BEV 47.25 TIP 8.00 03/03/05 THE STORE ROOM - AUSW PALM BEACH FL 424.93 MISC RETAIL 03/04/05 THE FORGE MIAMI BEACH FL 65.82 FOOD/BEVERAGE 03/04/05 AEROSERVICE AVIATIONVIRGINIA GARDEN FL 3,532.50 INSTRUCTION/TRAINING 03/04/05 BURGER KING #63 O3058711515 FL 7.07 FAST FOOD RESTAURANT 03/05/05 BASILICO RISTORANTE MIAMI FL 42.54 03 RESTAURANT FOOD/BEV 35.54 TIP 7.00 03/05/05 BENNIGANS 10305-8714282 FL 19.93 01 FOOD/BEVERAGE FOOD/BEV 19.93 Continued on next page EFTA01661004  DUPLICATE COPY fi Pot r! Axon tinter Maim Oats Paesildie JEFFREY E EPSTEIN )000000=2-61005 03/09/05 Awearet New Activity Continued 03AXV05 100111MIAMI A. 76.07 FOOD/BEVERAGE MOD 76.07 0307/05 HERTZ CAR RENTAL PALM BEACH FL 126.06 Location Dais Rental: PALM BEACH FL 0303/06 Retun: PALM BEACH FL 03907/05 Agreement Number: 187760904 Renter Nana: RODGERS /DAVID Reference Number. 030008 0307/05 EMBASSY SUITES MIAMI SPRINGS FL 591.46 Arrival Dale Departure Date No of Nights 03/04/05 03/07/06 3 LODGING 03/07/05 BENNIGANS 10305-8714282 FL 17.77 01 FOOD/BEVERAGE FOOD/BEV 17.77 03/07/05 MARATHON WEST PALM BEACH FL 24.85 59650108 GAS/OTHER 059655301008 03/08/05 ..ET AVIATION ASSOCIAWEST PALM BEACH FL 10,586.71 JET AVIAT FUEL - JETA 1327210178 03/08/05 PUBLIX SIMI 0338 LAKE WORTH FL 12.67 GROCERIES Total of New Activity for DAVID RODGERS New Charges 38,589.08 Payments/Credits -1,820.71 New Ac xitoloo tar Cad TCCOC- 02103/05 JOHNS PLZZERLA NEW YORK NY 47.45 FOOD/BEVERAGE 02/08/05 SINGH AND SING/ NEW YORK NY 14.10 MISCELLANEOUS FOOD S MISC FOOD STORES-CONVENIENCE STORES & SP 02/03/06 OFLANAGANS NEW YORK NY 31.50 5812/01 02/09/05 DUNKIN DONUTS MANHATTAN NY 5.84 FOOD/BEVERAGE 02/09/05 MANHATTAN GRILLE NEW YORK NY 160.91 28 FOOD AND BEVERAGE F000/BEV 138.91 TIP 22.00 02/09/05 PETERS ON 67TH STREENEW YORK NY 22.40 5812/01 FOOD/BEVERAGE MOMS Jain PIZZERIA NEW YORK NY 34.40 FOOD/BEVERAGE 02/11/05 DR ROBERT C GREET LAKE PAW FL 100.00 RETAIL 02/12/05 T-MOBILE WA 129.01 T-MOBILE 02/14/05 AOL FOR BROADBAND SW-889-7201 VA 24.95 INTERNET SVC TVOCAOLFORBROADBAND 020 02/15/05 HOUDAY INN JFK F AN718-6590200 NY 3823 FSB/RESTAURANT FOOD/BEV 38.23 Continued on reverse EFTA01661005  DUPLICATE COPY Pr wed Fa Accox s,%, ,er Page 10 of 16 JEFFREY E EPSTEIN XXXX-XXXXX2-61005 PeaoliritS New Activity Continued 02/16/05 L'AMICI PIZZA PASTA JAMAICA NY 29.10 CATERER 02/17/05 SINGH AND SINGH NEW YORK NY 15.98 MISCELLANEOUS FOOD S MISC FOOD STORES-CONVENIENCE STORES & SP 02/17/05 AIRCELL INC CO 77.86 TELECOM/PHONE EQUIP 02/17/05 COURTYARD 14J JAMAICA NY 485.88 Arrival Dale Departure Date 02/15/05 02/17/05 LODGING 02/18/05 AMERICAN AIRLINES DALLAS 1X 5.00 Routing Details Not Available Ticket Number: 00106193463242 Date of Departure: 02(18 Passenger Name: Dccument Type: MISC CHARGE ORDER/PREPAID TICKET AUTHORITY 02/18/05 AMERICAN AIRLINES DALLAS TX 1,232.65 From: To: Carrier: Class: ST THOMAS VIRGIN I MIAMI FL AA Y2 ST THOMAS VIRGIN I AA BX Ticket Number: 00121084659783 Date of Departure: 02/18 Passenger Name: Document Type: PASSENGER TICKET 02/19/05 CONCESSIONS INTL-GATE 1 ST THOMAS US VI 14.60 FOOD AND BEVERAGE 02/19/05 BLUEBEARDS CASTLE HST. THOMAS VI 182.52 Arrival Date Departure Date No of Nights 02/18/05 02/19/05 1 LODGING EXPRESS SERVICE 02/19/05 HILLTOP VILLAS-OPERAMYRTLE BEACH SC 182.52 CLEANINGMAINTENANCE 02/21/05 DIAL 7 CAR & LIMOUSINEW YORK NY 58.00 00 GENERAL MERCHANDISE 2005.02-1711:30 436 QU TO M 2005-02-1810'.36 030 02/21/05 HMSHOST-MIA-AIRPT #4Miami FL 13.03 FOOD/BEV 0223/05 DRYCLEAN USA *71414 LAKE WORTH FL 25.44 DRY CLEANERS 02./28/05 T-MOBILE * 6834 WEWNGTON GREEN FL 69.20 TELECOMWPHONE EQUIP. 03/01/05 PALM RESTAURANT-NEW NEW YORK NY 72.56 FOOD/BEVERAGE FOOD/BEV 72.56 03/01/05 SINGH AND SINGH NEW YORK NY 19.01 MISCELLANEOUS FOOD S MISC FOOD STORES-CONVENIENCE STORES & SP 03/02/05 JACKSON HOLE NEW YORK NY 23.10 FOOD AND BEVERAGE TIP 00000300 03/02/05 SATCOM DIRECT, INC. SATELLITE BEA FL 152.25 TELECOMM SERVICE 03/02/05 BEACH CAFE NEW YORK NY 32.93 FOOD FOOD/BEV 22.93 TIP 10.00 03/02/05 OFLANAGANS NEW YORK NY 28.50 5812/01 Continued on next page EFTA01661006  DUPLICATE COPY Piepanol For Aortal Note/ cwww Page11of 16 JEFFREY E EPSTEIN )000(-)0000(2-61005 03/09/05 Ontosanti New Activity Continued 03/03/05 MUMS RESTAURANT NEW YORK NY 27.00 01 FOOD AND BEVERAGE FOOD-BEV 27.00 03/04435 OFLANAGANS NEW YORK NY 61.00 5812/01 03434/05 JOHN'S PIZZERIA NEW YORK NY 41.10 FOODNEVERACE 03/04/05 MINI DELI OF BIG APPNEW YORK NY 56.64 MISC FOOD STORE 03/08/05 AMERICAN AIRLINES DAUFT WRTH TX 450.65 From: To: Cartier. Class: . ST THOMAS VIRGIN I SAN JUAN PUERTO RI AA OR FORT LAUDERDALE FL AA 00 SAN JUAN PUERTO RI AA OD ST THOMAS VIRGIN I AA Ticket Number: 03121923650951 Date of Departure: 03/08 Passenger Name: Docurnert Type: TICKET BY MAIL 03/08/05 OFF THE HOOK ST. THOMAS VI 8500 Description FOOD AND BEVERAGE Total of New Activity for New Charges 4,050.31 Payments/Credts 0.00 Total of New Activity New Charges 108,804.66 Payments/Credlts -131,115.74 EFTA01661007  DUPLICATE COPY Pen:wed For Attowt Write Page 12 of 16 JEFFREY E EPSTEIN XXXX-XXXXX2-61005 EFTA01661008  DUPLICATE COPY Proposed For Ato.mt rt.:- Ms00 aide Page 13 of 16 JEFFREY E EPSTEIN 3727-686332-61005 03/09/05 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ("Agreement') governing the American Express° Card Account identified on this Notice. Unless otherwise indicated below, these changes become effective with billing periods beginning on or after May 1, 2005, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (including increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement goveming your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your Agreement. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs (and corresponding DPRs) applicable to yourAccount. Accordingly, we are replacing subsection C of the Finance Charges section of the Sign & Traver and/or Extended Payment Option Agreement with the following: "C. The Trine Rate" is determined once with respect to each billing period. The Prime Rate for each biting period is the Prime Rate published in the Money Rates section (or successor section) of The Wall Street Journal on (a) the fist day of that billing period or (b) the day that is two days prior to the Closing Date of that billing period, whichever is higher. In each case, if such a day is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journalceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we may substitute a similar reference rate at our sole discretion. Any increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account will increase and you may incur higher Finance Charges and may have a higher Minimum Amount Due' Average Daily Balance Method for Calculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel° and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may round any calculations made in determining the Finance Charges on your Account in any way that is convenient to us. Any such rounding may apply to or cause variations in your DPRs." Arbitration (Effective May 8, 2005) We are amendrig certain subsections under the Arbitration section of your Agreement as follows (references to subsections below refer to those subsections in the Arbitration section of your Agreement): We are replacing the first sentence of the Definitions subsection with the following: "As used in this Arbitration Provision, the term 'Claim" means any claim, dispute or controversy between you and us arising from or relating to your Card Account, this Agreement, the Electronic Funds Transfer Services Agreement, the Sign & Travel and/or Extended Payment Option Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements ('Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements." We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator: Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the Claim is filed (the 'Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAF") or the American Arbitration Association ('AM"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shall have the right within 30 days alter you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: • NAF at P.O. Box 50191, Minneapolis, MN 554O5; website: www.arbitration-forum.com. • AAA at 335 Madison Avenue, New York, NY 10017; website: VAVW.adr.org." We are replacing the first sentence of the Significance of Arbitration subsection with the following: "IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATETHATCLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM? We are adding the following two sentences to the end of the Restrictions on Arbitration subsection: "No arbitration award or decision wil have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement (including but not imited to the Vontinuation"provision below) and without waiving either party's right to appeal such decision, should any portion of this Restrictions on Arbitration- provision be deemed invalid or unenforceable, then the entire Arbitration Provision (other than this sentence) shall not apply." We are replacing the second sentence of the Continuation subsection with the following: "Except as otherwise provided in the Restrictions on Arbitration" provision above, if any portion of this Arbitration Provision (other than the "Restrictions on Arbitration"provision) is deemed invalid or unenforceable, it shall not invalidate the remaining portions of this Arbitration Provision, the Agreement or any predecessor agreement you may have had with us, each of which shat be enforceable regardless of such invalidity.' BP/CO1FYI/0305 T2313 EFTA01661009  DUPLICATE COPY Pdtpxed Foe AD:0W Hunter Page 14 of 16 JEFFREY E EPSTEIN 3727-686332-61005 Other Important Information About Your Account Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, inducing Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or e-mail us by clicking on the Customer Service ink online at vAvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as dearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will coned any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. Insurance Products Notice We identify insurance providers and products that may be of interest to you. In this role we may act on behalf of the insurance provider, as permitted by law. We receive compensation from insurance providers that may vary by provider and product. Also, we may receive additional compensation or fr ancial benefit when AMEX Assurance Company or another American Express entity acts as the insurer or reinsurer for these products. The arrangements we have with providers, including the potential to insure or reinsure products, may also influence what products and providers we identify. 8P/C01FTV0305 T2313 EFTA01661010  DUPLICATE COPY iNefewro Atectml Nunbet Clamp Date Page 15 of 16 JEFFREY E EPSTEIN 3727-686332-61005 03/09/05 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN: The Small Business Network from American Express. This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express,' we,"our; and "us." The cards and accounts that we issue are called 'Cards' or "Card accounts.' Holders of those Card accounts are called tardmembere or "you." "Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? institutions with whom we jointly offer products We obtain information about you from a variety and services. And we may disclose it to other third of sources. You provide us with information about parties as permitted by law. For example, we disclose yourself, for example, by completing Card applications. Cardmember Information in response to subpoenas, to This includes your name, address, social security credit reporting agencies, and to help prevent fraud. number, and income and asset information. Your use of the Card and your other transactions with us and our Your Opt Out Choices Affiliates provide us with additional information, such as You have "opt out" choices about offers that may be your spending and payment history. sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Other sources, such as credit reporting agencies and Cardmember Information. Your opt out choices and providers of marketing information, furnish us with how to opt out are explained below. additional information about your credit history, purchasing preferences, and other matters. We also Offers for Products and Services of Other obtain information in connection with our efforts to Companies protect against fraud. We call all of this information We work with other companies, such as merchants that 'Cardmember Information' accept the Card, so that you may receive offers for their products and services. We use Cardmember What Do We Do with This Information? Information to help make these offers more relevant We use Cardmember Information in connection with and valuable to you. If you respond to one of these delivering products and services to you. To do this it is offers, the other company will know certain information often necessary to share it with our Affiliates and other about you, such as your name, that you are a companies we work with. These include companies that Cardmember, and that you met the qualifications manage Card accounts, offer affinity, frequent-user, and established for the offer. reward programs, companies that perform marketing services and other business operations for us, and Your Choice: You may opt out from receiving these companies whose products or services are provided as offers by calling us at 800-297-8378 or by filling out a benefit of your Card account. We may also share the attached form and returning it to the address on Cardmember Information with other financial the form. You may also include the form with your regular payment. Please Note: You may receive additional privacy notices that provide information and different opt out choices for other Card accounts that are applicable only to those accounts. Please complete this form if you choose to opt out and wish to mail your response rather If you do not than use the toll-free number, which is 800-2974378. Return this form to American Express have a payment along with your payment coupon using the payment envelope enclosed with your statement. envelope, mail your response to: American Offers for Products and Services of Offers for American Express Products Express Other Companies and Services Cardmember O Do not use Cardmember Information to O Mail Offers: Do not use Cardmember Information send me offers for products and services Information to mail me offers for American Services of other companies. Express products and services. P.O. Box 299836 Credit Information Provided to O Telephone Offers: Do not contact me by Ft. Lauderdale Our Affiliates telephone to offer me products and services. FL 33329-9836 0 Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Account Number 3727-686332-61005 KAU/1LE/0305 T3085 EFTA01661011  DUPLICATE COPY PrepatedFce AccountNutter Page 16 of 16 JEFFREY E EPSTEIN 3727-686332-61005 Offers for American Express Products and Services E-Mail Offers We may send you e-mail offers for our products Mail Offers and services, and those of our Affiliates and other We may use Cardmember Information to mail you companies vie work with. We don't share e-mail offers for American Express products and services. addresses with other companies for them to market Your Choice: To opt out from receiving these mailings, their own products and services to you. call us at 800-297-8378 or fill out the attached form and Your Choice: To opt out from receiving these e-mail return it to the address on the form. You may also offers, enter your preferences at the "Set E-Mail include the form with your regular payment. Preferences" page of our Internet Privacy Statement at Telephone Offers www.americanexpress.comipreferences. We may contact you by telephone about our products Additional Information About Your Opt Out Choices and services or those that we offer with our business If you are the primary Cardmember on your Card partners. account, your opt out choices will also apply to any Your Choice: To opt out from receiving telephone other Cardmembers on your Card account If you opt offers, call us at 800-297-8378 or fill out the attached out, we may still include notices and information about form and return it to the address on the form. You may the Card and other products and services when also include the form with your regular payment communicating with you about your Card account and related products and services. Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, Information Security insurers, and travelers cheques issuers. American We take commercially reasonable physical, electronic Express Travel Related Services Company, Inc., and and procedural steps to help safeguard Cardmember American Express Centurion Bank, and American Information. Express Bank, FSB are Affiliates of each other. We may Former Customers disclose certain Cardmember Information to our If you cancel your Card, or your Card account(s) Affiliates to provide services for your Card account and are closed, we will continue to treat and safeguard to develop and send you offers for their products and Cardmember Information about you as described in services. We are permitted by law to share with our this Notice. Affiliates information about our transactions and experiences with you, such as your payment history. For Vermont Cardmembers Only But you can opt out of our sharing with our Affiliates If your Card account has a Vermont billing address, other credit-related information (such as your credit vie will automatically treat your account as if you had history as shown on a consumer report). checked the lower-left hand box on the attached opt out form. We may share your name and contact Your Choice: To opt out from our sharing credit-related information, and information about our transactions or information with our Affiliates (except as permitted by experiences with you, with financial institutions with law) call us at 800-297-8378 or fill out the attached form whom we jointly offer financial products and services and return it to the address on the form. You may also and with our Affiliates. This Notice describes opt out include the form with your regular payment. choices about certain other uses of Cardmember Information. MU/1LE/0305 13085 EFTA01661012  DUPLICATE COPY 6,065,934 Membership Rewards Gold Card Points Available Statement of Account m 0212M'5, ...:hen charges due are paid in foil and al acceuits are In good standing: - Pre9ared Fa Paaill Manta Ctoirg eats JEFFREY E EPSTEIN 3727-686332-61005 04/08/05 Page 1 of 22 Please Pay By Psis Mance $ ParnelsOadit $ New Chars $ Balance 04/23/05 102,330.32 134,683. 9 125.526.82 Please refer to page 2 for inportant information regardng yotr account Your payment Is due h full Please pay by 04/23/05. Pay your bill onine anytime, anywhere at www.americanexpreatcom/paybffl. Contact us at www.americanexpress.com or call Customer Service at 1-800-327-2177. Give Your Home a New Look With These Exclusive Savings EMP CARD From April 4-May 31, 2005, take advantage of our special offers and rebates from top brands rt aigiEET.IT products like KitchenAid. and Benjamin Moore.. And every day from May 10-May 23, the coolest home and experiences are up for grabs at special Cardmember-only prices, including My Organized Home, a dream organizing package brought to you by REAL SIMPLE.. Check out www.mylifemycard.com/spdnghome. Void where prohibited. Restrictions may apply. Actual items subject to change. Quantities on featured items are limited and will be sold on a first come, first served basis. See website for full terms and conditions. kla ;Sig OS Activity Pasant $ Total of Now Activity for JEFFREY E EPSTEIN New Activity for Cud ):03( 03.1i1/05i‘ 'CANEEINRA.Y4 LOI)Cra ‘4" 03/11/05 CANE f. LODdr PINGO foil on Swiss Ss. Getech ard return Sh scrorti Continued on Pegs 3 Payment Coupon Accart Ntrta Please Pay By: Please enter account 3727-686332-61006 04/23/05 number on al checks and correspondence. To mid additions Finance Charm en Purchases, pay New Balance before Payment Total Amount Due Due JEFFREY E EPSTEIN Date. 4TH FLOOR $125,526.82 457 MADISON AVE Note any address and/or NEW YORK NY 10022-6843 telephone number change on reverse side. Uriess you check here, this change wil apply to all of you. Card Accounts except