EFTA01434991.pdf

Subject: DB preferred deposits and CDs - increased rates From: Stewart Oldfield Date: Wed, 17 Jan 2018 11:25:11 -0500 To: "Paul Barrett ( Cc: Bradley Gillin < Cynthia Rodriguez Bcc: Rich and Paul, Per our recent conversation, I am sending updated rates for Deutsche Bank AG NY preferred deposits and CDs. As of January 16th, the interest rate on our Preferred Banking Account has increased to 1.20% for individuals. This rate also applies to sweep deposits into DB AG NY from linked brokerage accounts. Deutsche Bank AG NY Branch Preferred Certificates of Deposit Deutsche Bank AG New York Preferred Certificates of Deposit (Deutsche Bank AG Preferred CDs) can offer you a balance between your short-term liquidity needs and long-term strategic objectives. We're currently offering a promotional 9-month variable-rate Deutsche Bank AG Preferred CD as well as our standard fixed rate 1-month, 3-month, 6- month, 12-month, 18-month and 24-month Deutsche Bank AG Preferred CDs. Please find below our indicative rates, which are subject to change. Promotional Terms Deutsche Bank is running a promotional campaign through February 28, 2018 on the 6-month and 12-month DB AG New York Preferred CDs. Deutsche Bank AG NY Branch USD Client Promotional Rate (not FDIC-insured) and annual percentage yield (as of 1/16/2018). EFTA01434991 Term Interest Rate Annual Percentage Yield 6-month Personal 2.00% 2.02% 6-month Business 1.90% 1.92% 12-month Personal 2.25% 2.28% 12-month Business 2.15% 2.18% EFTA01434992 Other Available Terms Deutsche Bank AG NY Branch USD Client Rates (not FDIC-insured) and annual percentage yield (as of 1/16/2018). Tenor Interest Rate Annual Percentage Yield 1-month 1.25% 1.26% 3-month 1.50% 1.51% 9-month variable rate 1.82%** 1.84%** 18-month 2.40% 2.43% 24-month EFTA01434993  2.50% 2.53% The minimum deposit to purchase a Preferred CD and receive the advertised rate is $250,000 (unless you already maintain funds in another Preferred CD and/or a Preferred Banking Account that are equal to or greater than $250,000 in the aggregate). A penalty may be imposed for early withdrawals (see Terms and Conditions Statement for details). There is a maximum deposit of $25 million per client / per term on the Deutsche Bank AG NY Preferred Certificate of Deposit. **The interest rate may change after the account is opened. The interest rate for the 9-month variable rate Deutsche Bank AG Preferred CD will be determined on the first business day of each calendar month during the term of the Deutsche Bank AG Preferred CD. The interest rate for each calendar month will be the Federal Funds effective rate for the first business day of the month as published in the Wall Street Journal + a pre-determined basis point spread (currently 40bps). Please find attached some additional information on our offering, including an overview of Deutsche Bank AG Preferred CDs. Please contact me with any questions or to discuss further. Thanks, Stew Stewart Oldfield, CFA, CAIA Director EFTA01434994 Deutsche Bank Trust Company Americas Deutsche Bank Wealth Management 345 Park Avenue, New York, NY 10154 Tel. Mobile Email Securities offered through Deutsche Bank Securities Inc. EFTA01434995