EFTA00266270.pdf

3ALE C, E FICL 5C • 5Ct1,CC ) r tjr,O5. EsroBcisiime-Ni H ArsiP •k.% ft merc, Ft_ RN) CE • riEse-, et ON FL ND %Nil LC 6'1E MCC ( Boylan & Co. Banisters, Solicitors, Conveyancers & Notaries Or Re strain. narRat e l August 2008 Mrs J C McDiarrnid Dear Madam, Re: Please find enclosed Settlement Statement in this matter. Please also ensure that you retain the Settlement Statement to provide to your accountant if necessary, as a fee will be charged for a duplicate copy. Please do not now pay council or water rates or emergency services levies without informing us you have done so, as we have adjusted these on the bask of the information we have received from Counc% SA Water and Revenue SA. Because the SA Water bills only come out quarterly the water needs to be adjusted so that you pay for what you have used to settlement. A standard $350 is held in trust for each property. A special meter reading is done around settlement day. From that reading, water usage is worked out on an average daily usage (so you are paying for your water use per day to settlement). This amount of usage is then paid direct to SA Water. A refund for any balance of the $350 is then refunded to you after settlement. Please note that you have both signed your proceeds of sale forms authorising Boylan & Co to hold the balance of monies in trust until you reach an agreeable settlement. We confirm settlement is scheduled for 8/08/08. We will telephone you to confirm same once we have been advised. Although every endeavour is made to settle your matter on the due date, unfortunately delays can be experienced at very short notice. If you have any queries with respect to the Settlement Statement please do not hesitate to contact us. Yours faithfully & CO SUE STEPHETIS Conveyancing Clerk Enc Paul Ignatius Boylan LLB., Notary Public 138 Florence Street Associates PORT PIRIE SA 5540 Andrew Blair Wright LL.B., B.A. DX 54005 Sebastian Clarke Hill LLB., BIS. FAX: (08) 8632 1133 Christopher Luke Parker LL.B..B.A. TELEPHONE: (0108632 2777 EFTA00266270  BOYLAN & CO VENDOR SETTLEMENT STATEMENT VENDOR: MR D J & MRS J C MCDIARMID PURCHASER: D PRONK PRQPERTY: SETTLEMENT DATE 8-Aug-08 MATTER NO: 21516 DEBIT CREDIT S 195,000.00 ytSALE PRICE BOYLAN & CO FEES - i''1M D TRANSFER INC GST S 550.00 DISBURSEMENTS INC GST S 50.00 INC GST S 82.50 ADELAIDE AGENT LANDS TITLES OFFICE DISCHARGE OF MORTGAGE $ 112.00 - t LAND AGENT FEES I COMMISSION INC GST 6,435.00 CONTRIBUTION INC GST S 330.00 - QH ‘O PAYMENT OF RATE$ 9. COUNCIL RATES PAID TO 30.06.09 S 820.13 _ (Alp At. E S L RATES PAID TO 30.06.09 S 62.05 efivr) LAND TAX RATES PAID TO NOT RATED S S 39.20 PAW *r S A WATER RATES PAID TO 30.09.08 ig, RIVER MURRAY LEVY PAID TO 30.09.08 S 8.60 5 _ WATER USAGE MONIES HELD 350.00 PLEASE DO NOT PAY ANY FURTHER COUNCIL, WATER OR REV SA ACCOUNTS NOTIFY US IMMEDIATELY IF YOU HAVE MADE ANY PAYMENT IN THE LAST FEW DAYS AD LUST RATES & TAXES COUNCIL RATES $671.65 / 327 S 601.72 ESL RATES S62.05 / 327 S 55.59 S A WATER RATES 539.35 / 54 S 23.10 RIVER MURRAY LEVY 58.60 / 54 S 5.05 BALANCE TO HOMESTART S 137,236.00 BALANCE HELD BY BOYLAN & CO S 49,609.98 - k-1 ( L TOTAL S 195,685.46 S 195,685.46 BOYLAN & CO Per PLEASE PROVIDE THIS STATEMENT TO YOUR ACCOUNTANT SUE STEPHENS A FEE WILL APPLY FOR DUPLICATE COPIES Conveyancing Clerk DATED: 6th August 2008 PROCEEDS OF SALE ARE PAID BY WAY OF BANK CHEQUE AND ARE SUBJECT TO THE BANKS NORMAL 3 DAY CLEARANCE EFTA00266271 PLEASE REPLY To: JAMESTOWN OFFICE Our ref Your ref: cesE ke“- -1 ttoecktaa lociv ttoi,SE scdt,v) - FilocesT 481h aC-C-)7 or r-CN;DiNCi - f&D`Z)LNESS 22 October 2008 PCs/EA-O Pt.&etsrt voumar IawyE PRINCI JOHN VOL:M. Ms JC McDiarmid SOLICIT BILL OTH. KELLY MORI BROOKE KENN MATT N001 Dear Madam Re: Matrimonial Property Settlement We confirm that you have an appointment with the writer at our Port Pirie office on Monday 27 October 2008 at 1pm. As discussed with you at our office on 20 October 2008, Kelly Morgan has resumed conduct of your file now that Brooke Kennedy is no longer working at our firm. In order for us to conduct further work in your matter, request that you sign the enclosed Costs Agreement and place the sum of $1,000.00 into our Trust Account. We note that a draft letter was proposed to be send to Darren dated 16 September 2008. We shall discuss this further with you at your appointment. Please bring the signed Costs Agreement to your appointment. Yours faithfully, VOU ARD LAWYERS ABN 71 011 459 532 JAMESTOWN 7 Irvine Street (PO Box 171) Jamestown SA 5491 t OB 86d4 1043 f: 08 8664 1121 PORT PIRIE 104 Florence Street (PO Box 1200) Port Pine SA 5540 t 08 8632 6664 1: 08 8633 2365 ri Inc EFTA00266272 McDiarmid, D 29/09/2008 Re: McDiarmid, J The liabilities of the marriage include: 5. Four credit cards in Ms McDiarmid's name which are rsuired to be paid out -k a) ANZ Mastercard with an outstanding amount ofl15,000.00 - c i' Mt " EX) b) Commonwealth EziCard with an outstanding amount Al2,000.00 c) Buyers Edge Credit Card with an outstanding amount 458,000.00 d)_ Coles Myer Source Card with an outstanding amount eti$4,000.00 6. Ms McDiarmid instructs that you do not pay child support and she was the primary carer of the children throughout the relationship, 7. Both bank accounts were split upon separation 8. Ms McDiarmid has paid all bills with iesyed to the house since separation. Ms McDiarmid instructs that she does not have any superannuation. Please advise of your superannuation entitlements. Please advise whether you agree with all assets and liabilities as instructed by Ms McDiannid at your soonest convenience. We will then forward you a proposal with respect to separation of property. We look forward to hearing from you. Yours faithfully, VOUMARD LAWYERS per:- BROOKE KENNEDY EFTA00266273  (hereinafter referred to as 'Clinton') and born on Mi (hereinafter referred to as (hereinafter referred to as and )- 6. Darren has three children from a previous relationship namely 7. During our marriage and 8. Following 1993 the father did not see the children until approximately June 2007. Urgency of proceedings 9. I am seeking that this Application be listed urgently. 10. I have been unable to successfully contact Darren either personally or through my solicitor; Now produced to me and marked 'JCMI' is a copy of the letter sent to Darren dated ***. 11. I also have a Domestic Violence Restraining Order against Darren dated 4 April 2008. Nov produced to me and marked ICM1' is a copy of the Restraining Order. 12. We recently sold a property at and the balance of the sal proceeds are being held by Boylan & Co banisters and solicitors. The sum of $47,000.00 i being retained in Trust (hereinafter referred to as 'the Trust funds') and I am unable to acces this money without Darren's consent. 13. There are significant liabilities of the marriage, namely four credit cards in my sole nam which were used for matrimonial purposes. These credit cards comprise: CLPtmet> ANZ MasterCard account number current outstanding balance c 12) ACAN3 LES approximately $14,811.15; Commonwealth Bank MasterCard account number current outstandin: balance of approximately $11,237.05; GE Money Buyers Edge Card (Lion Finance Pty Ltd) current outstanding balance c approximatelA4,000.00; and Signature of deponent Signature of witness COP:Meg • BING' Sets ate Pt) 1.4 I 1069SS! EFTA00266274  4tc GE Money Credit Card (Coles Myer) current outstanding balance of approximate) - S4,100.00. payments. 14. I am in default of payment of all account as 1 have been unable to make the full have been negotiating with the various financial institutions to try to make reduced payment: 15. I am seeking an urgent Interim Order that the Trust funds be released so that these liabilitit can be paid and the balance of the proceeds be divided between Darren and I in a mane consistent with my Application. Matrimonial Asset Pool: 16. The assets of the marriage comprise of the following: a) The proceeds of the former matrimonial home in Boylan & Co Trust Account $47,000.00; b) VN Commodore in my possession valued at $1,500.00; and c) Ford motor vehicle in Darren's possession valued at $1,500.00. History of the relationship 17. I met Darren in approximately 1991 at the Kadina Hotel. We were introduced by his friends. was living at Kadina at this tune and Darren was living at Whyalla. 18. Darren had taken a redundancy package with his employment from BHP approximately months prior to our meeting. I am uncertain as to the exact amount of the package. 19. I commenced cohabitating with Darren in Whyalla and lived there with him for 18 months. 20. Four months into our relationship Darren began to verbally abuse me. He would said word to me such as "*". I left the father as this time due to the abuse and moved back to Kadin: We then moved to Paskeville to be near my parents prior to the Th twins were then born on 9 September 1993. 21. Darren travelled to Kadina and convinced me to give him another chance and I subsequent) did so. We resumed living together. 22. The abuse stopped for a small time and then began again when I was pregnant with the twin: During this time Darren would not allow me to see my friends and family. He would nc allow me to go to the shops or run errands without him present. He did not physically abus me at the time. Signature of deponent Signature of witness Cryouglu • BING! Putman rt lid I IC6055, EFTA00266275  lionfinanceptod - T %ILL V-t -c-E" Direct Line: 1300 662 650 06/04/2009 (ThEMAND es; NoNtBCRS encac 130-leg:Ls cot s ret,ieR • NO cometuNI,)E_Pic-c-fi MASTERCA2n Nu et t‘) 2_ cR.e. iT ceRD U06 • Dear Mrs McDiarmid, Lion Finance Pty Ltd ("Lion Finance") Former: GE Capital Finance Australia (ABN 42 008 583 588) ("GE Money") Account: Revoking Credit - (;U-ica'S OCAC Cific.AINCe Amount Due as at 06/04/2009:33,323.02 As requested, we confirm that the balance due on the above account is S3,323.02. Please contact our office to discuss payment of this outstanding balance within seven (7) days. Yours faithfully Lion Finance Pty Ltd Manager Lion Finance Our Reference: 4600 6970 134 / SUKH / LBA Lion Finance Ply Ltd ABN 51 095 926 766 PO BOX 2083 FORTITUDE VALLEY BC QLD 4006 Telephone 1300 882 650 Facsimile 61 7 3832 3728 email See over for Important Customer Notice and Payment Options EFTA00266276  lionfinanceptod 06/04/2009 Direct Line: 1300 662 650 UO5 Dear Mrs McDiarmid. Lion Finance Pty Ltd ("Lion Finance") Former: GE Capital Finance Australia (ABN 42 008 583 588) ("GE Money") Account: Revolving Credit CC' t & fry-1E R. (364._Fles.)CE Amount Due as at 06/04/2009: S3,143.11 As requested, we confirm that the balance due on the above account is 53,143.11. Please contact our office to discuss payment of this outstanding balance within seven (7) days. Yours faithfully I.inn Finance l'ty I Ad Manager Lion Finance Our Reference: 4600 6623 1621MTAY / LBA Lion Finance Ply Ltd AM 51 095 926 766 PO BOX 2083 FORTITUDE VALLEY BC OLD 4006 Telephone 1300 662 650 email Facsigglino See over for Important Customer Notice and Payment Options EFTA00266277  ACcc.L".1-1 S (RC7z_Ctr•1 tJtil IN) eRc...:cc5rscif- 5ETTLEmevi . GE Money imE_wieNO Rck.. fAYME-Kr n) Cr vvriH acEEN St t9K)n LA on.) Et NONCE - cat 6 -, (-4 YEA cREOrr c ectt) Acc_ck,inrr 19/10/08 MRS C MCDIARMID RE: ACCOUNT NUMBER DEFAULT NOTICE Consumer Credit Code Section 80 You are in default under this credit contract because you did not pay $528.11 by 15/10/08. You can clear this default by paying that amount to us. ) If you do not fix the default by the end of 22/11/08. Your liabilities under the credit contract will be affected by the operation of the acceleration clause it contains, with the effect that the closing balance of your account will become immediately due and payable; and We will take recovery action against you. This may include taking you to court.. This may also happen without further notice to you if subsequent minimum monthly payments due on your account are not paid to us in accordance with your credit contract by the end of the default notice expiry date given above. Closing balance of your account is $4,115.48, but this amount may change before the end of that day. ACCOUNT SERIOUSLY OUT OF ORDER Under the Privacy Act 1988, GE Finance Australasia Pty Ltd may give to a credit reporting agency information about you and your credit account, including details of payments which are more than 60 days overdue. Yours Sincerely Credit Card Collections Team 280734 GE Capitol Finance Australia IABN 42 038 583 588) trading os GE Money. GPO 940 melbourne 3007 EFTA00266278  lionfinanceptod Direct Line: 1300 662 650 X 1 I /12/2008 ( CA l`-'1%/Ca, CAC Ot 1 C e (-Z . r)c -14-‘ CARDS neat = et s Ito AN) Cr—t-ier)RE) 'Ms EY I-fue,re(vne- eaTt tArri U05 Priv Confidential C McDiarmid Dear Mrs McDiannid, ACCOUNT VERIFICATION GE Capital Finance Australia (ABN 42 008 583 588) ("GE Money") k Account: Revolving Credit elr Amount Due as at 11/12/2008: $4,186.25 We are contacting you in relation to the above account and your Agreement (the "account") which you held with GE Capital Finance Australia (ABN 42 008 583 588) ("GE Money"). This account has been sold by GE Money to Lion Finance Pty Ltd (ACN 095 926 766) ("Lion Finance"). Our records show that 54,186.25 Pile "Debt") is due and payable on your account and we have purchased your account from GE Money on this basis. Please find enclosed the Notice of Assignment of Debt from GE Money to Lion Finance. which is effective immediately. Please read the following important information about your account: 1. ACCOUNT VERIFICATION We arc currently verifying the balance and status of your account. We have enclosed an Account Verification Form that shows your contact and other account details. If you agree that the Account Verification Form shows your current and correct details, please sign and return the Account Verification Form in the Reply Paid envelope within seven (7) days and pay the amount due using one of the payment options listed on the reverse of this letter. If you do not agree that the Account Verification Form shows your current and correct details, please amend the Account Verification Form and return to us in the Reply Paid envelope within seven (7) days. If we do not hear from you within seven (7) days from the date of this letter, we will assume that our records are correct and seek immediate Lion Finance Ply Ltd payment of the Debt from you. ABN 51 095 926 766 PO 8OX 2083 2. CHANGE OF OWNERSHIP OF DEBT FORTITUDE VALLEY BC OLD 4006 Telephone 1300 662 650 Fecal le 61 7 3832 3728 email EFTA00266279  (5uCeNiSt- V) I NQCL %Jeri El\-• C-..uCt. C&c)t—icw-10 f)CPST Cc-taketerNil EA-et -FM" ' ft " - \iktm ILL el 1. As GE Money has transferred legal ownership of your account to Lion Finance. you arc now liable to Lion make payment(s) to any other party, including GE Finance (not GE Mone ) for payment of the Debt. If you Money. you will not receive a valid discharge of your Debt. 3. PAYMENT OPTIONS arrange immediate payment of the Debt in full or to We recommend that you contact Lion Finance in order to discuss your payment options listed on the reverse of this letter. enforce all the provisions of the Agreementbetween you If you do not do so, Lion Finance may contact you and now owe to Lion Finance. and GE Money in order to recover the Debt that you You must pay the Debt to Lion Finance at: Lion Finance Pty Ltd PO BOX 2083 FORTITUDE VALLEY BC QLD 4006 Please quote the account reference numbe to ensure receipt. 4. CREDIT REPORTING Please note that the Debt may be listed with a credit reporting agency, which could affect your ability to obtain further credit. Lion Finance reserves the right, where necessary, to update any changes to the status of the account and/or any default listing or to default list your account with an appropriate credit reporting agency. 5. LION FINANCE CONTACT DETAILS All future enquiries, correspondenceand payments concerning this account are to be directed to Lion Finance at the above address. We invite you to contact our office on 1300 662 650, should you wish to discuss this matter, or if you require any clarification. One of our representatives will be pleased to help you with your call. Thank you for your co-operation in resolving this matter promptly. Yours faithfully Lion Finance Pty Ltd Manager Lion Finance Our Reference: 4600 6970 134 / LDVZ LGP See over for Important Customer Notice and Payment Options EFTA00266280  Jpdate begins 10 February 2006 Update ends 09 March 2006 Update 51 Page 3 of 3 bank.?r-g --/ 0 Overdue tEzy MasterCard transactions Account number Purchases Payments/Refunds Amount payable $350.00 $122.00 $0.00 $181.10 Annual rate Daily rate 9-• Credit limit Credit available 16.500% 0.04520 % $5,000 $105 Transaction details Amount (AS) t Date Reference number 10 Feb i KMART PORT PIRIE SA AU "64 30 32..06 13 Feb BWS LIQUOR W5692 PORT PIRIE AU 26.99 i 15 Feb WOOLWORTHS W5603 PORT PIRIE AU 19.82 02 Mar PAYMENT RECEIVED, THANK YOU AU 125.00 I 10 Feb • 09 Mar PAYMENT RECEIVED, THANK YOU AU 225.00 E ANNUAL CHARGE 39.00 01 Mar Interest charged on purchases $34.22 Interest charged on cash advances $29.07 63.29 09 Mar Closing balance 4,895.46 Ezy Rewards transactions Membership number Transaction details Amount Point! OPENING POINTS 1,154 En' MASTERCARD .\CCCUNT All purchases —$78:81 19 Woolworths purchases - bonus points $46.81 12 CLOSING POINTS 1,245 EXPIRY DATES Points expiring 1 January 2009 1,075 Points expiring 1 January 2010 170 End of Ezy Update - thank you ranannauesellthRank EFTA00266281  L • The Manager Homeloans Plu Ph (08) 8410 877 Caliazdk/01,._-(A &a/ Fax (08) 8410 3991 A-1.4.1-(Ecazt. Account Number. Account Name: wife dc.-6-1.4/P IL hereby authorise and request that you dose the above account. A A payment of $ Is enclosed. Signed, .431 .241 2/ Kc Signed Dated the h day of 118.7 20.(aiz. vivnv.homeloansplus.com.au e Floor, 33 Franklin St, Adelaide SA 5O00 Tel. (08) 8410 8777 Fax (08) 8410 3999 Pekar Holdings Ptv Ltd. CAN 073 221 575 N.J. Frit Holdinfec Pry I us rAht nrA 991 477 EFTA00266282  .;oles Myer Source MasterCard Statement Page No. 1 of 3 Statement Enquiries: 1300 Loyalty Enquiries: 360 888 I. Web Slte Address: www.sourcecard.com.au C MCDIARMID Statement Period: 16/02/06 - 15/03/06 Account Number: Credit Limit (including cash): $2,250.00 Available Credit: $5.65 Current Points Balance: 0 AMOUNTS DUE II Due by 15/04/06 Got Cash? Minimum Monthly Payment You can use your Coles Myer Source MasterCard to withdraw cash from any ATM where you see the 3111111111111 MasterCard logo. You can also withdraw cash ACCOUNT SUMMARY over-the-counter at any bank or financial institution where you see the MasterCard logo. Opening Balance $2,28.11 Have you heard about our online service? Payments & Credits $50.00 Want to know about an easy way to check your Coles Purchases & Other Charges $33.82 Myer Source MasterCard account details online? Simply visit www.sourcecard.com.au to find out your Interest $31.42 account balance, recent purchases and when your next payment is due. You can even update your Closing Balance $2,243.35 details or request a credit Emit increase. So now there Is an easier way for you to make your Coles Myer Source MasterCard queries when it suits you - late at night or on the weekend. U40,U4418~Ctli tiresIfflaillICint have oringedstoonou_anplied for your card, or ore like:), to change, plectra contact us it you wnh to change your credit limit. Please check transactions on this statement and raped any discrepancy immediately. Credit facility provided by GE Capital Finance Australia (GECFA) - ABN 42 008683 588, G.P.O Box 236E Melbouree VI 8111 wit & retain for your record Date paid / / Cheque/Reese:4 No. Amount Paid $ I I t I I I I. PAYMENT SLIP Minimum Amount Due by 15/04/06 • $49.85 %ccount Name Mrs C McDiarmid %ccount Number statement Period 16/02/06 - 15/03/06 low to pay - Please see the reverse side for details Amount you wish to pay WO/ 40282/030030000 nnrinn,'Llitc.rinnnnnntoscacttAt7ii-42o74snA EFTA00266283  ANZ LOW RATE MASTERCARD CARDS ENQUIRIES 13 22 73 L05T/STOLEN CARDS 1800 033 844 MRS C MCDIARMID 01/03/2006 - 29/03/2004 $12,000.00 $0.00 209.00 Change to MasterCard Currency Conversion fee As of 7 April 2006, the Currency Conversion Fee on 174.63 your ANZ MasterCard will be reduced from 2.6% to 209.00 2.5% of the value of any foreign currency transaction. 240.00 24/04/2006 12,261.88 270.00 0.00 0.00 0.00 182.75 12.174.63 Purchases 11.75%pa 0.0321%Daily Balance Transfers 11.75%pa 0.0321%Daily- Cash Advances 11.75%pa 0.0321%Daily MRS C MCDIARMID EFTA00266284  PPM') tp.s fLAL - MARRIED Sahli SECO:WM0'Ni V'tick.tc<E-Sc-, v.ir-ttc t-f ci cc LiRRED -- T"it s tc . The Manager Homeloans Plus 4-;^La ^ICE Ph (08) 8410 8777 Fax (08) 8410 3999 .42.-Ne C dr_121 eta. ceount Number. Account Name: uwe .4f,aff rde- rb hereby authorise and request that you close frIC-'214144 the above account. A payment of $ Sto , • eve is enclosed. Sign Signed Dated the o 4n day of Mitt 201:1. www-horneloansplus.com.au 4th Floor, 33 Franklin St, Adelaide SA 5000 Tel. (08) 84108777 Fax (08) 8410 3999 Pekar Holdings Ply Ltd. CAN 073 221 575 N.J. Ent Holdings Ply Ltd CAN 073 221 477 - Trading as Homeloans RUC ARM ag nc-7O,O EFTA00266285  V"" "9 '1 4, / n•J X-4 CX\C .1 1 et.1 X tj k k- (...4._t< I 1"tkl-ttrt)tr-:l_ 25,9-2003 19:57 ,..., (ci te; I t, c} PFEE1 r Veur-1Rat) i-AvvYk:PS 0 Moi2c-(Ni RsF RI- -75nriFsri`Ovv+ItO SE-Tn_ 4 griGi.)7. .3A,CQUEI-rAJE. GOOI- PI (DC/5,4.(t rktir kAkriOkikki- ~Pa/ 1.-kAvr..- griF-4u p,oviSe- D 81 pP/ kpAA1\jEÏR --n-rpou&+_ƒ erfro.5 Í )--(1t14/» fzuSfA ri( hiet3 ri t( tuA3 S-MK‘- o SupJaav vicmi ic) oFFP-R e OF cokial sETTLalt=4J7 erc erHis ,/}4-r,f( PR(rWER brActcl,:': tilt0~9) HPrs S-7-4-rgD -Thrgi ovE - -R 37.000 ot-) HER cPg011 cp.tRDS. WE{ -Pu vfi --- 0‘,QED fwpRoomPri-kE ,•9 5 -PPPtnag-0 ii -I0 3011)07 SWg- onie-V fJcuP,RED :51)4Doo oL) HER en2Ds. SNg t-Y)-cf(i -ro erf- b5 ociERA DE! (4a Øo) DL; crgos ) ok)ga 94 iv) i.rn-is I S so;-Ei-.1 k-(02 r\ \/ oFF~2 Is To w i j_ s__ HE-p, 1.4 p\LC- .4,'Dfocks oe- THE SrrfAcrlEhfril tatJ D r Tr REelfk10 1de— ,V7 000 LEPT. I F SHE ele_cg-p-r fl -ccE-95 PM' -THE Pmoo- -r Dr- ex)ik ciAuc-Htp-45 rALso Fog ‘4OR DPcKif sApes cwowrg-D $5-cc (ØA) 52(1 cgS 4~ Is vprkw spy PiczEP oic.E INIs FoR THIS I (.)k.; Dok], --ri-IL)RsOfri 4Hg-- ØN0 oF -75P4NNAQ't acoci. it eccEPT eTH1S oF-FgA I #Pkig" erO c n -THAoue-ry bir Aju g \,14//11-1- Øg RSKO C- t-fC: COUP-1- (-c-oa g--y-;£(.isteitJ vsJC- \AAp_ Sg -N-Ive-- Fut-) gr-coRDs PiSci-o_Su(ZF or Al-l- -3(zuc(C-§ cgr-0\e " cA2s) to esc. -(2.-Tertt.) "mg nmo,.»..rrs AND ;5>c2gtJDII-CPRIS 51-131g1C) )1.i Hs.. swoRiu Afr‘ csviet. %a5, Goo is umeccoJ mrek3t. e FOR - Bar H P ORTiES tiotsap,Nr) nivn v.)%re )2 /1/ _19 )oi jo, 1-)NczgpJ JNigs tA`Pv\Pint0 EFTA00266286  AUSTRALIAN ABA 91 113 234 153 !Incorporating 1he Business Of BISHOP COI I ECTIONS) t;CCt-n CAORt-\k t sC'e ari r. r - tin ‘i *- 11 March 2009 Phone: 1300 655 275 ARL Reference : O5417093 JC AND DJ MCDIARMID Amount Due : $251.94 Dear Sir/Madam Re : Midstate Thrifty Link We have been appointed to assist with the matter of your outstanding account for $251.94. While our client would prefer to settle this matter amicably they have made it clear that all available actions be taken in our attempts to recover this amount. If you fail, neglect or refuse to pay the debt within 7 days our client may list a default on your credit file for the outstanding balance of the account. Please be aware that if a default is listed on your credit file:- 1. The default can remain listed for a period of up to 5 years; 2. The default may affect your ability to obtain credit in the future, and; 3. The listing can only be updated as 'paid' or 'settled', but the listing will NOT be removed from your credit file other than in accordance with credit reporting legislation. Please make your payment immediately using the payment options below, alternatively if you wish to discuss the matter please contact our office without further delay. Yours truly, Cluotnallast .9leceittalttee Ltd YOUR ACCOUNT VIA THE WEB: For online payments, arrangements. responses and queries. please access ARL's secure site at vnew arlcollect com au USERNAME: mcdiannidF PASSWORD: 98070 eyegAcy, a'r e.,“)),ggige (my' s& corsprgrims Ise yrs..", At t9Ra ant We wes: sYvart ortspres nrcemanon coon yrs, m fatal to the altar ostler Iles ortormetcn °sneered is intents yw trait ms VI to in artordarce Ate Mete Crintrolel ARL mire cored perscre: %twos ratted awn au or sad sots unity to ARt. Cerroirce Otter PO Sox 14393 taeltarris VIC 3(X00' esti recurs us to amnia Orals r osr Prniecy Percy can be tosnd privestBecosscl can au X Payment Slip/Options Pay in person al any post orrice. or by phone 13 18 16 Of go to MON postbillpay corn au Billpay code: 2354 Reference: 54170931 ;ARL Teo asp ir a ha-sac:on roe or SI 99 ski —.sr Derr: 553) I IIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIII '2354 5417093 1 9251 94 III Telephone & Internet Banking — SPAY Call your bank. credit union or budding Soddy 10 make this In Person: Payne is can be made at Level 1 383 King Street a payment from your cheque or senngs account Melbourne. 1/32 Annesley Street Echuca OR Level 4 541 Kent Street PAY Biller Code: 13748 Reference: 54170931 Sydney OR Level 9. 193 Nonn Duey Brisbane (A merchant fee of 1 3% may sooty to Credit Card payments) Mailing your Payment: Post this Payment Sup with your cheque or money S Telephone Payment: Cab the ARL team on 13C0 303 841 to make a order M ARL P 0 Box 14390 Melbourne VIC 3000 (Do not send cash) payment via Diners. Bankcard. MasterCard or Visa (A rnechant tee of • 3% may appry) PO Bex 11310 Melbevrin VIC 5001 III 1300 303 841 (P) 03 93244616 wyntrukellecticeinsau EFTA00266287  pfV(imc FUR