EFTA01514139.pdf

December 01. 2006 - I NEW YORK STRATEGY GROUP, LLC December 29, 2006 JPMorgan 0 Primary Account Numbe Bank Private Page 5 of 5 Important Information about Your Statement Accounts arc subject to the General leans For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the *Bank-) Deposit accounts held at the Bank. including checking. savings, CD, and money market accounts, arc FDIC instant In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts only) lelephone or write to the Bank d you think your statement or receipt is wrong. or if you need more inlonnation about an electronic transaction on a statanent or smart The phone number for inquiries is pnntol on the front of this statanent The oldie% for inquiries appars below. We must hair from you no Inter than 60 days atler we sent you the FIRST statement on which the error or problem appeared • Tell us your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfix you are unsure about JPMorgan Private Bank Client Service and explain as clearly as you can why. you believe it is an 500 Stanton Christiana Road, POPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected arm We will investigate your complaint and will cornxi any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-mle transactions). we will recredit your account for the amount you think is in error so that you will have we of the money dining the time it takes its to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers liaise examine your account at once. If you fuel an error has taken place or have questions concerning a non-clatrome transaction, telephone or write us within in days The phone number is printed on the front of Nis statement. 'Elie address appears Move. lino report is received within this paiod, your account will be considered correct. Mutual Flinds/Securffies Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities int oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IFMorgan Funds is JPMorgan Distribution Seivices. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including fey and exp.:tam. before investing or sending atone). JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JI'Morgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Twig Amet Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor. respectively. Reich & Tang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary' investment manger for an ERISA plan or an IRA that hold Fiduciary Shares (as described below ) do not bear any portion of investment. administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable JI'Morgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank serves as trustee. or dimmtionary investment managa for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiducimy Shares, the Bank receives fees for services from the JPMorgan Funds tint waists account fees with respect to the funds so held. Fiduciary Sharm are shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JI'Morgan Mid Cap Equip Fund. JPMorgan 7 rust Small Cap Equity Fund, 'Morgan Fleming Intonational Equity Fund. IPMorgan Short Tam Bond Fund II, JPMorgan Bond Fund 11, JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Sharffintermodiam Income Fund, JPMorgan Intermediate Tax-Free Income Fund. JPMorgan lax-Fm Income Fund, JPMorgan California Bond Fund. JPMorgan NY Intermediate:Tax Fox Income Fund and 'Morgan NJ Tax Free Income Fund held in the Ranks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate moms an amount returned by the Bank to the account which holds the Fiduciary Shares. Ilse rebate amount represents the portion of servicing It paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040317 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309515 EFTA01514139