EFTA01596771.pdf

SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 03/27/14 - 04/26/14 May 23, 2014 515.00 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in:. Questions? Call 1-800-762-1000 ubs.corrilonAneservices Pay Credit Card reminder Account Summary Activity Summary Your payment in the amount of Minimum Payment Due $15.00 Previous Balance $43.85 $95.68 is scheduled to be paid on Paymen iue a , 5/18/14 from your UBS Account. C ,nd.t Line $35,000.00 + Purchases $98.42 Thank you. Available Credit Lin Cash. Credit Line $14,000.00 I Available Cash Line + Fees $0.00 Past Due Amount $0.00 + Interest Overlimit Amount $0.00 Statement Balance S98A2 Payment Information* Statement Balance $98.42 Minimum Payment Due $15.00 Payment Due Date 05/23/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balan Sing this card and each month shown on this statement i u pay about... Only the Minimum Payment 7 months $103 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonhneservices. Detach here. Pease make cnecks payable to UBS Card Services and intrude this payment coupon in the enclosed envelope. Please allow 7 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $15.00 $98.42 COLUMBUS GA 31908.4040 Payment Due Date May 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008849 CONF DENIAL 0000001500 0 I EFTA01596771 Important Infonnetion Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call I-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application S the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty § than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which we payment Is drawn are 0 *retrainee repayment of cash advances through CashCoanect collected and not returned. ti; ,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autnonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day (RMA(1) or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parclinses. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008850 CONFIDENTIAL EFTA01596772  Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 140 Points earned this period 99 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 239 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISIAINE MAXWELL - Card encfmg Date Desointim Amount Payments 04/17 PAYMENT THANK YOU -543.85 Total Payments Activity -$43.85 Purchases 03/29 ESPA CORP NEW YORK NY $cIDOO 04/05 BEEKMAN THEATER NEW YORK NY $18.50 04/05 SMILEYS NEW YORK NY $26.76 04/17 OLD TOWN BAKERY KEY WEST FL $13.16 Total Purchases $98.42 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest-1 Total Fees Charged in 2014 $0.00 Total Interest Charged in 2014 $0.00 Interest Charge Calculation -31 Days in Billing Cyde fl Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 13.24% PN $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate Customer Notifications Make your payment online Set up one-time or recurring monthly payments via our online Pay Credit Card feature on UBS Online Services. It's a quick, safe, easy and secure way to pay your monthly credit card bill. Log in at www.ubs.com/onlineservices, and go to Cash Management > Card Services > Pay Credit Card. SDNY_GM_00008851 CONFIDENTIAL EFTA01596773  Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is writing. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includny new purchase5). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question or any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for i) Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Veer rights If you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each palm calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than $50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable OPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is %%irking at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you flask you flood a 'mistake Se yaw stsiteueent pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008852 CONFIDENTIAL EFTA01596774  SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 02/27/14- 03/26/14 April 23, 2014 $15.00 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 6 Customer News Primary Card Number Encfrig Questions? Call 1-800-762-1000 ubs.com/onlneservices Wekome Account Summary Activity Summary Thank you for choosing the UBS Card Minimum Payment Due $15.00 Previous Balance Program. We are pleased to have ya ue a as a new UBS Visa Signature credi Credit Line $35,000.00 card holder and hope you enjoy th able Credit Line $34,9 convenience your new credit card Cash Credit Line 314 000.00 offers, including rewards, concierg ash Line $14, + Fees services and other valuable featur Past Due Amount 50.00 ent $0.00 Statement Balance S43.85 Pay Credit Card reminder Payment Information* Your payment in the amount of Statement Balance $43.85 $95.68 is scheduled to be paid on Minimum Payment Due $15.00 4/18/14 from your UBS Account. Payment Due Date 04/23/2014 Thank you. late • it Warning: If we do not receive your minimum payment by the date listed above, you Starting April 15th your My Choice may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Rewards cruise options will be as Minimum Payment Warning: If you make only the minimum payment each period, you will pay more easy to book as your rewards flights. in interest and it will take you longer to pay off your balance. Get a cruise ticket of up to $900 in For Instance value for 50.000 points or pay for a If you make no additional charges You will pay off the balance portion of any cruise ticket at the And you will end up paying the rig this card and each month shown on this statement in rate of 100 points per dollar. Call estimated total of... u pay about... UBS Client Services at Only the Minimum Payment 3 months $45 800-762-1000 and press 2 for more If you would like information about credit counseling services, call 1-800-762-1000. details and to book your cruise. Redeem your My Choice Rewards points to get premium gift cards. the 4 The phone number for UBS Bank USA is I-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the dosing date of latest gadgets and amazing travel at this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. ubs.com/onlineservices in the cash management tab. Detach here. Pease make checks payab'e to UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $15.00 $43.85 COLUMBUS GA 31908.4040 Payment Due Date April 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008853 CONF DENEAL 0000001500 0 I EFTA01596775 Important Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you me us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty § than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA-Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at A Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that othenvise meets the 8 allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure the funds from the bank on which yam payment Is drawn are *retrainee repayment of cash advances through Cashed:reflect collected and not returned. When you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you aunionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day (RMA(1) or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-I 000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest on rights under this Agreement, and such payments may be sent to the parclunes. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas: TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_000088.54 CONFIDENTIAL EFTA01596776  Page 3 of 6 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 0 Points earned this period 140 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 140 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending n1.1 Date Desoipticn Amount Payments 03/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -$95.68 Purchases 03/03 76 FUEL 5701 LOS ANGELES CA 430.18 01/13 ESPA CORP NEW YORK NY $65.50 01/18 FOOD EMPORIUM #3674 NEW YORK NY 49.48 01/19 BAGEL ON LEX CORP NEW YORK NY $10.00 0320 USPS 35961400132801391 NEW YORK NY $12.77 03/20 ESPA CORP NEW YORK NY $11.60 Total Purchases Activity S139.53 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest 1 Total Fees Charge° dl 2014 $0.00 Total Interest Charged in 2014 S0.00 Interest Charge Calculation - 28 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 13.24% (v) $0.00 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008855 CONFIDENTIAL EFTA01596777  Page 4 of 6 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • ..:war amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is residnee. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the S payee. For Checks, interest will accrue from the day the payee accepts following are