EFTA01390354.pdf

10. Notices. Notices end other communications may also be provided to Client verbally. Such notices and other communications left for Client on Client's answering machine. voice mall, electronic manor otherwise, are considered to have been delivered to Client whether actually received or not. Transactions entered into Clients Account shall be confinned by DBSI In writing where roduired by law or regulation. °BSI will not send separate confirmation for the following transactions: (a) dividends or distributions credited et reinvested, or transactions effected pursuant to a Dividend Reinvestment Plan, (b) shares of money market funds that are purchased or redeemed, or we part of the Cash Sweep Options, at (ci :yensections effected pursuant to a periodic plan or an investment company plan. Client's periodic firx1Ount statements will reflect these transactions. Notices concerning ad matters related to Accounts) usually wilt go through DBSI although Pershing may send notices) directly to Client with a duplicate to DBSI should marmot conditions. timetolostraints or Other circnmstances so teepee. 11. Possible Conflicts of Interest. Services and recommendetehs that DBSI provides to Client may hitter troth the services and recommendations provided to other Clients or by other individuals or groups st DBSI and/or affiliates of Deutsche Bank AG, whether arting as principal or agent. DBSI provides investment advise, portfolio management and execution services for many Clients and, in sdditiod, acts as principal is various markets. Given these different roles, Individuals and groups at 08SI and affiliates of Deutsche Bank AG are seldom of one view es to en investment strategy and may pontos differing or (*ideating sr:insoles. Enspbyeas of DBSI shag have no otdigertien to • recommend to Client, or Inform Client of, strategies being pursued by DBSI or other Clients. Further, ter DBSI and its affiliates may provide services fore fee to or specie business from companies whose securities ere recommended by DBSI. (b) DBSI and its affiliates may be paid tees by investment companies registered under the Investmorn Company Act of 1900 or other investment vehicles. including without limitation, fees Per acting es Investment Since, administrator, custodian and transfer agent, end (c) DBSI end its affiliates act as brokers, principals and/or market makers In pertain markets and may do sit in transactions with Chant. DBSI may recommend securities er strategies that are issued, underwritten, implemented or advisedby DBSI er one or more of its affiliates. 08S1 may receive compensation, in addition to the compensation Client pays DBSI, in the form of Rule 12b-1 fee,, distribution fees, finder's tees, fees based upnn fund management fees and cash or non-cash paynients that are paid by mutual funds (out of fund assets in the ease of Rule 12b-1 fees) or by the managers anti other service providers to the funds (nOt out of fund asset). DBSI also participates in a program tittered by Pershing. under which DBSI shares in revenue received by Pereeirm from mutual funds offered on the Petshing platform. All of these payments may vary based on sales volume or assets under management end may give DBSI a financial incentive to recommend certain funds or strategies and to include those funds lo models end programs. To addition. DBSI may receive trail compensation in connection with seles of -auction rat, sieourilieS. 12. Securities Investor Protection CorPoratkin (SIPC). DBSI provides SIPC coverage througn Pershing and/or es a member of SIPC. For additional Information on this coverage see www.SlPC.org or cell the SIPC public information number (201) 371-8300. Cbent will refer to the Annual DiscInsure Statement, at http://wwWipwm.db.corrVernericas/ eniannualdisclosurestatementhtml for additional information regarding SIPC and excess of SIPC coverage. 13. Tex-Exempt Entitles. Charitable remainder trust, foundations, pension plans and other tax-exempt entities inn be deemed to receive unrelated business taxable income (tail) as a result of investing in certain severities. borrowing monies under a margin loan, investing in i partnersNp or limited liability company that generates UBTI or other leverage or loan arrangement. Tax-exempt entitles &weld ccnsult with their tax adviser before making en investment or entering into such anenaenrant If Client's periodic Accuunt Statement indicates met arty Securities were forwarded to Client and Client has not received them. Giant should notify DBSI immeMateN. If notification is received within 120 days after the mailing date, as reflected on Client's Account Statement, mplecement wilt be made free of charge. Thereafter, a factor replacement may apply. DEFINITIONS The following are definitions of certain terms that we used within this Account Agreement. As required, the singular shall be plural and the plural shall be singular. 1. 'Account Agreement' means the written agreement entered Into between Clients) and O551 regarding Minitel' Accounts). The Account Agreement includes the Terms and Corm/Tien, Arbitration. Tax Earthen/Declarant of Tax Status, and the Appendix to the Account Agreement, as well es any other applicable disclosure docernans relate to Client's Accounts). together with sny amendroonts or supplement to such documents. There may be disclosures. agreements end terms applicable tea particular feature. program. eocnun or service provided as a result of o Client election, modification of or addition to the Account AgteerneM, change In service or otherwise. PBS' will provide to Client such disclosures, agreements end terms, which ;hall be incorporated into this Account Agreement by reference. From bms to nMe. 1.)BSI may require that Client sign other agreements or documents for certain serviees or Instructions end such additional agreements and documents shall become part of this Account Agreement. 2. "Affillete(s)* means any entity that is oortroloa by, controls or is ender common control with DBSI. DBSI is subsidiary of Deutsche Bank AG. Each affiliate is a separate legal entity. 3. "Applicable Lew" means the constitution, rules, regulations, customs and usages of the exchange or market, and its clearing house, if any, where a transaction is executed end applicable federal and state laws and regulations, including but not limits° tosecurities law's and regulations (includiog the rules and reguletlens of the Secunties and Exchange Commission and the Federal Reserve Beard or foreign securities regulator, se implicate), and the rules end regulations of FINRA. or any other salt regulatory agencies or organizations having governing authorityto e transaction in an Account in effect from time to nme. 'Appliceble Law" shell also include the rules of dny national securities association, registered securities exchange or of the Options Clearing,Corpozation or other cleating organization applicable to the trading of option contracts. 13-HOA-01M 02145032813 Is CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0094834 CONFIDENTIAL SDNY_GM_00241018 EFTA01390354