EFTA01524199.pdf

January 01, 2004 - Ghislaine Maxwell January 30,2004 Primary Account Number JPMorgan Private Bank Page 3 of 3 Important Information about Your Statement Personal accomns are subject to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. Business accounts are subject to the Tams and Conditions for Commercial Accounts or the General Tams For Accounts and Services Your accounts. unless otherwise Siena on the Statemen t. are held by JPMorgan Chase Bank (the -Banke). Deposit accounts held at the Bank, including checking, savings, CD, and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts onhl Telephone or write to the Bank if you think your statement or receipt is wrong. or if you need more intimation about an electronic transaction on a statement or receipt The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hair fmm you no later than 60 days after we mot you the FIRST Amman on which the error or problem appeared. • Tell us your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the error or the transfer you are unsure about. JI'Morgan Private Bank Client Service and explain as clearly as you can why you believe it is an 500 Stanton Christiana Road, I MM'S3 aror or why you need more information. Newark. DIE 19711-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 businem days for transactions outside the II.S. and point-of-sale tran.sactions), we will recrcdit your account for the amount you think is in error so that you will have use of the money during the time it aka us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel at error has taken place or have quentons concerning a nonelectronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Clime Bank or its affiliates or any federal or state government or got ernment agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not al-Bharat with the Bank. The Bank and its affiliates receivecompensation from the 3PNItgan Funds for providing services to the funds. Read the JI'Morgan Funds promiatusa c.arefully for details, including fees and exposes, before investing or waling money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and 'Morgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not pan of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P.. which an: unaffiliated with JPMorgat are the funds' distributors and investment advisor. Reich & Tang Distributors Inc. is a manha NASD. The Bank is not a registered broker-Jailer. Securities transactions may be through JPMorgan Fund Distributors, Inc a subsidiary of the Back, is a member of NASIYSIPC. IRA Accounts Accounts of the Bank as trumee, or as discretionary investment manager for an ERISA plan or on IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment. administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate moss has beta established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee. or dimretionao roves Ment manager for an ERISA plan or an IRA. which hold shares in the 'Morgan Funds other than Fiduciary Shares, the Bank receives fees for services front the JPMorgan Funds but waives account fees with respect to the funds so held. 'fiduciary Shares' means shares of JP/sIorgart Select Funds and Institutional Shwa of the JI'Morgan Bond Fund II. JPMorgan Short-Term Bond Fund II. JPMorgan Intermediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank bust 8CCOUMS or in discretionary investment managanent accounts at the Bank held by ERISA plans or IRAs. "Rebate' means an amount returned by the Bank to the account which holds the Fiduciary Shan. The rebate ainount mines the potion of servicing lam paid to the Bank by the mutual fund with respect to Fiduciary Shan. Confidential Treatment Requested by JPM-SDNY-00051984 JPMorgan Chase CONFIDENTIAL SDNY_GM_00321182 EFTA01524199