EFTA01551392.pdf

JPMorgan Chase Bank, N.A. P 0 Box 6076 Newark, DE 19714- 6076 Primary Account: For the Period 10/31/09 to 11/30/09 J.P. Morgan Team Janet Young DARREN K INDYKE PLLC ATTN DARREN K INDYKE NEW YORK NY 10065-6298 William J Doherty For assistance after business hours, 7 days a week. Hearing Impaired Online access: www.MorganOnline.com JPMorgan Classic Business Checking Checking Account Summary Instances Beginning Balance Payments & Transfers Fees, Charges & Other Withdrawals Ending Balance 9 1 10 Amount 104,272.73 (56,163.15) (26.14) $48,083.44 Pae1of4 2 EFTA01551392 DARREN K INDYKE PLLC Payments & Transfers Date Description 11/04 ADP TX/Fincl Svc ADP - Tax CCD ID: 11/04 ADP TX/Fincl Svc ADP - Tax CCD ID: 11/04 ADP TX/Fincl Svc ADP - Tax CCD ID: 11/12 ADP Payroll Fees ADP - Fee CCD ID: 11/18 ADP TX/Fincl Svc ADP - Tax CCD ID: 11/18 ADP TX/Fincl Svc ADP - Tax CCD ID: 11/18 ADP TX/Fincl Svc ADP - Tax CCD ID: Chase 11/24 Autopay PPD ID: 11/25 ADP Payroll Fees ADP - Fees CCD ID: Total Payments & Transfers Fees, Charges & Other Withdrawals Date 11/02 Description Service Charges For The Month of October Total Fees, Charges & Other Withdrawals Primary Account: For the Period 10/31/09 to 11/30/09 Amount 16,374.38 9,225.93 18.51 92.00 16,374.37 9,225.95 18.51 4,741.50 92.00 ($56,163.15) Amount 26.14 ($26.14) The combined banking balances in your business account(s) were sufficient to cover transaction fees for services rendered this statement period. Please contact your Account Officer with questions or to discuss our wide array of business banking services. Daily Ending Balance Date 11/02 11/04 Amount 104,246.59 78,627.77 Date EFTA01551393 11/12 11/18 Amount 78,535.77 52,916.94 Date 11/24 11/25 Amount 48,175.44 48,083.44 Page 2 of 4 EFTA01551394 Primary Account: For the Period 10/31/09 to 11/30/09 The Transaction Account Guarantee Program (TAGP), implemented by the Federal Deposit Insurance Corporation (FDIC) in October 2008, was designed to help stabilize the nation's financial system by providing unlimited deposit insurance coverage on noninterest-bearing transaction accounts(1). The FDIC recently extended the program expiration date from December 31, 2009 to June 30, 2010 in an effort to provide additional support to those institutions most affected by the recent financial crisis. JPMorgan Chase & Co. believes this temporary TAGP extension is a prudent measure for financial institutions that have been heavily impacted by economic events. Because our firm has been and continues to be one of the most stable and strong in the industry, we have elected not to participate in the last 6 months of the program. We will end our TAGP participation on the original expiration date and are pleased by what this FDIC program has done to help solidify the broader banking system. Please note that funds you hold in noninterest-bearing transaction accounts(1) at JPMorgan Chase Bank, N.A. will continue to be insured under the FDIC's general deposit insurance rules (www.fdic.gov) as these are separate and distinct from the TAGP. For additional information, please do not hesitate to contact your J.P. Morgan team. As always, thank you for your business. (1)Includes certain interest-bearing checking (NOW) accounts, as long as the maximum rate of interest paid on the account does not exceed 0.50% per year for the duration of the TAGP. Page 3 of 4 EFTA01551395 Primary Account: For the Period 10/31/09 to 11/30/09 Important Information About Your Statement Accounts are subject to the General Terms For Accounts and Services and applicable appendices and account agreements. Your accounts, unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the "Bank"), Member FDIC. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, Please direct all inquiries to your .7 P. Morgan team at: and explain as clearly as you can why you believe it is an error or why you need more 500 Stanton Christiana Road, 1/OPS3 information. Newark, DE 19713-2107 Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for new accounts), we will recredit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Contact the bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing no later than 30 days after the statement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Mutual Funds/Securities JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01551396 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Page 4 of 4 EFTA01551397