EFTA01549092.pdf

JPMor an Chase Bank, N.A. k, Newar DE 19714 - 6076 Primary Account: For the Period 1/1/13 to 1/31/13 J.P. Morgan Team Janet Young 00035560 DPB 802 161 03213 NNNNNNNNNNN T 6 000000000 D2 0000 Gina Magliocco THE C 0 U 0 FOUNDATION INC ST. THOMAS VI 00802-1348 For assistance after business hours, 7 days a week. Deaf and Hard of Hearing Online access: www.morganonline.com Chase BusinessCustom Checking Checking Account Summary Instances Beginning Balance Ending Balance IMPORTANT INFORMATION IMPORTANT UPDATES TO THE DEPOSIT ACCOUNT AGREEMENT 0 Amount 0.00 $0.00 Page 1 of 4 00355600201000000022 EFTA01549092 Primary Account: For the Period 1/1/13 to 1/31/13 We will be making the following changes to the Deposit Account Agreement for Chase checking and savings accounts, effective March 24, 2013. We have: - Added the following language to the Important Definitions section: Debit card transaction: Includes any purchase from a merchant using your ATM card or debit card. - Modified the agreement to clarify that we will only send one copy of any notice relating to your account, even if the account has more than one owner. - Revised our Funds Availability Policy. Under Longer Delays May Apply, we describe circumstances where funds may not be available until the seventh business day after the day of deposit. We are deleting the sentence saying that the first $200 from your deposit will be available on the next business day, so if we delay availability in those cases the delay may apply to the full amount of the deposit. All other terms of your account agreement remain the same. If you have questions about the changes, please call us at the number on this statement or visit your nearest branch. There has been no activity on your account during this statement period. You may not receive a statement through the mail in the future if there is no activity on your account. You can always view your account activity and statement by logging on to your account through chase.com. If you have questions, please call us at the number on this statement. Please note this account had no activity during this statement period. The date of last activity for this account was 11/28/12. Page 2 of 4 EFTA01549093 Primary Account: For the Period 1/1/13 to 1/31/13 Important Information About Your Statement In Case of Errors or Questions About Your Electronic Funds Transfers Call or write to the Bank (Consumers should use the phone number and address on front of statement and non-consumers their J.P. Morgan Team contact information.) if you think your statement or receipt is incorrect, or if you need more information about an electronic transaction on a statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non-Electronic Transfers (Checks or Deposits): Contact the Bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing as soon as possible after the statement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Deposit products and services are offered by JPMorgan Chase Bank, N.A. Member FDIC Mutual Funds/Securities JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC, member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Page 3 of 4 10355600202000000062 EFTA01549094 Primary Account: For the Period 1/1/13 to 1/31/13 This Page Intentionally Left Blank Page 4 of 4 EFTA01549095