EFTA01578446.pdf

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: Zip: Home Phone: Work Phone: E-mail Address: To service and manage any of your account(s). we, our representatives, JPMorgan Chase representatives, and/or affiliates, may contact you al any telep hone number you provide to us. Please refer to your Cardmember Agreement for additional details about the use of your personal information and/or visit our website shown below to provide us with additional contact information. L El D Send ▪ Imp air! lo: Mail Payments to: VisilI r Website: G J 8 l K it I it N + 0 '7 B A Into nation About Your Acconl rates will yaw with the market based on the Prime Rate or sosh ndex described in your Account Agreernert II an, interest charge is due we will charge you at Cretbling 01 Payments: You may nuke payments by any of Ina options kited below least a minimum interest Men of S1 50 or such amount stated in your Account Tine amount Of your payment should bit al lent your nanmuna Day Me due. Diane Agreement There is a transaction lee for each thence transfer. cash advance or U S dollars and drama or payable through a U S financial inedutron or the U S check transaction m the amount stated in your Account Agreement There is a foreign tench of a foreign !manual insteunon You can per down balances faster by paying transaction tee Of 3% of the U S. dollar amount of any Selman transaction for some more than tre minimum anneal or the total vend balance on your account accounts Pease see your Accoure Agreement for Memnon about these fees You may make payments by regular U S mail Send your payment to the Payments We add trannaleinS and fen to your daly balance nO earl* than address show on the statement Your payments by mail must cornply with the nerimbons M the Statement Da rot send cash Write you Amur* number On 1)the date of the transaction- for new purchase, blares transfers overdraft your creak or mangy order Payments must be accompanied by the prurient coupon 3e:fences or cash advances n the earelope prowled with our address visible through the envelope %widow. the 2) the date the payee deposits the check - lot new cash arlienite checks or erwelfq. Ca nnot contain rinre than One payment a COupOn and there an be DO stapes paper dive tape or correspondence in-Inn with your earner% If your balance transfer checks payment te in accordance with our pa yment instructionsand is made armilable to us 3) the UN 01 a related tratISICIMX the out they are D061801* your Mount Or On any day by 5.00 a m lent Meg our Pat niMIS addreSS On MS statement we will the last day of the tiling cycle whichever we may choose - for lees veld the payment to your Account as of that day If you Parma' a in accordance with our payment mstruction but iS Made available to us nee 500 p m local lane Rota le Avoid Paying Interest On PreMeates: Your dye date will be a minimum of 21 at the Payrnerts address on the statement we will Create n to your Aocourt as of days Vier the close 01 each billing cycle If you pay you acetone ri full each tilling the nen calendar day period by the date and time due no irteresl is charged on new purchases month to month AM. we rill not impOse interest Change, On any paten 01 a purchase You nay make payments Vectrincelly through our nbute shownonthestatement Warne you repay w hie that balance n sibscl to an inkreselree period Subect we teem your centime rogues' on our website Of 8 p in lantern lima we wil to any interest-free pared lot new purchases. we will begin charging interest from credit your payment as of that day If we recent you fence after 8 p m Fasten the data a transaction iithbding any balance transfer ash advance or mardall Time we will erect van Payment as CO the nen calendar di/ II you mealy a future advanCel fee Of interest charge s added 10 your daily balance unit lour account data in you fewest we will treat yOur payment as of that day n sad in I Ul Because we apply paymentS in excess of your minimum payment Pa all other payments or for an/ payment type aboye for which mu do rot loltefe our first to higher roe balances. yOu mar net be akin to board interest Vargas on new purchases d' ou haw another balance at a higher trerfM rate onWSS you pay your payment inStructiorc crediting of your payments may be delayed for up to 5 days entree in lull each month Account Memnon Reported lo Credit Bureaus: We may tenet inleamation about Weal To Do 11 You Thine Yee Fled A Mistake On Your Mermen! your Account to awe bureaus late payments, missed payments Or Other defauts at your Account mar be retectedm your crede report II you think we brie reported If you thnk there Is an error on your statement cite to us on a separate sheet naccurale intembeionthe creed bureau you nay yern410 us at the !Munn address al Customer Senn PO Box 15299 Wilmington DE 1450.5299 You may also Marmon this statement collect us on IM' eb at chase corn TO Service and manage Lay el ThelACCOelibtl: We our remesentatries JPMergen In your letter. gm us the lellinirg inlotmation Chase representatives ardor affiliates may contact you al any telephone number you provide to us Pease refer to your Cardmember Agreement for addrtional details • Account Motion Your name and ACCOunt nunber about the use of aour personal information • Dollar amount The Collar amount of the suspected error Nora Mewl t !acetonic ChM Conversing When you pay by cheek nau 'Wrenn • Description of Problem II you thnk tem a an error On your bill, okscrte is other to use Memnon from your check to make a one-time electronic fund what you Delta is MOrg and yew you terrain it n a mistake transfer from yen account Or 10 process the payment as a check trInS3ChOn When we We OfOrrnitOn from your check to make an electronic fur0 transfer tuts may You must contact us within 60 days alter the error appeared on your statement he withdrawn from your a00)urt as SO)n as the same day we revere you payment. You must nearly us d arty p enial errors inwriting or on the web at cheat 0Orn YOu and you will not recent your check back from your firormal inetutica Call the may call us, but it you dove are not required to investigate any potential errors and Customer Service number on the statement it yOu have Cur:Sten about scum): check collection or Po not want your payments cotes-led dectioncally you may have to pay the amount n question Waite we investigate whether or not there as been an error, the Idarroong are true beltallinal Payments: Any payment check or other lam of payment that you serd us for less than the lull balance clue eel eS marked 'pad in full' or corbels a smiler • We cannot to to coned the ;enure in muston or report you as delirment on relabel or that you otherwise tender in full satisfaction of a disputed amount. trot amount must to sent to Card Semmes PO Box 15049 Wilmington DE 19850.5049 We res.:Malin, now regurOrg them payments le 9. d it is deterrriend there a lo • The charge in question may remain on your stelernmil and we may confirm yald dispute or d any such check a marred al any ot her address we may accept to charge you interest on that amount But it we determine that we nude a the check and you wet still ow any remaining tulancel We unay fettse to accept mistake. you yen rot hart to pay the amount n Question a Any Merril or any such payment by Munn; 4 to you. rot cashing it or destroying it All other other lees related to that amount payments that you make enuld be sem to the rogue/ Perment address shown on • While you Oo not have to pay the amount in Question you are responStble for this Statement the remainder oPyour balance ArillUal Rearrest Nona: If your Account Agreement hes an annual membership lee • We can apply any unpaid amount against your credit lint ardor similar charge for issuance or >fantail:not you a0count twit be tilled each Year Of in monthly or Quarterl, installments TheS lee anliOr charge are owed wattle, INV Raab 11 Ton Are DInallined With Mir croon Cart Puente Cr net you use your Aaron, and you agree to Per then when billed. The annul lee and charge are nonrefundable unless you Wily is that you wish 00 cline your If you are dessalnled .4.th the geed; a services that you have purchased with your account within 30 days or cot billing cycle (whichever IS less) after we provide the credit card. ad' ou hunt tried in good faith to correct the problemMbIhe merchant. statement On vitiCh tre annual fee Of Charge IS bland and at the same time yOu pay you my have the right net to My the reinanng amount due on the purchase your culslancIng balance in full. If you do this for a charge ben more otlen than To UPI this right al of the foemaing min be true amines( such as a monthly savior Charge you will not owe the last treed chug,. Mouton rem billed charges are nOinf elurclible and must be Dad as pail Oltnying 1 The purchase must Nye been made in your home mate or rein 100 miles 'your outs-tan:no balance in full Your pa ymere et the annual fee or charge don not of your current maang address, and the purchase pnce must ham been aced our IMES toclose your Account andto lend your tight to make transactions on more than 550 Ogee Olathe of them are necessary it your purchase was your ACODurd II your Account iS Caned by Mu d us we will coMinue 10 irliDOSe the thud on an aireiteenint we mailed to you outfit ownthe tomboy that 'mut Intender charge until you pay your outstanding ba lance in full and terminate mitten the gccds or SSW.; I yrfulAccOunt reatoornhip 2 You must ha ve used your credt card for the purchase Purchases mode with Calcalah011 01 Bataan Subset to Interest Rale: to rein your MCC< interest cash advances from an ATM or with a check that accesses 'your credit Card charges to each titling Cycle when a Oath pendia rates, applies, we int the daily Accent do not quality balance mettncd ornluding curare tranSaCtiOnS1 To figure your periodic interest 3 You min not yet hake fully pad tor the purchase. Marna 'Or each Ming Cycle when a monthly periodic notch) aPPlin use the average daly balance method tincturing current transacting} for an intension of If all of In creena !Pave are met and you are still dissatisled with the purchase either method or questions about a winder interest charge calculation on your contact us n wend al Customer Semite PO Box 15299 Wilmington CE StettreeM PntaSt Call us at the toll free c ustOmi nape phone number Intel above 19650-5299 or on the weber chase cm We calculate periodic interest charges separate, for each !nature (tor example, Whit we iarestgale the Same rules apply to the disputed amount as disc ussed purchases balance transfers cash advances or overdraft atenCeS1 These above Alter strum,' out invesliggeon. we wee tell you on decision At that pont. it calculations may Cement *Men, categories with IT! Saint MIMIC rate* Variable we to nk you owe an amount and you 00 not pay we the, seines 'rob n dellneUert MA11042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057456 EFTA01578446