EFTA01654837.pdf

DUPLICATE COPY Centurion Card 0. 1/S G MAXWELL Closing Date 12/18/19 Account Ending New Balance $955.89 Available and Pending as of 11/30/15 625,888 For up to date point balance and full program Payment Due Date 01/12/20* details. visit Late Payment Warning: f we do not receive your payment by the Payment Account Summary Due Date of 01/12/20, you may have to pay a late fee of up to $39.00. Previous Balance $5.879.66 Payments/Credits -$5,941.63 New Charges +$978.86 Fees +$39.0C New Balance $95549 I See page 2 for important information about your account. Days in Billing Period: 31 Please refer to the section on Customer Care page 7. Pay by Computer americanexpress.com/pbc Customer Care Pay by Phone 1.877.877.0987 1 800.472.9297 Q See page 3 for additional information 4, 'lease fold on the perforation below, detach and return with your payment El Payment Coupon Do not staple or use paper clips Pay by Compute, americanexpress.com/pbc Pay by Phone OM 1-N0-472-9297 Account Ending Enter 15 digit account a on all payments Ma ke check payable to American Express G MAXWELL ,ayment Due Date 01/12/20 Amount Due $955.89 See reverse side for instructions AMERICAN EXPRESS an how to update your address, P.O. BOX 1270 phone number, or email. NEWARK NJ 07101-1270 AMEX001762 0000349991763032141 000095589000095589 14 rl EFTA01654837  DUPLIC COPY G MAXWELL AccountEnding2-08004 p. 219 Paymenb:Your payment must be sent to the payment address shown on x billed at the rates such establishments use your statement and must be received by 5 p.m. local time at that address to Credit Balance: A credit balance (designated CR) shown on this statement Pe credited as of the day it is received. Payments we receive after 5 pin. epresenis money owed to you. If within the six-month period following will not be credited to your Account until the next day. Payments must the date of the first statement indicating the credit balance you do not also: (1) include the remittance coupon horn your statement (2) be made tequest a refund or charge enough to use up the credit balance, we coil with a single check drawn on a U5 bank and payable in US dollars, or with a send you a check for the credit balance within 30 days if the amount is negotiable instrument payable in US dollars and clearable through the US $1.00 or more Ranking system; and (3) include your Account number. If you' payment Credit Reporting: We may report information about your Account to credit does not meet all of the above requirements, crediting may be delayed and bureaus. tate payments, missed payments, or other defaults on your you may incur late payment fees and additional interest charges. Electronic Account may be reflected in your credit report Payments must be made through an electronic payment method payable What To Do If You Think You Find A Mistake On Your Statement n US dollars and clearable through the US banking system. If we accept f you think there is an error on your statement, write to US at oayment in a foreign currency, we will convert it into US dollars at a American Express, PO Box 981535, El Paso TX 79998.1535 conversion rate that is acceptable to us, unless a particular rate is required You may alsocontact us on the Web: wwwamericanexpresscom oy law. Please do not send post-dated checks as they will be deposited n your letter, give us the following information apron receipt. My restrictive language on a payment we accept will have - Account information:Ynin name and account number so effect on us without our express prior written approval. We will re • Dollar amountThe dollar amount of the suspected error 'resent to your financial institution any payment that is returned unpaid • Description of ProblemII you think there is an error on your bill, Permission for Electronic Withdrawah(1) When you send a check for describe what you believe is wrong and why you believe it is a mistake payment, you give us permission to electronically withdraw your payment You must contact us within 60 days after the error appeared on your from your deposit or other asset account. We will process checks statement electronically by transmitting the amount of the check, routing number, You must notify us of any potential errors in writing (or electronically). You account number and check serial number to your financial institution, nay call us, but if you do we are not required to investigate any potentia artless the check is not processable electronically or a less costly process is errors and you may have to pay the amount in question available. When we process your check electronkally, your payment may While we investigate whether or not there has been an error, the following De withdrawn from your deposit or other asset account as soon as the same are true: day we receive your check, and you will not receive that cancelled check -We cannot try to collect the amount in question, or report you as with your financial account statement. If we cannot collect the funds delinquent on that amount. electronically we may Issue a draft against your deposit or other asset -The charge in question may remain on your statement, and we may account for the amount of the check. (2) By using Pay By Computer, Pay By continue to charge you Interest on that amount. But, if we determine that Phone or any other electronic payment service of OM, you give us we made a mistake, you will not have to pay the amount in question or any anmission to electronically withdraw funds from the deposit or other asset nterest or other fees related to that amount. account you specify in the amount you request. Payments using such -While you do not have to pay the amount in question, you are responsible services of ours received after 800 p.m. MST may not be credited until the for the remainder of your balance next day -We can apply any unpaid amount against your credit limit. Now WeCalculate Your Balance. We use the Average Daily Balance (ADS) Your Rights If You Are Dissatisfied With Your Credit Card Purchases nethod Oncluding new transactions) to calculate the balance on which we f you are dissatisfied with the goods or services that you have purchased charge Interest foe Pay Over Time and/or Cash Advance balances on your with your credit card, and you have tried in good faith to correct the Account. Call the Customer Care number on page 3 for more information problem with the merchant, you may have the right not to pay the about this balance computation method and how resulting interest remaining amount due on the purchase charges are determined The method we use to figure the ADO and interest To use this right, all of the following must be true: resufts in doilycorrpounding ofinterest 1 .The purchase must have been made in your home state or within 1C0 Paying Inhcest:li you have a Pay Over Time and/or Cash Advance balance, miles of your current mailing address, and the purchase price must have your due date is at least 25 days after the close of each billing period. We been more than S50. (Note: Neither of these is necessary if your purchase will begin charging interest on transactions added to a Pay Over Time was based on an advertisement we mailed to you, or if we own the 'Nance as of the date they are added. However, we will not charge interest company that sold you the goods or services.) on charges added to a Pay Over Time balance automatically(for example, 2.You must have used your credit card for the purchase. Purchases made Pay Over Time Travel and Pay Owl Time Direct; If you pay the Account Iota with cash advances from an ATM or with a check that accesses your credit New Balance by the due date each month. We will, however, charge you card account do not qualify nterest on cash advances beginning on the transaction date 3.You must not yet have fully paid lot the purchase. Foreign Currency Charges:El you make a Charge in a foreign currency, we If all of the criteria above are met and you are still dissatisfied with the will convert it into US dollars on the date we or our agents process it. We purchase, contact us in writing or electronically at: will choose a conversion rate that is acceptable to us for that date, unless a American Express, PO Box 981535, El Paso TX 79998 1535 particular rate is required by law. The conversion rate we use is no more wenv.americanexpress.com than the highest official rate published by a government agency or the While we investigate, the same rules apply to the disputed amount as nighest interbank rate we identify horn customary banking sources on the discussed above. After we finish our investigation, we will tell you our conversion date or the prior business day. This rate may differ from rates in decision. At that point, if we think you owe an amount and you do not pay effect on the date of your charge. Charges converted by establishments wil we may report you as delinquent. Pay Your Bill with AutoPay )educt your payment from your bank account automatically eac h month. • Avoid late fees • Save time Change of Address, phone number,•mall Visit - Online at today toenroll - Via mobile device -Voice automated: call the number on the back tour cart ▪ name, company name, and foreign addressor phone changes, please call Customer Care Please do not add any written communication or address change on this stub 'or information on how we protect your Privacy and to set your communication and privacy chokes, please visit www.americanexpress.comiprivacy. AMEX001763 EFTA01654838  Centurion° Card DUPLICATE COPY a 3/9 G MAXWELL Closing Date 12/18/19 Account Endin Pa Customer Care & Billing Inquiries 1-877-8774987 Hearing Impaired la International Collect 1.954-S03-8905 TTY:1 800 221.9950 WobatommeManexptess.corr Large Print & Braille Statements 1.877.877-0987 FAX:1 623-707-4442 Cash Advance at ATMs Inquiries 1-800-CASH-NOW In NY:1-800.522.1897 Customer Care & Billing Inquiries Payments P.O. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 07101. 19998-1S3S 1710 Payments and Credits Summary Total Payments 50.00 Credits G MAXWELL 2-08004 55.941.63 Total Payments and Credits -$5,941.63 Detail *Indicates posting date Credits Amount 12/17/19' GMAXWELL POINTS FOR ANNI JAI MFMRF RCMP FFF CRAW' -$5,200.0C 12/17/19• GMAXWEI POINTS FOR ANNIIAI MFMRFRSHIP FFF CRFDIT -$220.00 12/17/19° GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$15.88 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$8A8 12/17/19• GMAXWELL POINTS FOR YOURCHARGES CREDIT -$10.00 12/17/19• GMAXWEI POINTS FOR YOUR CHARGES CREDIT -$8A8 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$91.27 12/17/19* GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$32555 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CRFINT -$2124 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CREDIT -$10.00 12/17/19• CIMAXWELL POINTS FOR YOURCHARGES CRUX! -$424 12/17/19• GMAXWELL POINTS FOR YOUR CHARGES CRUX! -$10.61 12/17/19• GMAMA.1 POINTS FOR YOUR CHARGES CREW -$15.88 New Charges Summery Total GMAXWFI I S890.06 IENNIFFR TURNER ■ 5138.80 Total New Charges $97824 I Detail GMAXWELL Ca id Endinallin Amount 110600 THE UPS STOa BOSTON MA 5457.5C BUSINESS SERVICE AMEX001764 Continued on fevers° EFTA01654839  G MAXWELL DT0-kciiiiMPEY04 O. 49 Detail Continued Amount 17111/19 JASON POSSUMAT000000(1001 HERMOSA BEACP CA $325.55 12104/19 WA $91.13 12/14/19 Networksolutions.con• FL $15.88 si JENNIFER TURNER Card Ending Amount 1/22/(9 APPLUDINUILL IN1kRNE1 CHARGE CA $31.85 RKORD STORF 12/02/19 APPLECOWBILl INTFRNFTCHARCS CA $8.48 RKORD STORE 12119/19 WERIMISTERWEBSITE FL $39.99 12/13/19 APPLECOWBILI. INTERNET CHARGE CA $4.24 RKORD STORE 12/13/19 APPLE.COMA31LL INTERNET CHARGE CA $424 RKORD STORE Fees Amount 12/12/19 G MAXWELL Late Payment Fee $39.00 TotalFees for thk Period $39.00 2019 Fees and Interest Totals Year-to-Date Anieunl Total Fees in 2019 S2,595.00 Total Interest in 2019 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account Transactions Daniel Annual Balance Interest Percentage Subject to Charge From To Rate Interest Rate Pay Over Time Select 07/08/2010 10.6596(4 $0.00 $0.00 Cash Advances 05101/2019 26.74%(v) $0.00 10.00 Total $0.00 htvoirblertate Information on Pay Over Time There Is no pre-set spending limit on your Card No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card. your payment history, credit record and linancial resources known to us and other lectors. Unless you have been previously notified otherwise. your Card has no pre-set spending limit. AMEX001765 Continued on next page EFTA01654840