EFTA01494365.pdf

March 01,2007 - HYPERION AIR, INC March 30,2007 JPMorgan 0 Primary Account Number. Bank Private Page 3 of 3 Important Information about Your Statement Accounts arc subject to the General Terms For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on thc statement, are held by JPMorgan Chase Bank, N.A. (hygienic') Deposit accounts held at the Bank. including checking, savings, CD, and money market accounts, are FDIC it In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts only) Ielephone or urge to the Bank d you think your statement or receipt is wrong, or if you nail more inlonnation about an electronic transaction on a statement or map. The phone number for inquiries is primal on the front of this state eat. The addle% for inquiries appears below. We must hair from you no Inter then 60 days atler we sent you the FIRST statement on which the error or problem appealed • Tell us your name and account number. Please direct all inquiries to your Morgan Account Meer at • Describe the erns or the transfix you are unsure about. JPMorgan Private Bank Client Service and cylain as clauly as you can why you believe it is an 500 Stanton Christiana Road, 1/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions owside the U.S. and paint-of-mle transactions). we will recredit your account for the amount you think is in error so that you will have we of the money dining the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers liaise examine your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, iclathone or write us within in days The phone number is printed on the front of Nis statement. "Ilse address appears above. lino ram is received within this period, your account will be considered correct. Mutual Rinds/SecurItles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor an they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or goicmment sponsored agency. Securities (including mutual funds) and annuities int oh c ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IPMorgan Funds is JPMorgan Distribution Saviors. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including fey and expeum before investing or sending money. JI'Morgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JI'Morgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tung Ana Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as &sachem,' investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as descnbal below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable JI'Morgan Funds size these charges are subject to rebate as defined below. For accounts where the Bank serves as trustee, or dimmtionnry investment managa for an ERISA plan or an IRA, which hold slums in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for SiatiCei from the JPMorgan Funds but mines account fees with respect to the funds so held. Fiduciary Shara are shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JI'Morgan Tax Aware Large Cap Growth Fund. JI'Morgan Mid Cap Equip Fund. JPMorgan 'Rust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. JPMorgan Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JI'Morgan Tax Aware Shathlmermodiam Income Rind, JPMorgan Intermediate Tax-Free Income Fund, JI'Morgim Tax-Fm Income Fund, JI'Morgan California Bond Fund. JPMorgan NY Intermediate Tax Fine Income Fund and 'Morgan NJ Tax Free Income Fund held in the Bank's tun accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means rut amount returned by the Bank to the account which holds the Fiduciary Shares. 'the rebate amount represents the portion of servicing IM paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00017424 JPMorgan Chase CONFIDENTIAL SDNY_GM_00286622 EFTA01494365