EFTA01530673.pdf

JPMorgan Chase Bank, N.A. P O Box 6076 Newark, DE 19714- 6076 Primary Account: For the Period 2/1/08 to 2/29/08 00001047 DPI 802 WP 06308 - NNN P 1 000000000 D1 0000 JEFFREY EPSTEIN NEW YORK STRATEGY GROUP LLC 457 MADISON AVE NEW YORK NY 10022-6843 JPMorgan Private Bank Team Francisco Villacis Amy Webb Private Bank Service Line: For assistance after business hours, 7 days a week. Online access: www.MorganOnline.com (888) 207-5225 (800) 243-6727 JPMorgan Private Access Checking Checking Account Summary Beginning Balance Deposits & Credits Checks Paid Payments & Transfers Fees, Charges & Other Withdrawals Ending Balance Amount 161,253.22 330,445.46 (334,108.81) (102,682.51) (89.85) $54,817.51 Annual Percentage Yield Earned This Period Interest Paid This Period Interest Paid Year-to-Date 0.71% $74.70 $154.50 Page 1 of 28 EFTA01530673 JEFFREY EPSTEIN Primary Account: For the Period 2/1/08 to 2/29/08 Checks Paid Check Number 2029 2030 2050 * 2051 2052 2053 2054 2055 2056 2057 2058 2059 2060 2061 2062 2063 2064 2065 2066 Date Paid 02/12 02/12 02/07 02/05 02/05 02/04 02/04 02/06 02/04 02/04 02/06 02/06 02/06 02/08 02/06 02/06 02/05 02/05 02/06 Total Checks Paid Amount 1,825.00 1,700.00 396.43 46.21 110.58 27,910.26 2,864.35 1,500.55 40.00 1,846.83 380.00 800.00 95.60 80.88 EFTA01530674 1,200.00 142.54 191.70 204.01 1,650.55 $(334,108.81) * Checks may not appear on your statement because they have not yet cleared or a ppeared on a previous statement. Checks that cleared as an automated payment wil 1 not be included in t checks that cleared during this statement cycle will appear in the Transaction D etail section of the statement. Page 2 of 28 Check Number 2067 2068 2069 2070 2071 2072 2073 2074 2075 2076 2077 2078 2079 2080 2081 2082 2083 2084 Date Paid 02/04 02/06 02/08 02/04 02/11 02/15 02/12 02/08 02/15 02/12 02/11 02/11 02/12 02/12 02/12 02/12 02/14 02/15 Amount 233.10 20,500.00 10,750.00 16,885.45 935.80 359.79 687.32 379.99 35.51 5,027.00 EFTA01530675 2,359.27 2,000.00 453.78 846.60 78.56 46.88 477.65 84.07 Check Number 2085 2086 2087 2088 2089 2090 2091 2092 2093 2094 2095 2096 2097 2099 * 2100 2105 * 2106 2108 * Date Paid 02/15 02/11 02/19 02/21 02/20 02/20 02/20 02/19 02/21 02/27 02/27 02/27 02/27 02/29 02/25 02/25 02/25 02/26 Amount 97.32 956.80 11,923.06 756.63 151.55 1,377.08 800.00 450.98 5,300.00 470.00 1,700.00 1,150.00 195.00 218.88 EFTA01530676 1,050.28 58,063.62 143,364.55 956.80 EFTA01530677 JEFFREY EPSTEIN Primary Account: For the Period 2/1/08 to 2/29/08 Transaction Detail Date Description Beginning Balance 02/01 Overdraft Interest Applied During Jan 2008 Based On Avg Neg Coll Balance $6,421 Rate 16.25% Trn: 0001001974Xo 02/04 Check 02/04 Check 02/04 Check 02/04 Check 02/04 Check 02/04 Check 02/05 Check 02/05 Check 02/05 Check 02/05 Check 02/06 Check 02/06 Check 02/06 Check 02/06 Check 02/06 Check 02/06 Check 02/06 Check 02/06 Check # 2053 # 2070 # 2054 # 2057 # 2067 # 2056 # 2065 # 2064 # 2052 # 2051 02 06 Funds Transferred From DDA A/C# To DDA A/C# As Requested # 2066 # 2055 # 2062 # 2059 # 2058 # 2063 # 2060 02/06 ADP Payroll Fees ADP - Fees 1318E 7119090 CCD ID: 9659605001 (89.85) (27,910.26) (16,885.45) (2,864.35) (1,846.83) (233.10) (40.00) (204.01) (191.70) (110.58) (46.21) (60,000.00) (20,500.00) (1,650.55) EFTA01530678 (1,500.55) (1,200.00) (800.00) (380.00) (142.54) (95.60) (71.51) Deposits & Credits Transfers & Withdrawals Balance 161,253.22 161,163.37 133,253.11 116,367.66 113,503.31 111,656.48 111,423.38 111,383.38 111,179.37 110,987.67 110,877.09 110,830.88 50,830.88 30,330.88 28,680.33 27,179.78 25,979.78 25,179.78 24,799.78 24,657.24 24,561.64 24,490.13 Page 3 of 28 EFTA01530679 JEFFREY EPSTEIN Primary Account: For the Period 2/1/08 to 2/29/08 Transaction Detail Date Description 02/07 Fed Wire Credit Via: Hsbc Bank USA/021001088 B/O: Nysgjeffrey E Epstein New York Ref: Chase Nyc/Ctr/Bnf=Jeffrey Epstein New York NY 10022-/Ac-000000007394 Rfb=Tt11161903800004 Bbi=/Time/11:30 Imad: 0207B1Q8984C003723 Trn: 0207001038Ff 02/07 Check 02/08 Check 02/08 Check 02/08 Check 02/11 Check 02/11 Check 02/11 Check 02/11 Check 02/12 Chase 02/12 Check 02/12 Check 02/12 Check 02/12 Check 02/12 Check 02/12 Check 02/12 Check 02/12 Check # 2050 # 2069 # 2074 # 2061 # 2077 # 2078 # 2086 # 2071 Epay 498039974 # 2076 # 2029 # 2030 # 2080 # 2073 # 2079 # 2081 # 2082 02/13 ADP TX/Fincl Svc ADP - Tax CD ID: 9333006057 02/13 ADP TX/Fincl Svc ADP - Tax CD ID: 1223006057 02/14 ADP TX/Fincl Svc ADP - Tax CD ID: 1223006057 02/14 Check # 2083 Web ID: 5760039224 CONTINUED Deposits & Credits 130,082.87 Transfers & Withdrawals Balance 154,573.00 (396.43) (10,750.00) (379.99) EFTA01530680 (80.88) (2,359.27) (2,000.00) (956.80) (935.80) (18,325.47) (5,027.00) (1,825.00) (1,700.00) (846.60) (687.32) (453.78) (78.56) (46.88) (2,762.94) (1,296.41) (596.54) (477.65) 154,176.57 143,426.57 143,046.58 142,965.70 140,606.43 138,606.43 137,649.63 136,713.83 118,388.36 113,361.36 111,536.36 109,836.36 108,989.76 108,302.44 107,848.66 107,770.10 107,723.22 104,960.28 103,663.87 103,067.33 102,589.68 Page 4 of 28 EFTA01530681 JEFFREY EPSTEIN Primary Account: For the Period 2/1/08 to 2/29/08 Transaction Detail Date Description 02/15 Chase 02/15 Check 02/15 Check 02/15 Check 02/15 Check 02/19 Check 02/19 Chase 02/19 Check 02/20 Check 02/20 Check 02/20 Check 02/21 Check 02/21 Check 02/25 Check 02/25 Check 02/25 Check 02/26 Check Epay 499773817 # 2072 # 2085 # 2084 # 2075 # 2087 Epay 501049590 # 2092 02/20 Funds Transferred From DDA A/C# To DDA A/C# As Requested # 2090 # 2091 # 2089 # 2093 # 2088 02/21 ADP Payroll Fees ADP - Fees 1318E 7561571 CCD ID: 9659605001 02/21 ADP Payroll Fees ADP - Fees 1318E 7561572 CCD ID: 9659605001 # 2106 # 2105 # 2100 # 2108 02/27 ADP TX/Fincl Svc ADP - Tax CCD ID: 9333006057 02/27 Check # 2095 02/27 ADP TX/Fincl Svc ADP - Tax CCD ID: 1223006057 02/27 Check # 2096 200,000.00 (1,377.08) (800.00) (151.55) (5,300.00) (756.63) (71.51) (6.00) (143,364.55) (58,063.62) EFTA01530682 (1,050.28) (956.80) (2,762.95) (1,700.00) (1,229.63) (1,150.00) Web ID: 5760039224 Web ID: 5760039224 CONTINUED Deposits & Credits Transfers & Withdrawals (8,080.77) (359.79) (97.32) (84.07) (35.51) (11,923.06) (6,532.24) (450.98) Balance 94,508.91 94,149.12 94,051.80 93,967.73 93,932.22 82,009.16 75,476.92 75,025.94 275,025.94 273,648.86 272,848.86 272,697.31 267,397.31 266,640.68 266,569.17 266,563.17 123,198.62 65,135.00 64,084.72 63,127.92 60,364.97 58,664.97 57,435.34 56,285.34 Page 5 of 28 EFTA01530683 JEFFREY EPSTEIN Primary Account: For the Period 2/1/08 to 2/29/08 Transaction Detail Date Description 02/27 Check 02/27 Check # 2094 # 2097 02/28 ADP TX/Fincl Svc ADP - Tax CCD ID: 1223006057 02/29 Fed Wire Credit Via: Hsbc Bank USA/021001088 B/O: Nysgjeffrey E Epstein New York Ref: Chase Nvc/Ctr/Bnf=Jeffrey Epstein New York NY 02/29 ADP Payroll Fees ADP - Fees 788023898008448 CCD ID: 9659605001 02/29 Check # 2099 02/29 Interest Payment Ending Balance Total Interest paid in 2007 for account was $1,983.97. We are pleased to waive most tranNIWWWIllperiod based on your subs tantial balances. Certain fees may still apply regardless of balance level. Plea se refer to your fee schedule of transaction fees. We value your relationship with JPMorgan Private Bank and t hank you for your banking business. 74.70 $330,445.46 S(436,881.17) 287.89 CONTINUED Deposits & Credits Transfers & Withdrawals (470.00) (195.00) (596.54) Balance 55,815.34 55,620.34 55,023.80 55,311.69 (350.00) (218.88) 54,961.69 54,742.81 54,817.51 $54,817.51 Page 6 of 28 EFTA01530684 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN It FEB 12 #0000002029 $1,825.00 FEB 12 #0000002029 $1,825.00 FEB 12 #0000002030 $1,700.00 FEB 12 #0000002030 $1,700.00 FEB 07 #0000002050 $396.43 FEB 07 #0000002050 $396.43 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530685  FEB Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN conveniently FEB 05 #0000002051 $46.21 FEB 05 #0000002051 $46.21 FEB 05 #0000002052 $110.58 FEB 05 #0000002052 $110.58 FEB 04 #0000002053 $27,910.26 FEB 04 #0000002053 $27,910.26 view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 8 of 28 EFTA01530686 Primary Account: For the Period 2/1/08 to 2/29/08 JPMor an Private Access Checking JEFFREY EPSTEIN FEB 04 #0000002054 $2,864.35 FEB 04 #0000002054 $2,864.35 FEB 06 #0000002055 $1,500.55 FEB 06 #0000002055 $1,500.55 FEB 04 #0000002056 $40.00 FEB 04 #0000002056 $40.00 niently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530687 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 04 #0000002057 $1,846.83 FEB 04 #0000002057 $1,846.83 FEB 06 #0000002058 $380.00 FEB 06 #0000002058 $380.00 FEB 06 #0000002059 $800.00 111MI FEB 06 #0000002059 $800.00 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 10 of 28 EFTA01530688 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 06 #0000002060 $95.60 FEB 06 #0000002060 $95.60 FEB 08 #0000002061 $80.88 FEB 08 #0000002061 $80.88 FEB 06 #0000002062 $1,200.00 IMMI FEB 06 #0000002062 $1,200.00 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530689 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 06 #0000002063 $142.54 FEB 06 #0000002063 $142.54 FEB 05 #0000002064 $191.70 FEB 05 #0000002064 $191.70 FEB 05 #0000002065 $204.01 FEB 05 #0000002065 $204.01 conveniently r view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 12 of 28 EFTA01530690 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN 9 FEB 06 #0000002066 $1,650.55 9 FEB 06 #0000002066 $1,650.55 FEB 04 #0000002067 $233.10 FEB 04 #0000002067 $233.10 FEB 06 #0000002068 $20,500.00 FEB 06 #0000002068 $20,500.00 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Pa e 13 of 28 EFTA01530691 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 08 #0000002069 $10,750.00 FEB 08 #0000002069 $10,750.00 FEB 04 #0000002070 $16,885.45 FEB 04 #0000002070 $16,885.45 FEB 11 #0000002071 $935.80 Ilr FEB 11 #0000002071 $935.80 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 14 of 28 EFTA01530692 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 15 #0000002072 $359.79 FEB 15 #0000002072 $359.79 FEB 12 #0000002073 $687.32 FEB 12 #0000002073 $687.32 FEB 08 #0000002074 $379.99 FEB 08 #0000002074 $379.99 IIIF niently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530693 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 15 #0000002075 $35.51 FEB 15 #0000002075 $35.51 FEB 12 #0000002076 $5,027.00 FEB 12 #0000002076 $5,027.00 FEB 11 #0000002077 $2,359.27 FEB 11 #0000002077 $2,359.27 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 16 of 28 EFTA01530694  FEB Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN conveniently FEB 11 #0000002078 $2,000.00 FEB 11 #0000002078 $2,000.00 FEB 12 #0000002079 $453.78 FEB 12 #0000002079 $453.78 FEB 12 #0000002080 $846.60 FEB 12 #0000002080 $846.60 view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530695 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 12 #0000002081 $78.56 FEB 12 #0000002081 $78.56 FEB 12 #0000002082 $46.88 FEB 12 #0000002082 $46.88 FEB 14 #0000002083 $477.65 It FEB 14 #0000002083 $477.65 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 18 of 28 EFTA01530696 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 15 #0000002084 $84.07 FEB 15 #0000002084 $84.07 FEB 15 #0000002085 $97.32 FEB 15 #0000002085 $97.32 FEB 11 #0000002086 $956.80 It FEB 11 #0000002086 $956.80 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Pa .Je of EFTA01530697 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 19 #0000002087 $11,923.06 FEB 19 #0000002087 $11,923.06 FEB 21 #0000002088 $756.63 FEB 21 #0000002088 $756.63 FEB 20 #0000002089 $151.55 FEB 20 #0000002089 $151.55 ou can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 20 of 28 EFTA01530698 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 20 #0000002090 $1,377.08 FEB 20 #0000002090 $1,377.08 FEB 20 #0000002091 $800.00 FEB 20 #0000002091 $800.00 FEB 19 #0000002092 $450.98 FEB 19 #0000002092 $450.98 Ili conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Pa e 21 of 28 EFTA01530699 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 21 #0000002093 $5,300.00 FEB 21 #0000002093 $5,300.00 FEB 27 #0000002094 $470.00 FEB 27 #0000002094 $470.00 FEB 27 #0000002095 $1,700.00 111MI FEB 27 #0000002095 $1,700.00 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 22 of 28 EFTA01530700 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN It FEB 27 #0000002096 $1,150.00 FEB 27 #0000002096 $1,150.00 FEB 27 #0000002097 $195.00 FEB 27 #0000002097 $195.00 FEB 29 #0000002099 $218.88 FEB 29 #0000002099 $218.88 You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. EFTA01530701 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN E FEB 25 #0000002100 $1,050.28 FEB 25 #0000002100 $1,050.28 FEB 25 #0000002105 $58,063.62 FEB 25 #0000002105 $58,063.62 FEB 25 #0000002106 $143,364.55 FEB 25 #0000002106 $143,364.55 MI You can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Page 24 of 28 EFTA01530702 Primary Account: For the Period 2/1/08 to 2/29/08 JPMorgan Private Access Checking JEFFREY EPSTEIN FEB 26 #0000002108 $956.80 FEB 26 #0000002108 $956.80 ou can conveniently view your statement and front and back images of cleared ch ecks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.c om. Pace 25 of 28 EFTA01530703 Primary Account: For the Period 2/1/08 to 2/29/08 BEGINNING MARCH 7, OVERDRAFT PROTECTION TRANSFER NOTICES WILL NO LONGER BE SENT THROUGH THE MAIL. INSTEAD, YOU MAY REQUEST A PHONE CALL, E-MAIL OR TEXT MESSAGE WHEN YOU ACCESS YOUR OVERDRAFT PROTECTION. TO SET YOUR PREFERRED ALERT METHOD, PLEASE CALL YOUR PRIVATE BANK SERVICE TEAM OR VISIT MORGANONLINE.COM Page 26 of 28 EFTA01530704 Primary Account: For the Period 2/1/08 to 2/29/08 Important Information About Your Statement Accounts are subject to the General Terms For Accounts and Services and applicab le appendices and account agreements. Your accounts, unless otherwise indicated on the statement, are by JPMorgan Chase Bank, N.A. (the "Bank"), Member FDIC. In Case of Errors or Questions About Your Electronic Funds Transfers (personal a ccounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement o r receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiri es appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, Tell us the dollar amount of the suspected error. and explain as clearly as you can why you believe it is an error or why you need more information. Please direct all inquiries to your Morgan Account Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, 1/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error promptly. If we to ke more than 10 business days to do this (20 business days for new accounts), we will recredit your account for the amount you think is in error so that you will have use of the money during t he time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Contact the bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this s tatement. If any such error appears, you must notify the bank in writing no later than 30 days after the sta tement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Mutual Funds/Securities JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and J PMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are no t part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Re ich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. JPMorgan Private Bank is a marketing name for private banking business conducted by JPMorgan Chase & Co. and its subsidiaries worldwide. Bank products and servi ces are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Mor gan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured No bank guarantee May lose value Pa e 27 of 28 EFTA01530705 Primary Account: For the Period 2/1/08 to 2/29/08 This Page Intentionally Left Blank Page 28 of 28 EFTA01530706