EFTA01530739.pdf

JPMorgan Chase Bank, N.A. P 0 Box 6076 Newark, DE 19714- Primary Account: For the Period 4/i/ub to 00000988 DPI 802 WP 12208 - NNN P 1 000000000 D1 0000 JEFFREY EPSTEIN NEW YORK STRATEGY GROUP LLC 457 MADISON AVE NEW YORK NY 10022-6843 JPMorgan Private Bank Team Francisco Villacis Amy Webb Private Bank Service Line: For assistance after business hours, 7 days a week. Online access: www.MorganOnline.com (888) 207-5225 (800) 243-6727 JPMorgan Private Access Checking Checking Account Summary Beginning Balance Deposits & Credits Checks Paid Payments & Transfers Ending Balance Amount 105,157.89 500,026.62 (450,258.67) (9,334.01) $145,591.83 *Annual Percentage Yield Earned is an annualized rate that reflects the relationship between the amo unt of interest actually earned on the account during this statement period and the avera balance in this account for the same period. Annual Percentage Yield Earned This Period* Interest Paid This Period Interest Paid Year-to-Date Average Daily Balance 0.35% $26.62 $235.06 $87,382 EFTA01530739 JEFFREY EPSTEIN Primary Account: For the Period 4/1/08 to 4/30/08 Checks Paid Check Number 2160 2161 2162 2163 2164 2165 2167 * 2168 2169 2170 2171 2172 2173 2174 2175 2176 2177 2178 2179 2180 2181 Date Paid 04/01 04/04 04/03 04/09 04/03 04/15 04/15 04/03 04/08 04/04 04/03 04/01 04/15 04/08 04/07 04/08 04/10 04/11 04/11 04/09 04/10 Total Checks Paid Amount 16,351.44 401.45 380.00 320.00 944.97 375.00 250.00 800.00 80.88 142.54 114.30 276.29 1,972.00 334.38 1,096.12 13,697.76 44.49 736.61 1,900.00 176.26 35.21 Check Number 2182 2183 2184 EFTA01530740 2186 * 2187 2188 2189 2190 2191 2192 2193 2194 2195 2196 2197 2198 2199 2200 2201 2202 2203 Date Paid 04/09 04/09 04/08 04/25 04/09 04/15 04/11 04/15 04/16 04/15 04/17 04/17 04/18 04/17 04/16 04/16 04/16 04/14 04/18 04/16 04/15 Amount 780.11 56.00 647.50 150,000.00 5,061.00 1,236.00 2,014.50 13,542.12 75.00 129.00 364.09 84.15 227.19 355.10 270.00 446.12 208.08 865.30 800.00 678.14 110.70 Check Number 2204 2205 2206 2207 2208 2209 2211 * 2212 2213 2214 2215 2216 2217 2218 EFTA01530741 2219 2220 2222 * 2224 * 2225 2226 Date Paid 04/18 04/23 04/22 04/18 04/28 04/23 04/28 04/28 04/28 04/17 04/23 04/23 04/21 04/24 04/25 04/23 04/30 04/25 04/30 04/28 Amount 50,102.25 362.89 239.45 437.63 165.78 34.99 725.00 25.00 195.00 400.00 4,936.02 37,548.17 135,480.70 23.82 218.24 81.95 97.63 104.04 80.34 619.97 ($$50,258.67) * Checks may not appear on your statement because they have not yet cleared or appeared on a previou s statement. Checks that cleared as an automated payment will not be included in t checks that cleared during this statement cycle will appear in the Transaction Detail section of the statement. Page 2 of 28 EFTA01530742 JEFFREY EPSTEIN Primary Account: For the Period 4/1/08 to 4/30/08 Transaction Detail Date 04/01 04/01 04/01 04/03 04/03 04/03 04/03 04/04 04/04 04/07 04/08 04/08 04/08 04/08 04/09 04/09 04/09 04/09 04/09 04/10 04/10 04/11 Description Beginning Balance Check Check Check Check Check Check Check Check Check Check Check Check Check 1 2160 1 2172 04/02 ADP Payroll Fees ADP - Fees 1318E 9365783 CCD ID: 9659605001 Check 1 2164 1 2168 ► 2162 ► 2171 ► 2161 it 2170 1 2175 1 2176 ► 2184 ► 2174 1 2169 1 2187 04/09 ADP TX/Find Svc ADP - CCD ID: 9333006057 04/09 ADP TX/Find Svc ADP - Tax CCD ID: 1223006057 Check Tax_ Check Check Check 1 2182 1 2163 1 2180 # 2183 04/09 ADP Payroll Fees ADP - Fees 1318E 9667801 CCD ID: 9659605001 04/10 ADP TX/Find Svc ADP - Tax -CCD ID: 1223006057 Check Check Check # 2177 ► 2181 # 2189 Deposits & Credits EFTA01530743 Transfers d Withdrawals (16,351.44) (276.29) (71.51) (944.97) (800.00) (380.00) (114.30) (401.45) (142.54) (1,096.12) (13,697.76) (647.50) (334.38) (80.88) (5,061.00) (2,762.94) (1,196.26) (780.11) (320.00) (176.26) (56.00) (6.00) (596.55) (44.49) (35.21) (2,014.50) Balance 105,157.89 88,806.45 88,530.16 88,458.65 87,513.68 86,713.68 86,333.68 86,219.38 85,817.93 85,675.39 84,579.27 70,881.51 70,234.01 69,899.63 69,818.75 64,757.75 61,994.81 60,798.55 60,018.44 59,698.44 59,522.18 59,466.18 59,460.18 58,863.63 58,819.14 58,783.93 56,769.43 Pa e 3 of 28 EFTA01530744 JEFFREY EPSTEIN Primary Account: For the Period 4/1/08 to 4/30/08 Transaction Detail CONTINUED Date 04/11 04/11 04/14 04/15 04/15 04/15 04/15 04/15 04/15 04/15 04/16 04/16 04/16 04/16 04/16 Description Check Check Check Check Check Check Check Check Check Check Check Check Check Check Check Deposits & Credits A 2179 A 2178 A 2200 A 2190 A 2173 A 2188 A 2165 2167 2192 A 2203 A 2202 A 2198 2197 A 2199 A 2191 04/16 ADP Payroll Fees ADP - Fees 1318E 0037363 CCD ID - d From DDA A/C* To DDA A/CA s Requested Check 04/17 04/17 04/17 04/17 04/18 04/18 04/18 04/18 Check Check Check Check Check Check Check A 2214 A 2193 A 2196 A 2194 A 2204 A 2201 EFTA01530745 ► 2207 ► 2195 200,000.00 (400.00) (364.09) (355.10) (84.15) (50,102.25) (800.00) (437.63) (227.19) Transfers S Withdrawals (1,900.00) (736.61) (865.30) (13,542.12) (1,972.00) (1,236.00) (375.00) (250.00) (129.00) (110.70) (678.14) (446.12) (270.00) (208.08) (75.00) (73.51) Balance 54,869.43 54,132.82 53,267.52 39,725.40 37,753.40 36,517.40 36,142.40 35,892.40 35,763.40 35,652.70 34,974.56 34,528.44 34,258.44 34,050.36 33,975.36 33,901.85 233,901.85 233,501.85 233,137.76 232,782.66 232,698.51 182,596.26 181,796.26 181,358.63 181,131.44 Page 4 of 28 EFTA01530746 JEFFREY EPSTEIN Primary Account: For the Period 4/1/08 to 4/30/08 Transaction Detail CONTINUED Date 04/21 04/22 04/23 04/23 04/23 04/23 04/23 04/24 04/25 04/25 04/25 04/28 04/28 04/28 04/28 04/28 04/30 04/30 Description 04/21 Funds Transferred From DDA A/C# To DDA A/C8 As Requested Check Check Check Check 2217 1 2206 1 2216 ► 2215 04/23 ADP TX/Find Svc ADP - Tax CD ID: 04/23 ADP TX/Find Svc ADP - Tax CD ID: Check Check Check 2205 2220 1 2209 04/24 ADP TX/Fincl Svc ADP - Tax 6618E 042415V01 CCD ID: 1223006057 Check Check Check Check 2218 2186 2219 2224 ed From DDA A/Cif To DDA A/C8 As Requested C ec Check Check Check Check Check Check 1 2211 1 2226 1 2213 ► 2208 ► 2212 ► 2222 it 2225 200,000.00 (725.00) (619.97) (195.00) (165.78) (25.00) (97.63) (80.34) Deposits & Credits 100,000.00 EFTA01530747  (135,480.70) (239.45) (37,548.17) (4,936.02) (2,762.95) (1,196.24) (362.89) (81.95) (34.99) (596.54) (23.82) (150,000.00) (218.24) (104.04) Transfers S Withdrawals Balance 281,131.44 145,650.74 145,411.29 107,863.12 102,927.10 100,164.15 98,967.91 98,605.02 98,523.07 98,488.08 97,891.54 97,867.72 (52,132.28) (52,350.52) (52,454.56) 147,545.44 146,820.44 146,200.47 146,005.47 145,839.69 145,814.69 145,717.06 145,636.72 Page 5 of 28 IIIIIIIIMIIIIIMIN EFTA01530748 JEFFREY EPSTEIN Primary Account: For the Period 4/1/08 to 4/30/08 Transaction Detail CONTINUED Date 04/30 Total Description 04/30 ADP Payroll Fees ADP - Fees 1316E 0471610 CCD ID: 04/30 Interest Payment Ending Balance Deposits Credits 26.62 $500,026.62 ($459,592.68) Relationships that maintain combined deposit account balances of less than $100,000 may be charged f ees for certain transactions. Please refer to your fee schedule for a complete listing o Please note that since your balances do not meet this threshold for this statement period, you may s ee transaction fees appear on your next statement. To avoid these fees, speak to your A adding funds to your account(s) or linking additional accounts. We value your relationship with JPMo rgan Private Bank and thank you for your banking business. Transfers S Withdrawals (71.51) Balance 145,565.21 145,591.83 $145,591.83 Page 6 of 28 EFTA01530749 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN il APR 01 #0000002160 $16,351.44 APR 01 #0000002160 $16,351.44 APR 04 #0000002161 $401.45 APR 04 #0000002161 $401.45 APR 03 #0000002162 $380.00 APR 03 #0000002162 $380.00 u an conveniently Mi view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. of 28 EFTA01530750 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 09 #0000002163 $320.00 APR 09 #0000002163 $320.00 APR 03 #0000002164 $944.97 APR 03 #0000002164 $944.97 APR 15 #0000002165 $375.00 APR 15 #0000002165 $375.00 1111 niently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 8 of 28 EFTA01530751 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN W PR 15 #0000002167 $250.00 PR 15 #0000002167 $250.00 PR 03 #0000002168 $800.00 R 03 #0000002168 $800.00 PR 08 #0000002169 $80.88 PR PI 08 #0000002169 $80.88 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. iiiiiiiii EFTA01530752 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 04 #0000002170 $142.54 APR 04 #0000002170 $142.54 APR 03 #0000002171 $114.30 APR 03 #0000002171 $114.30 APR 01 #0000002172 $276.29 APR 01 #0000002172 $276.29 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 10 of 28 EFTA01530753 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 15 #0000002173 $1,972.00 APR 15 #0000002173 $1,972.00 APR 08 #0000002174 $334.38 APR 08 #0000002174 $334.38 APR 07 #0000002175 $1,096.12 APR 07 #0000002175 $1,096.12 1111 niently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 11 of 28 EFTA01530754 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN E APR 08 #0000002176 $13,697.76 APR 08 #0000002176 $13,697.76 APR 10 #0000002177 $44.49 APR 10 #0000002177 $44.49 APR 11 #0000002178 $736.61 APR 11 #0000002178 $736.61 MI You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 12 of 28 EFTA01530755 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 11 #0000002179 $1,900.00 APR 11 #0000002179 $1,900.00 APR 09 #0000002180 $176.26 APR 09 #0000002180 $176.26 APR 10 #0000002181 $35.21 E APR 10 #0000002181 $35.21 MI You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. ilifilliim EFTA01530756 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN PR 09 #0000002182 $780.11 PR 09 #0000002182 $780.11 PR 09 #0000002183 $56.00 PR 09 #0000002183 $56.00 PR 08 #0000002184 $647.50 PR 08 #0000002184 $647.50 litu an conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 14 of 28 EFTA01530757 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 25 #0000002186 $150,000.00 APR 25 #0000002186 $150,000.00 APR 09 #0000002187 $5,061.00 APR 09 #0000002187 $5,061.00 APR 15 #0000002188 $1,236.00 APR 15 #0000002188 $1,236.00 /111111/conveniently . view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. EFTA01530758 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 11 #0000002189 $2,014.50 APR 11 #0000002189 $2,014.50 APR 15 #0000002190 $13,542.12 APR 15 #0000002190 $13,542.12 APR 16 #0000002191 $75.00 APR 16 #0000002191 $75.00 an c nveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 16 of 28 EFTA01530759 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 15 #0000002192 $129.00 APR 15 #0000002192 $129.00 APR 17 #0000002193 $364.09 APR 17 #0000002193 $364.09 APR 17 #0000002194 $84.15 APR 17 #0000002194 $84.15 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Pa e 17 of 28 EFTA01530760 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN E APR 18 #0000002195 $227.19 APR 18 #0000002195 $227.19 APR 17 #0000002196 $355.10 APR 17 #0000002196 $355.10 APR 16 #0000002197 $270.00 APR 16 #0000002197 $270.00 MI You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 18 of 28 EFTA01530761 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN W APR 16 #0000002198 $446.12 APR 16 #0000002198 $446.12 APR 16 #0000002199 $208.08 APR 16 #0000002199 $208.08 APR 14 #0000002200 $865.30 APR 14 #0000002200 $865.30 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Pa e 19 of 28 EFTA01530762 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN 1 APR 18 #0000002201 $800.00 APR 18 #0000002201 $800.00 APR 16 #0000002202 $678.14 APR 16 #0000002202 $678.14 APR 15 #0000002203 $110.70 APR 15 #0000002203 $110.70 niently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 20 of 28 EFTA01530763 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 18 #0000002204 $50,102.25 APR 18 #0000002204 $50,102.25 APR 23 #0000002205 $362.89 APR 23 #0000002205 $362.89 APR 22 #0000002206 $239.45 APR 22 #0000002206 $239.45 ill u can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. EFTA01530764 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 18 #0000002207 $437.63 APR 18 #0000002207 $437.63 APR 28 #0000002208 $165.78 APR 28 #0000002208 $165.78 APR 23 #0000002209 $34.99 APR 23 #0000002209 $34.99 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 22 of 28 EFTA01530765 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN APR 28 #0000002211 $725.00 APR 28 #0000002211 $725.00 APR 28 #0000002212 $25.00 APR 28 #0000002212 $25.00 APR 28 #0000002213 $195.00 APR 28 #0000002213 $195.00 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. of 28 EFTA01530766 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN E PR 17 #0000002214 $400.00 PR 17 #0000002214 $400.00 PR 23 #0000002215 $4,936.02 PR 23 #0000002215 $4,936.02 PR 23 #0000002216 $37,548.17 . PR 23 #0000002216 $37,548.17 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 24 of 28 EFTA01530767 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN M can APR 21 #0000002217 $135,480.70 APR 21 #0000002217 $135,480.70 APR 24 #0000002218 $23.82 APR 24 #0000002218 $23.82 APR 25 #0000002219 $218.24 APR 25 #0000002219 $218.24 ou conveniently MI view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. of .1 "1 25 1 EFTA01530768 Primary Account: For the Period 4/1/08 to 4/30/08 JPMorgan Private Access Checking JEFFREY EPSTEIN N APR 23 #0000002220 $81.95 APR 23 #0000002220 $81.95 APR 30 #0000002222 $97.63 APR 30 #0000002222 $97.63 APR 25 #0000002224 $104.04 MAPR 25 #0000002224 $104.04 You can conveniently view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Page 26 of 28 EFTA01530769 Primary Account: For the Period 4/1/08 to 4/30/08 Into Access Checking JEFFREY EPSTEIN PR 30 #0000002225 $80.34 PR 30 #0000002225 $80.34 PR 28 #0000002226 $619.97 PR 28 #0000002226 $619.97 conveniently r view your statement and front and back images of cleared checks online. You can also sign up for a Paperless Statement, which allows you to stop receiving the paper version of your statement altogether. To enroll or for more information visitMorganOnline.com. Pa e 27 of 28 EFTA01530770 Primary Account: For the Period 4/1/08 to 4/30/08 Important Information About Your Statement Accounts are subject to the General Terms For Accounts and Services and applicable appendices and ac count agreements. Your accounts, unless otherwise indicated on the statement, are by JPMorgan Chase Bank, N.A. (the 'Bank"), Member FDIC. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, Tell us the dollar amount of the suspected error. and explain as clearly as you can why you believe it is an error or why you need more information. Please direct all inquiries to your Morgan Account Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, 1/OPS3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error promptly. If we take more than 10 busi ness days to do this (20 business days for new accounts), we will recredit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Contact the bank immediately if your statement is incorrect or if you need more information about an y non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing no later than 30 days after the statement was made avai lable to you. For more complete details, see the applicable account agreements and appendices that govern your account. Mutual Funds/Securities JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Share s of the New Jersey Daily Municipal Income Fund, Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich a Tang Distributors Inc. and Reich & Tang Asset Man agement L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor, respectively. Reich a Tang Distributors Inc. is a member NASD. JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPM organ Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. JPMorgan Private Bank is a marketing name for private banking business conducted by JPMorgan Chase & Co. and its subsidiaries worldwide. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured No bank guarantee May lose value Page 28 of 28 EFTA01530771