EFTA00238778.pdf

Message From: UBS Financial Services Inc. telert@ I Sent: 12/7/2017 10:21:28 PM To: CC: appemail_ejme Subject: An invitation to own our most precious metal The UBS Visa Infinite credit card is our newest and most prestigious card. As a valued UBS Visa Signature credit card holder, we invite you to upgrade to this distinctive metal credit card and enjoy all the remarkable benefits it offers. You'll find them to be infinitely more rewarding. Here's what you can look forward to when you upgrade: The new benefits • 3 points per dollar spent on commercial air travel, you'll receive 2 points for gas and groceries, and 1 point for everything else' • Complimentary access to 1,000+ airport lounges globally2 • A 5500 statement credit for Any Airport Club program if spending is $50,000+ in the current year or prior calendar year3 • $250 airline fee credit for qualifying air travel expenses° • 12 complimentary Gogo Inflight Wi-Fi passess • $100 Global Entry application fee statement credit6 • No foreign purchase transaction fees* CONFIDENTIAL UBSTERRAMAR00003415 EFTA00238778  The enhanced benefits • Primary insurance coverage reimbursement for most rental cars • Discounts and perks for Nationals Rental Car, Silvercar, Enterprise, Avis and Alamo • Expanded travel insurance and purchase protections The benefits • Dedicated 24/7 UBS client service you'll continue to enjoy • UBS Concierge: round-the-clock assistance to coordinate travel planning, dining, entertainment and more? To learn more about the benefits the new UBS Visa Infinite credit card offers, all for an annual fee of $495, please visit Plus, when you upgrade to the new UBS Visa Infinite credit card, you will receive 25,000 bonus points after you spend $3,000 within the first three months.8 Please contact your Financial Advisor or call 866-827-8472 to get started. This communication is an ADVERTISEMENT from UBS Financial Servcos Inc.. promoting services from its affiliate. 1)85 Bank USA. UBS Bark USA is a subsidiary of UBS AG Member FDIC. By allowing UBS to contact you by e-mail, you understand that communications sent via email arc not secure or error-free. and accept the nsks that come with communicating troth UBS via e-mail You also accept and agree that UBS has no liability or responsibility for any loss or damage resulting from the use of c-mails or for any losses that you might suffer as a result of communsatmg with UBS via e-mail. Please click here for additional nportant disclosures and information about our e-mail policies. Please apply the requisite secunty measures and take all reasonable steps in accordance with good industry practice to defend yourself against fraud or cyber attacks, including. but not limited to. updating your computer systems and security software on a continuous basis (e g by installing recommended security patches, observing customary technical security measures. in particular the installation of up-to-date hrewalls and antivirus programs). To unsubscnbe (opt-out from receiving) from future UBS Card Program e-mail promotions. please send an e-mail to SH- WMUS-CardProgramOubs.com. UBS manages e-mail preferences by line of business. Changing your e-mail preferences here does not change your e-mail preferences for messages from UBS's other businesses Should you went to contact us in writing concerning this e-mail, please direct your correspondence to' UBS Financial Services Inc .1200 Harbor Boulevard. B5E-100. Weehawken. NJ 07066, Extra points arc based on merchant category code. Grocenes not bought at stand-alone grocery stores (such as purchases within a larger retail store) may not qualify. 2 Priority Passi m Select offers access to over 1.000 participating airport lounges worldwide. Membership is reqtred to access participating lounges To request your complimentary membership card. visit ubs corrilproplypassselect ' Airport club day pass or annual airport club membership must be purchased using your UBS Visa Infinite credit card. CONFIDENTIAL UBSTERRAMAR00003416 EFTA00238779  You are eligible for a statement credit of up to $500 if your total spending on your card was $50.000 or greater dung either the current calendar year-to-date or the prior calendar year. You may claim the credit only once for each year in which you qualify for a credit. If you do not claim the credit in a year. it will not carry over into subsequent years. You must claim the credit during the same calendar year in which the fee posted to your card account 4 You must enroll in this benefit on UBS Online Services and select one of the eligible domestic U.S. carriers. The selected airline applies to all cards in the card account. Qualifying Airline Purchases must be charged to a UBS Visa Infinite credt card and may vary by airline. UBS and Visa rely on airlines to submit the correct information for these transactions UBS Visa Infimle credit cardholders without a UBS Resource Management Account (RMA) or Business Services Account BSA can enroll in this beneft by calling us at 8-88-762-1232 or by calling collect at 201-352-5257 when outside the U.S. Enrollment is required ate prior to flying. registration is not available in flight Eligibility is deterrnined by UBS, your 12 complimentary Inflight Wi-Fi Passes will be available to you at no additional cost after you complete the online enrollment. Passes arc valid for 12 months from the date you register your card for this benefit Any unused Passes at the end of the 12-month period will expire. Each Pass provides for complimentary inffight Wi-Fl Internet access for one device at a time on one fight segment on any participating Gogo-equipped aircraft between airports within the U.S. and Canada where network coverage is available. Participating airlines arc listed at -benefits and are subject to change at any time without notice. The use of the passes is subject to Gogas TOMS of Use and Prrvacy Policy. This benefit is non-transferable Visa and UBS reserve the right to modify or cancel this benefit at any time and without notice. Additional restrictions apply. Full program terms and conditions are available at visa gogoaircorniUBS UBS Visa Infinite credit cardholders without a UBS Resource Management Account (RMA) or Business Services Account BSA can enroll in this beneft by calling us at 886-762-1232 or by calling collect at 201-352-5257 when outside the U S UBS Visa Infinite credit cardholders are entitled to one $100 statement credit per card every four years in connection with the Global Entry program application fee. The $100 statement credit will be processed alter the application fee is charged to a valid UBS Visa Infinite credit card. Global Entry is a U.S Government program, operated by U S Customs and Border Protection (CBP). UBS and Visa have no control over the program including. but not limited to. application. approval process or enrolment fees charged by CBP. and no liability with regard to the Global Entry program Cardholders arc responsible for the cost of any goods or services purchased through the UBS Concierge. 4 Bonus points available to all existing UBS Visa Signature credit card clients who upgrade to the UBS Visa Infinite credit card. regardless of assets. Must spend $3.000 in the first three months upon card account upgrade. Bonus available orgy once upon upgrade. If existing UBS Visa Infinite credit card clients downgrade to the UBS Visa Signature credit card and then upgrade back to the UBS Visa Infinite credit card. they will not earn the 25.000 bonus points again. Bonus offer is available only once per card account, regardless of the number of cardholders on that card account • Important information about the UBS Visa Infinite credit card: 16.24% vanable APR for purchases. 23.24% variable APR for cash advances. 29.99% variable APR for the penalty rate (maximum penalty APR 29.99%). For balance transfers. 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening, after that. 16.24% variable APR. APRs vary with the market based on the prime rate Annual fee: $495. For balance transfers, a fee of $10 or 3% of the amount of the transfer. whichever is greater, applies. For cash advances, a fee of 510 or 3% of the amount of the cash advance. whichever is greater, applies. For residents of Iowa and Puerto Rico only. the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is 510). Foreign purchase transaction fee. None. Subject to credit approval. Information is accurate as of December 2017. and may have changed after that date. To learn what may have changed. please call 888-762-1232 V UBS 2017. The key symbol and UBS are among the registered and unregistered trademarks of UBS. VISA. VISA SIGNATURE and VISA INFINITE are registered trademarks owned by Visa International Service Association and used under license. UBS Visa Signature and UBS Visa Infinite credit cards are issued by UBS Bank USA with permission from Visa U.S.A. Inc. Other marks are trademarks of the respective owners. All rights reserved. 171121-3300 CONFIDENTIAL UBSTERRAMAR00003417 EFTA00238780