EFTA01486202.pdf

February- 01,2007 - Jeffrey Epstein February 28,2007 JPNlorgan 0 Prionan Account Number- PrivateBank Mae 6 of 6 Important Information about Your Statement Accounts arc subject to the General Tenns For Accounts and Services and applicable appendices and account agree alts. Your accounts. unkm otherwise indicated on the statement, arc held by JPMorgan Chase Bank, N.A. (the *Bane Deposit accounts held at the Bank. including checking. savings, CD, and money market accounts, are FDIC insured In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts oak) lelephone or urge to the Bank d you think your statement or receipt is wrong. or if you neat more inlormation about an electronic transaction on a statanent or maga. The phone number for inquiries is pruned on the front of this statenent The address for inquiries appairs below. We must hair from you no Inter than 60 days atler we sent you the FIRST statement on which the error or problem appealed • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfix you are unsure about JPMorgan Private Bank Client Service and ewlain as clearly as you can why you believe it is an 500 Stanton Christiana Road, 11OR83 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected cot We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and paint-of-site transactions). we will recredit your account for the amount you think is in error so that you will have we of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please exantne your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, telephone or write us within in days the phone number is printed on the front of this statement. The address appears above lino main is received within this period, your account will be considered correct. Mutual Rinds/Securitles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities ins oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IFMorgan Funds is JPMorgan Distribution Setviccs. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including fez and expensa before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and a/Morgan Select Shares of the New lefty Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asa Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & 'fang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment ma nags for an ERISA plan or an IRA that hold Fiduciary Shares (as ticMaxi below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable Ntiforgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank seises as trustee, or dimmtiomuy investment tnanaga for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for Kati from the JPMorgan Funds but misses account fees with respect to the funds so held. Fiduciary Sham are shares in the Select Shares class of IPMorgim Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JPMorgan Mid Cap Equip Fund. JPMorgan 1 rust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. IPMorgim Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Short-Imermediath Income Rind, JPMorgan Intermediate Tax-Free Income Fund, JPMorgan Tax-Free Income Fund, JPMorgan California Bond Fund. JPMorgan NY Intermediate Tax Free Income Fund and 'Morgan NJ Tax Free Income Fund held in the (tanks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means an amount returned by the Bank to the account which holds the Fiduciary Shares. 'Ilse rebate amount represents the portion of servicing It paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00007718 JPMorgan Chase CONFIDENTIAL SDNY_GM_00276916 EFTA01486202