EFTA01514059.pdf

December 01, 2004 - i NEW YORK STRATEGY GROUP, LLC Dixember 31, 2004 Primary Account Number. JPMorgan Private Bank Page 7 of 7 Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Tams For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts Of the General Terms For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank. NA. (the "Bank") Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Fonds Transfers (personal accounts only! Telephone or unto to the Bank if you dunk your stamen( or receipt is wrong. or it you need more mlonnation about an electronic transaction on a statement or receipt The phone number for inquiries is printed on the front of this statement The address for inquirka appears below. We must hear from you no later than 60 days atla we sent you the FutsT stawmcnt on which the error or problem appeared. • Tell us your name and account mantra% Plats: direct all inquiries to your Morgan Accotmt Office at •13escribe the cam or the transfer you arc UM= ahead, JPMorgan Private Bank Client Service and explain as clearly as you can why you believe it is an 500 Stanton Christiana Road, I/OPS3 armor why you need more information. Newark. DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once if you feel an error has taken place or have questions concerning a non-electronic transaction. telephone or write us within la days. The phone number is printed on the front of this statement The address appears above. lino report is received within this period. your account will be considered correct. Mutual Rinds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state gm ernment or government agent, or government sponsored agency. Securities (Including mutual funds) and annuities invoke inseament risks, Including the possible loss of the principal amount invested. The distributor of the lilviorgan Funds is .I.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds. Read the ;Morgan Funds prospixtuses carefully for details including fees and apanet before investing or rending money. JPMorgan Select Shams of the Connecticut Daily Tax Fax Income Fund. Inc. and JPMorgan Select Shams of the New Jersey Daily Municipal Income land, Inc. arc not part of, or affiliated with, the Jilviorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Managemeit L.P.. which are unalfiliatal with WMorgan. an: the finds' distributors and ilIVCAMtIO advisor. respectively. Reich & Tang Distributors Inc is a member NASD. IRA Accounts Accounts there the Bank serves as trustee or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shams (as described below)do not bear any portion of investment administative.cuilodian or other charges paid to the Bank or its affiliates for se vices to the applicable JPtsforgan Funds since these charges arc subject to rebate as defined blow. For accounts where the Bank serves as trustee, or diaartionao aye:mat manager for an ERISA plan or an IRA. Mach hold shares in the JPMorgan Funds other than Fiduciary Shams, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. WMorgan Tax Amine Large Cap Growth Fund, WMorgan Mid Cap FAO. Fund. JPMorganTrost Small Cap Equity Fund. JPMorgan Fleming International Equity Fund. JPMorgrin Short Term Bond Fund II, JI'Morgan Bond Fund II, JPMorgan Tax Aware Enhanced Income Fund, JI'Morgan Tax Aware Short-intermediate Income Fund. JI'Morgan Intermediate Tax-Free Income Fund. JPMorgan Tax-Free Income Fund. 'Morgan California Bond Fund. JPMorgan NY Intermediate Tax Fra Income Fund and JPMorgan Ni Tax Free Income Fund held in the Bank's mist accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate' mans an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040176 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309374 EFTA01514059