EFTA01378955.pdf

Important Please read this appendix (continued) agreements and terms applicable to a particular feature, program account or service provided as a result of a Client election. modification of or addition to the Account Agreement, change in service or otherwise. DBSI will provide to Client such disclosures, agreements and terms, which shall be incorporated into this Account Agreement by reference. From time to time, DBSI may require that Client sign other agreements or documents for certain services or instructions end such additional agreements and documents shall become part of this Account Agreement. 2. "Administrator" means BNY Mellon investment Servicing Trust Company, which is responsible for the administration of the Banking Services provided hereunder. 3. "Affiliate(s)" means any entity that is controlled by, controls or is under common control with DBSI. DBSI is a subsidiary of Deutsche Bank AG. Each affiliate is a separate legal entity. 4. "Applicable Law" means the constitution, lutes, regulations, customs and usages of the exchange or market, and its clearing house, if any, where a transaction is executed and applicable federal and state laws and regulations, including but not limited to securities laws and regulations (including the rules and regulations of the Securities and Exchange Commission and the Federal Reserve Board or foreign securities regulator, as applicable), and the rules and regulations of FINRA, or any other self-regulatory agencies or organizations having governing authority to a transactionn an Account in effect from time to time. "Applicable Law" shall also include the rules of any national securities association, registered securities exchange or of the Options Clearing Corporation or other clearing organization applicable to the trading of option contracts. 5. "Branch Supervisor" means the manager of the branch office at which Client's Account(s) is/are maintained. 6. "Cash Sweep Options" means the program through which certain uninvested cash balances in eligible Account(s) will be deposited automatically each day into interest-bearing, FDIC-insured depository accounts through DBSI's IDP or into an available money market mutual fund until Client Invests these balances or balances are otherwise needed to satisfy obligations arising in connection with Client's Account(s). The Cash Sweep Options are described more fully in the Cash Sweep Options disclosure, ("Cash Sweep Options Disclosure"), which will be provided to Client under separate cover after the Account is opened. A copy of the Cash Sweep Options Disclosure is available at http://deutschewealth.com/americas/en/CashSweepOptions.html. 7. "Investment Specialist" means the ()BSI professional assigned to Client's Account. 8. "DB Wealth Management Privacy Statement" means the statement of DBSI's policies pertaining to gathering, protecting and maintaining the confidentiality of Client information and, in certain limited situations, providing Client Information outside of DBSI. 9. "ERISA" means the Employee Retirement Income Security Act of 1974. 10. "Immediate family member" means (a) a person's parent, stepparent child, or stepchild; (b) a member of a person's household; (c) an individual to whom a person provides financial support of more than 50 percent of his or her annual income; or (d) a person who is claimed as a dependent for federal income tax purposes. 11. "Party" or "Parties" means Client(s) and DBSI, together with its affiliates, collectively. 12. "Restricted Securities" means securities of a corporation of which Client is a director, executive officer or 10% stockholder, or otherwise classified as a control person or insider. or securities that are subject to any restrictions on resale (whether by Applicable Law, contract or legend on the security), or are not traded on or through a national securities exchange, automated quotation system or other nationally recognized published interdealer quotation system. 13. "Securities and Other Property" means, but is not limited to, money, securities, financial instruments and commodities of every kind and nature and related contracts and options (whether for present or future delivery), distributions proceeds, products and accessions of all property owned by the Client or in which the Client has an Interest. [THIS SPACE INTENTIONALLY LEFT BLANK] WM189778 015684.080216 Page 12 of 16 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0076236 CONFIDENTIAL SDNY GM_00222420 EFTA01378955