EFTA01511526.pdf

12 2002 JPMorgan Chase Bank 345 Park Avenue, New York, NY 1015.1-1002 II3 JPMorgan Private Bank Account Numbe Asset Account Portfolio Page 10 of 10 FINANCIAL TRUST COMPANY, INC. December 01. 2002 - December 31. 2002 In Case of Errors or 0uesbons About Your Electronic Transfers anted pots Morgan Teem at ale of the te&phoce numbers err the front of this saenentd nrte us el 500 Stsnbn Chnstiant Road POPS Newark DE 197132107 as soon as you can d you think your statement is wrong Cc %you need more internaton stadia bender on the statement We must hear born you no let than 60 days and we sent you the FIRSTstatementOn when The her Cr problemappeared (1)TelluS put name Mdaocount Marble (2)003Cnbetne error d the eansfeeyou are unsure abOut and e.piaineS Clearly 09 yen Can why you tonere it 4 in and Cr why you need mete nrCernston (3)16d us MO &ear amount or the suspected &ICY Ityov COnt&C/ us alloy yOu must Send stS 'Our tempi..." Cr Question M anMg wenn 10 buSaleSS days s 006.'10 preserve your fonts Ws wit investgaleyOur COMplatn1and wet carecl any enor domed" /Inv take MOWS than 10 business days 10 do the (20days Id purchases using yOur dent Carder kr AlernabOne)trensaCt013) we wee CredityOur an:Ount tor lit amount you think is in error so that you wet hare the use of money duang the Onto if MN1t at tOCOmpteteOur.noSStpatOn In case of errors or questions about your statement, including your lire of credit. it you tom* flat .010 statement rs mowed a t you reed Mae Ankeniann about a franSOCton on yea SIONSenion: inciulog a In. el cod.. transaction you mud wits to us on a separate sheet describing The end and sand it to JPI.tovan Rnrro Bank. 500 Suntan Cnoshana Rood, 1,OP53 Nest*, OE 19713-2107 Mr must heat born yds no Met than 60 days end the slat ment on whorl the end d prodAren appeared a sent You can contset your churns service specteAd errs dory so wia not doze ye your tights In your letter abase donde the folbw,rg ntcvmab:n (I) yon name and account number (2) ten dead amount of the suspected once and (3) a dosneton of she end end enpbrebon d you can why you Seem mom us en tyros If you need moo mkrmation you mist describe the nem you are urns ISO *boa The JPMorgan Funds or The JPMorgan Institutional Funds or The American Century Funds J P Morgan Funds Cortind Inc is The chseibutor of the J P Morgan Funds end Amornan Century Invastrent Sent-es Inc is the astnbutcr dma Amencon Century Funds JPMorgan /ryes:own& 'Inc end AmencanCenh.ryIntestmentManagementserre as nvestment edascrs to ther fespectse fund tenses Sharesa the funds we not bent deposits and be not gysenteed by any bank. government entity or the FDIC Return and stare once wit fluctuate and redemption valuemay to more or less than or ogrol cost JAM° the rnoneymerket funds seek to mantene stablenet asset veNeof SI 00 per shoe there a no assu'arcethat they me Continue to do so Theestimated annual income and cbodendytekt Niecetor rntrlua1funis redesenIthe funds' most reCentrtOOmedvdenclannualzect If you havechosen ore of the sweep mutual funds, you are meted Met positions in thePrune Money Market Sweep Fund /memo; hotlines tn the JPMorgan Pnrne Money Market Fund positions an the Federal Money Markel Sweep Fund represent hotlines s the JPMorgan Federal Money Market Fund and posenro n Me Tax EAtrot Money Market S rep Fund represent hottngs in the PPS/ogee, Yea Excerpt Money Market Fund JPMorgan Prom. Bank 4 the mankefing name tcr Me emote banking business conducted by J P Morgan Chase 6 Co through its subsdrenes xondwde. nctulng JPMagan Chase Bank J P Morgan Twat COMpany NA. and JP Mdgen Se Vibes Inc JPMSI d it member of the Seconbes levealor Protection Corporation (SIPC) a nol.fooproN membership come:veto° Amded by trotardealers legated wth the Securees and Exchange Comentssnn Secures and cash held Ada customer account el JPMSJ de protected up loan amountof $51000000 The first $5W 000 CI prOleCtOn who, tnOVdes up to $100003 01 prOleann tOe cash a ;wooded by &PC The Mane. CI Our protection nhoCh NCA.des up to an additional $900 000 a prOttbOn for cash. us pronded bye separate Excess Securities Pond issued by Travelers Casual', and SuretyCompeny of Amerce This SIPC and &ions &PC protector boos netprobe/ against losses Rom Ittotuabons m tno value of he wowtts Assets held rn custody by JPIOCEI are not sutyact to SIC cottage Confidential Treatment Requested by JPMorgan JPM-SDNY-00037353 Chase CONFIDENTIAL SDNY_GM_00306551 EFTA01511526