EFTA01516238.pdf

December 30, 2006 - 116 EAST 65TH ST LLC January 31,2007 JPMorgan 0 Primary Account Numbal Bank Private Page 4 of .1 Important Information about Your Statement Accounts arc subject to the General Terms For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, arc held by JPMorgan Chase Bank, N.A. (dc *Bank' t Deposit accounts held at the Bank. including checking. savings, CD, and money market accounts, are FDIC insured In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts oak) lambs:meor write to the Bank d you think your statement or receipt is wrong, or if you next more mlormation about an electronic transaction on a statement or maga. The phone number for inquiries is pnntol on the front of this statanent The oldie% for inquiries amain below. We must hair from you no Inter than 60 days after we sent you the FIRST statement on which the error or problem appeared. • Tell us your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfix you are unsure aboul JPMorgan Private Bank Client Service and explain as clouty as you can why you believe it is an 500 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected mot We will investigate your complaint and will correct any nor promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions). we wilt recredit your account for the amount you think is in error so that you will have me of the money during the time it takes us to complete our investigation. hi Case of Erron or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions concerning a non-elixtronic transaction, telephone or write us within in days The phone number is printed on the front of this statement. "the address appears above. lino rayon is received within this period, your account will be considered correct. Mutual Rinds/Securitles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities ins oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IPMorgan Funds is JPMorgan Distribution Seivices. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses awfully for details, including foie and expetura before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JI.Morgan Select Shares of the New laity Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mulual Funds. Reich & Tang Distributors Inc. and Reich & Tang Amet Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a manber NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment manger for an ERISA plan or an IRA that hold Fiduciary Shares (as dm:nivel below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable Wtsforgan Funds since these charges are subject to rebate as defined below. For accounts where die Bank saves as trustee, or dimmtioniry investment managa for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiducimy Shares, the Bank naives foes for Kati from the JPMorgan Funds but stases account fees with respect to the funds so held. Fiduciary Sharm arc shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JPMorgan Mid Cap Equip Fund. JPMorgan Trust Small Cap Equity Fund, 'Morgan Fleming Intonational Equity Fund. JPMorgan Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Shari-Intermediate Income Rind, JPMorgan Intermediate Tax-Free Income Fund, JPMorgan Tax-Fm Income Fund, WMorgan California Bond Fund. JPMorgan NY Intermediate Tax Free Income l'und and 'Morgan NJ Tax Free Income Fund held in the Banks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means an amount retuned by the Bank to the account which holds the Fiduciary Shares. 'the rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00043131 JPMorgan Chase CONFIDENTIAL SDNY_GM_00312329 EFTA01516238