EFTA01507757.pdf

10 2004 J.P. Morgan Securities Inc. 270 Park At% cnue, New York, NY 10017 II3 JPMorgan Private Bank Account Number Margin Account Portfolio Page 74 of 74 FINANCIAL TRUST COMPANY INC October 01, 2004 - October 31, 2004 IMPORTANT INFORMATION ABOUT YOUR JPMSIMARGIN ACCOUNT Irthare are any twat or Omett.Mat onMN SfelMmant, OfIf yOu have any questions SWIM plata* Contact yamJAMS, ActaeonRepresentative or JPMSI Compliance Doped:Mtn( at (20 4834323. Please keep the fallowing n mad when out, this statement le back yew JAMS: brokerage atfray This taslement combats )oar general neva cacao: midi the spodel memorandumimam! regaled by Seaton 220 6 Regulation T As adored by Regubbon T. a permanent recad of)ber sedate account es oratbbits tocen par regal banana &lamellae abed: Patina and Votmettant Poo* some of newt at provided by prong mewed a other .marts etch no deem rabble eve not gusranfeeed fa *cosy or ss rmazeace Musa Foe creW Mentes oyes account are not segregate/and may be used in the operation of JPMSts buswesa. aubset110 IneMbons Of SEC Rule 15033 Unless offeenvese insavaed. JPM.9 Cr as agents and topcoat/Ws rear OW/ yon aecuubea Upon yew demand. RAM wellpay to you the amount of )otr free credit babnce and wig dearer to you fuonsed mettfolaw heti On year WO MIMS( well be cheeped on any debit balance. Me melded Ofcokuloting interests described ima leder sent loan maim customs Upon soften request JPMS1 weesupply you wan al nestle:en! statement required to be fan net fo Cuskimen under SEC Rub 170-5(c) Ifs parted callis made wan reaped so an case of soctraos included en axe, Mop., Account we wet eaticeao red cat bye method we doom fair and eqintobb You should he mewed separateSUSI bode confrrnabons Ia each secuntres tromocaon At taresactions are sitbazt Mtho Wins and owektons sad on tire reverse sided such confrmatons and we sutra so the constitution. byJaws assrams and rberprelatans of be morbseplace ohm mended and gotened by and construed a accordance WO Ova laws of ft stale O New Yak and ta appacablo federal fans and logulobons You most promptly Was* JPMSt d metal changed in yew mwstmont oluocavos a Mame/ newton Unless you inform JPMSI oMerwoo fine& red consider me infarnabcoconontly M as tiles boo corniobto and accurate POWS'S mewed by law to rent to the InternalRevenue Sem* adevdeds &afar interest moony on bonds gadded to your account during calendar yea Please aeon aye StakVrellb b ass of you in peps/op sour acme ten reeurns A MenaaI statement ofPolaSlis avadabb fa yen personal superb= of Rs WW1 a a copy oar sic be ma ad Won Toot oaten request. JAMS/ a no a bank and d a separate legal °nay from as beneath* afrAistos including JPMCS The securgas sold offered a recommended by JPMSI Of Are not ma ed Meth., Federal Deposit Insurer*. Caporabco a any other gera talented agency 0 Are not deposits or other obegalens d JPMSra ban"; or Waft affrades (unless °amuse addebd) and ere not guaranteed by a the responsitntrly of <my such elfaisket(uniess malady dosedotherwise) and (3)Irealve investment raid rakoling possible loss of the principal dreskd JITOASIY batwing affthertes may be tandem to issue's of sect:deed Met JPMSI undaverres in whits case proceeds of odesings undenwden by JAMS, may be vsedla Me owaymeol of such loans and you aloud rob to the daobsure documents reasting to partautw wages for discussion of any such kmang refialeonships The Federal Afloat, regimes Ma JPMSI again yaw consent baba? a can Obtaa certain ohomealiOn band, bank Cr Mal affiliate. inceoling Mew Credit eveMatiOn CO eau We weeMauna that pour continuing to Wawa Maness man JPMSI /Of Caistrtuee your 00nsenl torn* sharing of such In(combon by JPMSI and 'IS bade a and "Wet ante e.lent paraded by If., JPMorgan Fatale Bone re the markong name fa the pm** bereeeng business conducted by J P Morgan Chan 6 CO Warr as Seaddlellea waldende. .aluMnd 'PUCE end JPMSI Confidential Treatment Requested by JPMorgan JPM-SDNY-00032837 Chase CONFIDENTIAL SDNY GM_00302035 EFTA01507757