EFTA01503287.pdf

March 01, 2003 - ZORRO TRUST March 31,2003 Primary Account Number. JPMorgan Private Bank Page 3 of 3 Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13ratk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Rinds Transfers (personal accounts only! Telephone or nit to the. Bank if you think your statement or receipt is wrong. or H you need more lamination about an electronic transaction on a statement or receipt. The phone number for inquiries is pnnted on the front of this statement. The address for inquirim appears below. We must hear from you no later than 60 days ails we sent you the tittsT statement on which the error or problem appeared. • Tell us your name and account numba. Plats: direct all inquiries to your Morgan Accotmt Mica at • Describe the emir or the transfer you arc unsure ahoul, JPMorgan Private Bank Client Service mid explain as clearly as you can %shy you believe it is an 5110 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the RIOMY dunag the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once if you feel an error has taken place or have questions concerning a non-electronic transaction. telephone or write us within 30 days The phone number is printed on the front of this statement. The address appears above. lino report is received within this period. your account will be considered correct. Mutual Rinds/Securities Securities (including Mutual Rinds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed br JPMorgan Chase Bank, or its affiliates or an, federal or state government or government agency or government sponsored agency. Securities (Including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. Ile Bank and its affiliates receive compensation from the JThlorgim Funds for providing services to the faith. Read the ;Morgan Funds prospectuses carefully for details. including fees and avant, before investing or wilding money. JPMorgan Select Shams of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund. Inc. arc not part of, or affiliated with, the Whlorgan Family of Mutual Funds. Reich et Tang Distributors Inc. and Reich it 'rang Asset Management L.P., which are unaffiliated with JPMorgan. are the fud? distributors and investment advisor. Reich & Tang Distributors Inc. is a manly NASD. The Bank is not a registered broker-dealer. Securities transactions may be fivough JPMorgan Fund Distributors. Inc. a subsidiary of the Bank. is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investmat, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as delunxt below. For accounts of the Bank as trustee, or diseretionaty investment manager for an ERISA plan or an IRA. which hold shams in the JPMorgan Funds odic than Fiduciary Shams, the Bank receives fees for services from the JPMorgan Funds but waives account foes with respect to the fads so held. "fiduciary Shams" moms shares of IPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II. JPMorgan Intermediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate means an amount Yumad by the Bank to the account which holds the Fiduciary Shares The fame (amount retreats the portion of servicing fats paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00027895 JPMorgan Chase CONFIDENTIAL SDNY_GM_00297093 EFTA01503287