EFTA01505592.pdf

J.P. Morgan Securities Inc. 01 2003 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Account Number: Margin Account Portfolio Page 38 of 39 FINANCIAL TRUST COMPANY INC January 01, 2003 - January 31, 2003 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you Mink your statement Is incorrect or you mow. additional mTonna ton about a trosaction on your Velment IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT If tilere aro any errors or omissions on this Statement, Or if you nay* any guatiOni ategut it, gni* contact your JPMSI Account ROpritienfalwa Or JPMSI Compliance !Apartment at Reese keep the Onewang on mind when Lang m's statement b track your JPMSI brokerage actvrty 7h,s s /element combines you general noon account men the soon& memorandum account revived by Sec:on 220 6 Requsation T As required by Reguleban T a permanent reoqrd or >our separate aCCOunt 4 anklet, * Leon lay Want Important Informabon about prang and Valuations. 14,0e3 Sta. Cot *Ott eeprOrded by Orrery Services 0, Meier sources what we deen Mak*. are not fps fl ed for accuracy cr as reaStrable wallies Free credit balances m your account are not segregated and may bo used in Ito aeration of JP/.45(1 bottoms Stalret PO me Ponta:OM of SEC Rule 15cX3 Unless otherwise arostuctod JPMSJ a its agents and dEcCISacoas apt nod mar socuram Upon your Mound JPMSI ir),Vpay to you the emu/7(01)ot% free anal been and mil dohc. to you fuat.pad socuntos hold on yaw bona Inmost wet lea charged on any debt balance. no frothed of catubeng interest's ckocnbcd m a New son: to all macro or:tarots Upon aratool request JPMSI wit supply you with cm most recent statonvnt fecund to be furnished to customers under SEC Rut. 17a-5(c) If a papal cars made men respect to an *sue of sec& abes encludal on yaw Mom Arearnt no watttbak the call by a method we deem ler and equitable You should have received seperaleJPIOSI bade contemobons for each sectertay Vandecton At Vansectons are sutect to the berms and coed bons elated on Be reverse side ol such confirmatons and ere stdeect to Jrc cons:du:on bydsws customs and wftwordatons of the rreenetp.bce where erearbd and goitned by end cons.Vued in *accedence with the laws of fro state ce New Yak and all voiced* federal lbws and regulations You trust clonally advae JOMS1of nutted& changes in pal owes/mat °boobies a franca/ situation treks, you :ream JPIOSI cMenerse JPMSI wet consider Be Sandler currently rn its Nos ro be complete and accurate JPMSI a moored by law to recat to tne infanta Remove Service ea dcvands indict merest income on bonds cabal to your account during 011.00081 year Please reran aVyar stateirynts bassist you ,n peperng your income tan returns A financial staterrent d JPMSI a 'NOM* la par personal MtPeCb0/1 at its alas or a copy old nut be mailed UPC, / )0t1 wreten request JAMS; a noI a blank codas* sepevate legal en* homes bank a the affastos mcAiding JPMCB The secwas add olowl a recommended tyJAWS1 (I) Are Kt insured by the Federal DePOslInstnite Cape/v.5o., a any other aver °merge' agency (2) Are rot deposits a Other obnpleos d JP4tSo bank Wit affmates (unless M11/wise indicated), and are not guaranteed by a the resoonsibiMy d any such Offeales(un Jess eitosketystatectother.se) and 13) 'mono reestrwent rake ockod,00 1,053,04 Os, Oftiv tvinGlosi "'cited JPMSIY banking afIn‘ares maybe le de's to issuer a MOP does that JPMSI underverees in which cafe proceeds Of Celerngs undo-yr/Ben by JPMSI may be used tor the resoyment of such bans and jou shOutl refer to the chscewoe documents MONO 10 pa/tat, Sett)/R*9 for discUMen of any such lending reralortshos The Federal Rowe* roguees that JPMSI obtain your coosee bolero it con obtain corer meormation homes bank a trice: aff*rates mc.I/dmii nor ctodkt a(uaton of you We we assume that your coonnung to transact business with JPMSI rea constitute your consent lo two sherry of such ante TOtiOn by JPMSI and its bank a WM aentabs tome *Alen: potmtted by tan )(Woven Prwato Bank O oho nwienng rune tot no povate banking business conducted by JP Morgan Chase 6 Co throven its :uesidor.ss ivoOdw do atalmg JPMCB and JPMSI Confidential Treatment Requested by JPMorgan JPM-SDNY-00030574 Chase CONFIDENTIAL SDNY_GM_00299772 EFTA01505592