EFTA01704693.pdf

QEBRD REPOSITORY DETAILED RESULTS S-GCSA-10 06/20/07 ABA#: CHECK# : 0000 CUSTOMIPPIPICITIBANK, N.A. TRACE# : AMOUNT: $ 9,239.88 PROC DATE: M illit a ACCOUNT NUMBERS POSTED POSTED AMOUNT 9,239.88 PRESENTMENT STATUS: PAID PRESENTMENT DATE: 01/29/2005 PRESENT SEQ#: 0000 ACH: N BOOK#: AUX CHECK*: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA# : ORIGINAL DDA#: RETURN REASON : RETURN SEQ# : 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN EFTA01704693 QEBRD REPOSITORY DETAILED RESULTS R0300EBRD 1230W$6 S-GCSA-10 06/20/07 31129389532% 0000000000000000000000000100 9999003712/26/2004437974513000000000 ABA.: CHECK! : 0000 CUSTOMER BANK: CITIBANK, N. TRACER : 200412241300000 AMOUNT: $ 4,303.21 PROC DATE: 12/23/2004 ACCOUNT NUMBERS POSTED POSTED AMOUNT 4,303.21 PRESENTMENT STATUS: PAID PRESENTMENT DATE: 12/23/2004 PRESENT SEQ!: 0000 ACE: N BOOK!: AUX CHECK!: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA! ORIGINAL DDAV: RETURN REASON : RETU 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN End of Record 48 End of Record 48 End of Record 48 EFTA01704694 QEBRD REPOSITORY DETAILED RESULTS R0300MBRD 1230W$& S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999003611/16/2004413947095000000000 ASAP: ODA. CHECK1 : 0000 CUSTOM CITIBANK, TRACES 111111.11M AMOUNT: $ 2,898.26 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 2,898.26 PAID PRESENTMENT DATE: 11/13/2004 PRESENT SEQ#: 0000 ACM: N BOOK#: AUX CHECKM: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA* : ORIGINAL DDA#: RETURN REASON : RETURN SEQI : 0000 DEPOSITORY BANK: RETURN DATE MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRI4 10-SCROLL UP 11-SCROLL DOWN End of Record 49 End of Record 49 ****** End of Record 49 EFTA01704695 QEBRD REPOSITORY DETAILED RESULTS R0300EBRD 123006 S-GCSA-10 06/20/07 371293895324 0000000000000000000000000(00 9999003510/19/2004397568877000000000 ABA4: ODA,: CHECK* : 0000 CUSTOMER BANK: CITIBANK, N.A. TRACE4 AMOUNT: $ 934.39 PROC DATE: 1. 111 01 4 ACCOUNT NUMBERS POSTED POSTED AMOUNT 934.39 PR S: PAID PRESENTMENT DATE: 10/17/2004 PRESENT SEW(' 0000 ACM: N BOOKI: AUX CHECK*: CAPTURE CENTER : *ROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA4 : ORIGINAL DOA*: RETURN REASON RETURN SEQI : 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN End of Record 50 End of Record 50 ****** End of Record SO EFTA01704696 QEBRO REPOSITORY DETAILED RESULTS R0300EBRD 1230104 S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999003409/24/2004383421255000000000 ABA4: DDAN: CHECKS, : 0000 CUSTOMER BANK: CITIBANK, N.A. TRACES, AMOUNT: $ 9,134.85 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 9,134.85 P 3: PAID PRESENTMENT DATE: 09/22/2004 PRESENT SEAN: 0000 ACM: N BOOK#: AUX CHECK#: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA4 : ORIGINAL DDAf: RETURN REASON : RETURIM. 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN ***** End of Record 51 ***** End of Record 51 End of Record 51 EFTA01704697 QEBRD REPOSITORY DETAILED RESULTS R030QEBRD 123011$8 S-GCSA-10 06/20/07 37129389532i 0000000000000000000000000100 9999003308/28/2004368607398000000000 AINTAIIIIIII MAI: CHECK, : 0000 COS : CITIBANK, N.A. TRACE! :IMINAM AMOUNT: $ 7,277.63 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 7,277.63 PRNIIII IIIRS: PAID PRESENTMENT DATE: 08/26/2004 PRESENT SEQA: 0000 ACH: N BOOK.: AUX CHECK!: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA! : ORIGINAL ODA.: RETURN REASON : MUM" 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME : DEROG . REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS S-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN End of Record 52 End of Record 52 End of Record 52 EFTA01704698 OEBRD REPOSITORY DETAILED RESULTS 11030QEBRD 1230W$4 S-GCSA-10 06/20/07 371293895321 0000000000000000000000000(00 9999003207/21/2004346409431000000000 ABA4: DDAII CHECK! : 0000 CUSTOMER BANK: CITIBANK, N.A. TRACE! AMOUNT: $ 4,574.18 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 4,574.18 PRIMPII IMIL: PAID PRESENTMENT DATE: 07/20/2004 PRESENT SEQI: 0000 ACH: N BOOK!: AUX CHECK*: CAPTURE CENTER : WROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABA4 : ORIGINAL DDAM: RETURN REASON : RETURN MI li 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PPK: 4-QEBRS 5-0EBRR 7-QEBRN 10-SCROLL UP 11-SCROLL DOWN End of Record 53 End of Record 53 End of Record 53 EFTA01704699 QEBRD REPOSITORY DETAILED RESULTS R0300EBRD 1230W$& S-GCSA-10 06/20/07 371293895328 0000000000000000000000000{00 9999003106/18/2004327341453000000000 ABAS: DDAI: CHECK* : 0000 CUSTOMER BANK: CITIBANK, N.A. TRACE/ IFIREM AMOUNT: $ 4,252.38 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 4,252.38 PRININWS: PAID PRESENTMENT DATE: 06/16/2004 PRESENT SECS: 0000 ACE: N BOOKS: AUX CHECKS: CAPTURE CENTER : NROC PAYMENT TYPE : PAY BY COMPUTER ORIGINAL ABAS : ORIGINAL ODA': RETURN REASON : RETURN!" 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PER: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN ***** End of Record 54 ***** End of Record 54 ****** End of Record 54 EFTA01704700 QEBRD REPOSITORY DETAILED RESULTS R030QEBRD 12301(66 S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999003005/22/2004312338910000000000 ABA#: DOA*: CHECK* : 0162 CUSTOMIII IIIIIICITIBANK, NIIIIIIII TRACES AMOUNT: 6,018.69 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 6,018.69 PAID PRESENTMENT DATE: 05/21/2004 PRESENT SECS: 0000 ACH: N BOOK*: 0147 AUX CHECK,: CAPTURE CENTER : NJREM PAYMENT TYPE : PAPER ORIGINAL ABAI : ORIGINAL DDAI: RETURN REASON : RETUSIR 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DONN End of Record 55 End of Record 55 ****" End of Record 55 EFTA01704701 QEBRD REPOSITORY DETAILED RESULTS R0300EBRD 1230056 S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999002904/24/2004296013294000000000 ABAI: DDAI: CHECKV : 0161 CUSTOMER DANK: CITIBANK, N.A. TRACE* : AMOUNT: 5 1,895.10 PRIM DATE: 1. 11 ACCOUNT NUMBERS POSTED POSTED AMOUNT 1,895.10 PRIIIMARINIS: PAID PRESENTMENT DATE: 04/23/2004 PRESENT SEQI: 0000 ACH: N BOOK*: 0138 AUK CHECK*: CAPTURE CENTER : NJELEM PAYMENT TYPE : PAPER ORIGINAL ABA. : ORIGINAL DOA*: RETURN REASON : REMA IN/I' 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-0EBRI4 10-SCROLL UP 11-SCROLL DOWN ***** End of Record 56 ***** End of Record 56 ****** End of Record 56 EFTA01704702 OEBRD REPOSITORY DETAILED RESULTS R03011EBRD 1231W116 S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000100 9999002803/24/2004277976719000000000 ABAI: CUSTOM AMOUNT: $ IN ODA!: :CITIBANK, 2,253.19 CHECK! TRACE! PROC DATE: :fimim : 0159 ACCOUNT NUMBERS POSTED POSTED AMOUNT 2,253.19 PAID PRESENTMENT DATE: 03/23/2004 PRESENT SEAM: 0000 ACH: N BOOK!: 0081 AUX CHECK!: CAPTURE CENTER : NJREM PAYMENT TYPE : PAPER ORIGINAL ABA! : ORIGINAL DDA4: RETURN REASON : RETURN PP 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN End of Record 57 End of Record 57 End of Record 57 EFTA01704703  QEBRD REPOSITORY DETAILED RESULTS R030QEBRD 1231WAIS S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999002702/21/2004258931014000000000 ABAN: DDA1:1,11IIIII CHECK% : 0158 CUSTOMER BANK: CITIBANK, TRACE% AMOUNT: S 2,957.04 PROC DATE: 1.11 4 ACCOUNT NUMBERS POSTED POSTED AMOUNT 2,957.04 PAID PRESENTMENT DATE: 02/20/2004 PRESENT SEQI: 0000 ACM: N BOOKI: 0132 AUX CHECKV: CAPTURE CENTER : NJREN PAYMENT TYPE : PAPER ORIGINAL ABAI : ORIGINAL ODA*: RETURN REASON ; RETORT"' 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-0EBRS 5-QEBRR 7-0EBRM 10-SCROLL UP 11-SCROLL DOWN "*" End of Record 58 End of Record 58 End of Record 58 EFTA01704704 QEBRD REPOSITORY DETAILED RESULTS R030QEBRD 1231W1:6 S-GCSA-10 06/20/07 37129389532% 0000000000000000000000000(00 9999002601/22/2004241903772000000000 ABA! * IIII DDAI: CHECK! : 0156 CUS NK: CITIBANK, TRACEi AMOUNT: 2,762.59 PROC DATE: IPPR IM M ACCOUNT NUMBERS POSTED POSTED AMOUNT 2,762.59 PRESENTMENT STATUS: PAID PRESENTMENT DATE: 01/21/2004 PRESENT SE04: 0000 ACH: BOOK!: 0161 AUX CHECK!: CAPTURE CENTER : NJREM PAYMENT TYPE : PAPER ORIGINAL AEA! : ORIGINAL DOA.: RETURN REASON : RETURN 0000 DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFK: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN ***** End of Record 59 End of Record 59 End of Record 59 EFTA01704705 QEBRD REPOSITORY DETAILED RESULTS R03011BORD 1231106 S-GCSA-10 06/20/07 371293895321 0000000000000000000000000(00 9999002101/19/2004236105345000000000 ABA4: DDA4: CHECK(' : 0146 CUSTOM CITIBANK, H. . TRACE* AMOUNT: $ 1,030.49 PROC DATE: ACCOUNT NUMBERS POSTED POSTED AMOUNT 1,030.49 PRESENTMENT STATUS: PAID PRESENTMENT DATE: 08/24/2003 PRESENT SE04: 0000 ACM: N 80010: 2603 AUX CHECK,: CAPTURE CENTER : NYRCS PAYMENT TYPE : PAPER ORIGINAL ABA4 : ORIGINAL DWI: RETURN REASON : RETURM IL. DEPOSITORY BANK: RETURN DATE : MAKER NAME DEROG REQUEST QUALITY CONTROL DATA PFR: 4-QEBRS 5-QEBRR 7-QEBRM 10-SCROLL UP 11-SCROLL DOWN End of Record 60 End of Record 60 End of Record 60 EFTA01704706  DUPLICATE COPY "1"vitt_mk,vt331a ,ardse Blue for Business'~ OPEN raprimersmii IPOSibSAvaliabie SMALL BUSINESS NETWORK" 1164.02***0**11452.0TheK0 andilltiOar Melina (WOW standing. Pr For Axounl Nurixt awing Endo 01/02/04 Page 1 of 5 New Ad* $ Adhatnerts alb Minimum Payment Due Date Previous Relame S $ Fenstee Cher I ary New Bata $ Amount Due S 01/27/04 0.00 +23.92 -23.92 • • is.po. Please refer to page 2 for important information regarcing your account Credit Line Total Credt Available Credt Cash Advance Available Cash Summary Line $ Line $ Limit $ Limit $ on 01/02/04 11,300.00 11,276.08 2,300.00 2,300.00 To manage your Account, visit us online at open.americanexpress.com or call Customer Service at 1-877-258-3254. Activity nfiessP" thads Amount S Total of Payment Activity 0.00 Amounts te 12/17/03 r MONTGOMERY COUNTY DLGERMANTOWN MD 23.92 PACKAGE STORE/UOUOR ROC No. 0000000183 0% INTRO RATE Total of New Activity 23.92 Finance Charges Average Daily Daily Actual ANNUAL Nominal ANNUAL Periodic Billing days this period: 31 Balance $ Periods Rate PERCENTAGE PERCENTAGE FINANCE RATE RATE CHARGES Purchases 0.00 0.0383% 0.00% 13.99% 0.00 Cash Advances 0.00 0.0520% 0.00% 18.98% 0.00 0.00 Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wall Street Journal, as described in your Cardmember Agreement as currently in effect. Remember, your introductory rate applies for all new purchases for your first 6 months of membership. + Pros.° NU co the potato,tee, caw, and ;Mum will me mown + Payment Due Date: Please enter account Payment Coupon 01/27/04 number on al checks and correspondence. Total New Balance Make check payable to $ 23.92 American Express. Minimum Amount Due To avoid additional $15.00 Finance Charges on Purchases, pay the New 7-1450 Balance before the Payment Due Date. I„ItIII,tilt,1,l„tlltttlt,tlltlrtltltltlirrtirrl,rlrrlrlrrll • Check here if address or I telephone minter has Amount enclosed changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS PO BOX 360002 FT LAUDERDALE FL 33336-0002 Illit tilli lit ir I I I ill luIll rill III 000002392000001500 02 rl EFTA01704707  DUPLICATE COPY EMs Pr carry Page 2 of 5 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US (other than American Express Centurion Bank). If you are not paying electronically or by phone, please submit your payment in the enclosed envelope with the remittance stub attached and account number indicated on the check Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments,by transmitting To Pay By Phone the amount of the check, routing number, account number and check serial number to your financial institution. Your 1-800.472.9297 checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment we may issue a draft against your account for the amount of the check. Customer Service Authorization for Electronic Payments: By using the American Express Pay By Computer Pay By Phone or any 1-877-258-3254 other American Express electronic payment service, you will be authorizing American Express to Initiate an 24 hoursf7 days electronic debt to the financial account you specify in the amount you newest. To use Pay B.y Computer, please visit us at www.arnericanexpresscom. Lost or Stolen Card Lost or Stolen Card: If the Card is lost or stolen, in the U.S. immediately telephone us at the number indicated on your paper statement or dick on the Customer Service link online. Outside the U.S. contact the nearest American Express 1-800-521-6121 Travel Service Office or call anylocal American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges:We use the Average Daily international Collect Balance method to calculate Finance Charges on your Account. Under ars method,we figure the Finance Charges on your 1.623.492-7719 Account by applying the daily periodic rate to the Average Daly Balance (as describedbelow) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Hearing Impaired Average Daily Seance for each feature, we (1) take the beginning balance for the feature each day (including unpaid (9am-5pm Finance Charges from previous billing periods), (2) add any new transactions, debits, or fees (3) subtract any payments or 1TY: 1-800EST) -221-9950 credits, anc1(4) make any appropriate adjusts,* .For each day after the first day of the billing pencid, we also FAX: 1400-695-9090 add an amount of interest equal to the previous days daily balance multiplied .by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for In NY: 1-800-522-1897 the next day. If this balance is negative, i is considered to be zero. Then, we add up all the daily balances for the feature for the biting period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Cue Date shown on that statement. If you multi* the Average Daly Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the Finance Charge Correspondence assessed on that feature, except for variations caused by rounding. The total Finance Charge for the tiling period caictiated Py gang the Finance Charges assessed on an features of the Account. This method of calculating the Customer Service Average Dray Balance and Finance Charoi results in daily compoundingof Finance Charges. The minimum P.O. Box 7883 Finance Charge for any billing periodin which Finance Charges are imposed is $0.50. Ft. Lauderdale, FL In Case of Errors or Questions About Your Electronic Transfers: Please contact us by visiting us online at 33329.7863 open.americanexpess.com, a you can call us at I -800-IPAY-AXP for Pay By Phone and Pay By Computer issues, or 1-800-CASH-NOW for Express Cash and automatic payment issues. You can also write to the Express Cash Payments Operations address imitated on your statement. II ycu think your statement, receipt, or transaction is wrong, PO BOX 360002 please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST FT LAUDERDALE statement on which the problem or error appeared. FL When contacting us: 1. Tell us your name and account number; 2. Provide the dolar amount of the suspected error, 33336-0002 3. Describe the error or the transfer you are unsure of, and explain as (teeny as you can why you believe there is an error or whyyou need more information. We will investigate scour complaint and cared any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credtcard rates, fees and grace periods by calling 1-800-518-8866. Changer of Addrezz If correct on [tort r do not use Name Company Name Street Address ay. S1210 II Zip Cede Providing your email Ares Code and address to American Hare Phone I I Express will enable you Area Code and n I to receive special offers, j Work Phone suited to your needs. Email EFTA01704708  MembeNfilffillefiliffis Options' Monthly Statement and Page 3 of 5 Program News A, Expredia• For questions about your Statement Period r?"`,; .. A CM Membership Rewards account, November 1, 2003 - November 30, 2003 contact 1-800-AXP-EARN. Account activity after this period does not appear on this statement [II RR5 (297-3276) Available Points wvAv.amedcanexpress.conVrewards 433 American Express Membership Rewards PO Box 297813 Points are availatie when charges are paid in full and all your accounts are in Ft. Lauderdale, FL 33329.9785 good staid% Account Summary Opening points balance 111. New points earned +322 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance 433 New Points Earned 11/01/03 - 11/30/03 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card 322 0 322 Mai Totals 322 0 322 Perntershp Amu& Optiens po14 earned may bo Strewed or redeemed St bog as ad odndal Cad accoura ace in good elarang Feat irombried Ce toderencdOWIAC4 be mimed back into the plegtarfi. Forfeited points can be ritinetited tore he by calling the number provided below. Elgigie Cad <huge, are outined in the Wombershp Amer& Optima pogrom Tema and Carob:as in war Merrbeethip Ronnie,' C;dons CLAdo. d ye° bare qualara ple.vve van wvneaunerieenexprestoorntmemberehiptewardeoplons of all 1 -903-AXP-EAFIN (2973276). Fran weneca calcolea 34:6416-2799. Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS OPTIONS® PROGRAM CHANGES AMC:testa eirri far For each transfer of points into the Frequent Flyer program of Please note important ME m p. EACALe a US airline, a fee of $0.0004 per two points, with a maximum program changes. fee of $50, will be charged to your Card account. We charge Ri g :0 1 this fee to offset the federal excise tax we must pay on such (MR Message 1290) transfers. The fee may be more or less than the actual amount of the excise tax we pay on any individual transfer. IMPORTANT NOTICE OF MEMBERSHIP REWARDS® PROGRAM CHANGES AMC% itan er DI ea, Effective March 15, 2004, 1) the fee to reinstate points Please note important forfeited for late payment will increase to $29 for each month program changes. of points reinstated, 2) for Cardmembers who cancel their Membership Rewards enrollment (or all Card Accounts (MR Message 6288) enrolled in the program), but still have one Card account open, the time period to redeem accrued points will change from 6 months to 30 days, 3) for each Corporate Card linked to a Membership Rewards account with another enrolled charge Card, the additional annual fee will increase to $35. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. 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TO la etude to *an bonus pals sap mast be pstd'of new Alflorshp Rewatds st lane of patellae ma Pape yam purchase to an erptsies enteCal Arnencantlarma Cast parts wit be Masa 10 pat account *thin 6-8 weeks ea chines veer co yam tam *.Smarm Banes ID: 3591. 10x Points at FTD.COM® This Valentine's Day! Find the perfect way to show how much you care this Shop at Valentine's Day with specially designed FTD® bouquets ftd.corniamexpromo and earn 10x Points. FTD.COM including roses starting at just $39.99, gift baskets, teddy bears and other fine gifts. Plus, earn 10x Membership (Bonus ID 1675) Rewards® points when you shop at www.ftd.com/amexpromo. Cate ends 133124. Carrot to cantina:I van dam alas or spePa: pandas. Na valet co Disney*. pcdxts. To be .3BI:tab's= Pods pain ,w trust be etveiled N He atentorshp Ressotdo western al itts ism d pachase and char your pu:cheoe to as etatte: *polled ArreeMen Espana Cod Bonus points v.41 to addled to pour xcounl w*,n 10-12 weeks. Bonus ID: 1675. Australia- 8-Night Vacations from $1,299 If you dream of an exciting vacation, redeem Membership Visit amerloanexpress. comfrewards or call LQANTAS Spirit of Australia Rewards® points for flights to Australia or take advantage of 1-800-AXP-EARN some fabulous 8-night vacation starting from $1,299. You (297-3276) to redeem can choose from packages including Sydney and either the Membership Rewards Great Barrier Reef, Melbourne, Adelaide/Kangaroo Island, points. the Outback or Brisbane. All packages include roundtrip air (MR Message 9006) from Los Angeles, air within Australia and 8 nights of accommodations. For package information, call an Australian Travel Expert at 1-877-346-5225 or visit Australla.com. A Gift Certificate Lets You Choose Lands' End® is a global direct merchant of classically styled Redeem Membership apparel for men or women for work or weekend, apparel and Rewards') points today for a Lands' End gift LANDS' END DIRECT MERCHANTS other products for children, plus soft luggage and products for the home. To request a Lands' End catalog, call 1-800- certificate. Visit vamemericanexpress. 356.4444 or visit our Web site at www.landsend.com. corn/rewards or call 1.600-ACP-EARN (297-3276) (MR Message 6069) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704710  DUPLICATE COPY Mons DAD Page 5 of 5 01/02/04 OlStotnExtrar Save on Travel While Earning Membership Rewards® Points Discover the new benefits of being part of the OPEN Explore the new OPEN Network Online Travel Web site—it is easy to Network and book your use and can save you money. 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Save 30% on Business Incorporation & Related Services To leant more about Business Filings' offerings Business Filings provides you with everything you need to easily form and to take advantage of a corporation, LLC, or nonprofit in any state. If your company is the exclusive 30% expanding, and you need to register to transact business in other discount offered to states, Business Filings can prepare and file your certificate of members of OPEN: The Small Business authority. Business Filings also provides registered agent services, Network", log on to Business federal EINs, and can help prepare the necessary form to elect S openemerIcanexpress. corporation status. comnsizfillngs12 Filings Business Filings Incorporated Is an incorporation service provider, not a law firm and (CE 104157) cannot provide l