EFTA01503335.pdf

July 01, 2004 - ZORRO TRUST July 30, 2004 Primly Account Number. JPMorgan Private Bank Page 3 of 3 Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the "Bard:"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only! Telephone or wine to the. Bank if you think your stamen( or receipt is "Tong. or it you need more mlonnation about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement The address for inquiria appears below. We must hear from you no later than 60 days after we sent you the tittsT statement on which the error or problem appeared. • Tell us your name and account numb a. Plate: direct all inquiries to your Mogan Accotsit Officer at •IRscribe the mar or the transfer you arc unsure AEOLIC JPMorgan Private Bank Client Service and explain as clearly as you can why you believe it is an 910 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected MOT. We will investigate your complaint and will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.5. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you ...ill have use of the RIOMY dunag the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account al once you feel an error has taken place or have questions concerning a nonelectronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. lino report is received within this period. your account will tic considered correct. Mutual Fluids/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (Including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. Ile Bank and its affiliates rocave compensation from the JPMorgai Funds for providing services to the (with. Read the ;Morgan Funds prospectuses carefully for details. including fees and ccpassia, before investing or wilding money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund. Inc. arc not part of, or affiliated with, the Whlorgan Family of Mutual Funds. Reich et Tang Distributors Inc. and Reich it 'rang Asset Management L.P., which are unaffiliated with JPMorgan, are the fund? distributors and investment advisor. Reich & Tang Distributors Inc. is a member NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Rind Distributors. Inc. a subsidiars of the Bank. is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investmat, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as delmat below. For accounts of the Bank as trustee, or discretionaty investment manager for an IERISA plan or an IRA. which hold shams in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account foes with respect to the dads so held. "fiduciary Shams" mums shares of IPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II, JPMorgan Intamediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate means an amount returned by the Bank to the account which holds the Fiduciap Shares The rebate amount represents the portion of servicing fats paid to the Bank by the mutual fund with respect to Fiduciary Shams. Confidential Treatment Requested by JPM-SDNY-00027943 JPMorgan Chase CONFIDENTIAL SDNY_GM_00297141 EFTA01503335