EFTA01511804.pdf

12 2004 JPMorgan Chase Bank, N.A. 345 Park Avenue. New York, NY 10154-1002 II3JPMorgan Private Bank Account Number Asset Account Portfolio Page 3 of 17 FINANCIAL TRUST COMPANY, INC. December 01, 2004 - December 31, 2004 Asset Account Portfolio December 1 - December 31, 2004 Important statement about your banking Table of Contents relationship: Earlier this year, Bank One merged into JPMorgan Chase & Co. Now we have merged our Page principal subsidiary banks, JPMorgan Chase Bank, Bank Portfolio Summary 4 One, N.A. (Chicago, Illinois) and Bank One, N.A. Cash and Short Term 5 (Columbus, Ohio), under a single national bank charter under the supervision of the Office of the Comptroller of Private Investments 6 the Currency. The lead bank is called JPMorgan Chase Trade Activity 7 Bank, N.A. Account Transactions 8 Some clients may be affected by the following change: Effective November 13. 2004, all funds you had on deposit at JPMorgan Chase Bank, Bank, One N.A (Chicago, Illinois) and Bank One, N.A (Columbus, Ohio) Account Officers became deposits at JPMorgan Chase Bank, N.A. If you have accounts at more than one of these banks, your CrORABO/HORNAK accounts will be aggregated for the purposes of FDIC insurance coverage and be subject to the $100,000 maximum coverage allowed by law. If you order checks from private vendors, please be sure on your next reorder to use the JPMorgan Chase Bank, N.A. name. Best wishes for a happy holiday season. Confidential Treatment Requested by JPMorgan JPM-SDNY-00037638 Chase CONFIDENTIAL SDNY_GM_00306836 EFTA01511804