EFTA00810614.pdf

Portfolio Review Kathryn Ruemmler Danielle Bumess, Senior Vice President - Wealth Management, Senior Financial Advisor February 04, 2019 Merrill Lynch Bank of America Corporation SENSITIVE CLIENT INFORMATION INSIDE EFTA00810614 Account List Merrill Lynch Bank of America Corporation As of Close of Business: 02/01/2019 Merrill Lynch Account Number/NickName AccountTide CreditType Account Registration Market Value(S) %of Total XXX-XX739 "KATHY SMA MUNI' Cash CMA 636.322 14.41 Service Type: Managed Strategy Investment Manager/Model: EATON V TABS MUNILAD 1-8 AA- M Manager Style: Laddered Muni XXX-XX433 "Investment CMA" Cash CMA Pledged 2.686.382 60.86 Service Type: Personalized Client Disc XXX-XX435 "IRA" Cash IRRA 864.101 19.57 Service Type: Personalized Client Disc XXX-XX436 'CMA Checking" Cash CMA 227.591 5.16 Total 4,414,396 100 Credit and Loans Outstanding Account Number AccountTitle Balance As Of Credit Type Account Registration Ownership Balance(S) XXX-XX437 "LMA" Cash LMA SINGLE 802.39542 Total 802,395.42 Unless otherwise indicated. assets and investment accoitts included in this Report are held at Merrill Lynch. Pierce. Fenner a Smith Incorporated rkILPF&S"). Member SIPC. Bank deposits are held at the Bank of America. NA. and affiliated banks or other depository institutions and are covered by FDIC insurance up to amicable limits. Bank deposits are rot protected by SIPC. Loan Management Accounts& (LMPS accounts) are demand lines of credit provided by Bank of America. N.A. secured by eligible Merrill Lynch brokerage accounts and are displayed under Merrill Lynch for your convenience. Please refer to 'Important Information About this Report' for more information. All reports other than the Balances report contain brokerage information only. Report created February a. 20t9 for Kathryn Ruemmler For Informational Purposes Only - Account Statement is Official Record of Holdings, Balances and Security Values Page I EFTA00810615 Asset Allocation Overview Merrill Lynch Bank of America Corporation As of Close of Business: 02/01/2019 Asset Allocation Equity Size and Style Fixed Income Cass Equate Wad Fed Neon* Deed 8.49% 081% 239% Lonollimteend InSematranai early 10.40% 1599% Large Cap Groat 3455% &name Op Value Snort Terre acne 953% 40 OWN Phis insure 34.10% Smaallee Cap Growth 10 25% Mt. Term64.0 41.13% Market % of Market %of Market %of Asset Class Value(S) Total Size & Style Voioti(3) Total Maturity Value(S) Total ■ Equity 2.536.489 57.41 ■ Large Cap Growth 876.463 34.55 ■ Long Term Bond 247.087 16.40 ■ Fixed Income 1.506.697 34.10 ■ Large Cap Value 730.530 28.80 ■ Int. Term Bond 619,741 41.13 ■ Cash 375.088 8.49 ■ SmallrMid Cap Growth 260.058 10.25 ■ Short Term Bond 603,868 40.08 Subtotal 4,418,274 100.00 • Smallrklid Cap Value 241.836 9.53 ■ Fixed Income Blend 36.000 2.39 Managed Assets Short ASocations (9.660) ■ International Equity 405.467 15.99 Total 1,506,697 100.00 Other 5.782 Equities Blend 22.134 0.87 Total 4.414.396 Total 2,536.489 100.00 Account Summary Too Holdings (Based on Market Value) Market %of Market % of Account Account Type:Manager Value(S) Total Security Description Quantity Price(S) Value(S) Total XXX-X%433 -Investment UMA ci..A ',edged 2.686.382 60.86 ISHARES S&P 500 3.837 161.79 620.788 14.06 XXX-)O(435 'IRA' IRRA 864.101 19.57 GROWTH XXX-XX739 'KATHY SMA MUM EATON V TABS IAUNILAD 1.8 AA- M 636.322 14.41 VANGUARD VALUE ETF 4.785 105.00 502.569 11.38 XXX-)0C436 'CMA Checking" CMA 227.591 5.16 MFS INTERNATIONAL VALUE 8.643 41.54 359.037 8.13 Total 4,414,396 100.00 FUND CA. I LORD ABBETT FLOATING 38.704 8.82 341.367 7.73 PATE FUND CL ML BANK DEPOSIT PROGRAM 311.749 1.00 311.749 7.06 ISHARES S&P 500 VALUE 2.489 109% 273.666 6.20 BLACKROCK STRATEGIC MUNI 18.629 11.39 212.188 4.81 OPPORTUNITIES FUND INSTL DREYFUS/STANDISH GLOBAL 9.534 20.72 197.555 4.48 FIXED INCOME FD CL1 MFS VALUE FD CL I 3.993 38.42 153.425 3.48 'SHARES S&P SMALLCAP 600 718 175.54 126.038 2.86 DRUMM Total 3,098,381 70.19 Accounts included in this report: Please refer to the Account Lest for accounts ocluded in this report. Report created February 4.2019 tor Kathryn RuernmIer Page 2 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810616 Time Weighted Rate of Return by Period: Yearly Merrill Lynch Bank of America Corporation Performance period: 03/06/2008 to 01:31:2019 Opening Contributions, Interest/ Appreciation! Closing ROR ROR Period Balance(S) (Withdrawals)($) Dividends($) (Depreciation)($) Balance(S) Potiod(%) Cum(%) 2019 4.185.282 28.147 908 193,043 4.407,380 4.61 45.80 2018 4.762.288 (372.110) 113.949 (318.845) 4.185.282 (4.39) 39.37 2017 3.331.142 1,031.515 88.700 310,931 4.762.288 10.45 45.77 2016 2.464.321 738.915 62.875 65,030 3.331,142 4.59 31.98 2015 2.668.696 (189.878) 73.666 (88.163) 2.464,321 (0.74) 26.18 2014 997.712 1,589.426 73.010 8,548 2.668,696 6.27 27.12 2013 888.515 (2.774) 39.390 72,581 997,712 12.46 19.61 2012 851.819 (60.740) 28.172 69.265 888,515 11.54 6.36 2011 872.953 281 13.874 (35.289) 851,819 (2.46) (4.64) 2010 790.261 10.920 8.143 63,629 872,953 8.94 (2.23) 2009 236.650 457,080 15.094 81,438 790.261 14.49 (10.25) 2008 0 298,416 14,964 (76.730) 236.650 (21.62) (21.62) Total 0 3,529,198 532,745 345,437 4,407,380 45.80 Note that various factors. including unpriced securities. and certain adjustments, holdings or activity may cause report results to differ from actual performance. Report results may also differ from results reported by other Merrill Lynch services. Past performance does not guarantee future results. Accounts Included in this report: Please refer to the Account List for accounts .1c:bided in this report. Report created February 4.2019 ler Kathryn Ruernmler Page 3 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810617 Relative Performance - Equity: Yearly lJ Merrill Lynch Bank of America Corporation Performance period:05/01/2008 to 01/31/2019 Russell 1000 Value Russell 1000 Russell 2000 Value Russell 2000 MSCI EAFE TR MSCI Emerging Actual ROR(%) TR(%) Growth TR(%) TR(%) Growth TR(%) Net(%) Markets TR Net(%) Period Year Cum Year Cum Year Cum Year Cum Year Cum Year Cum Year Cum 2019 7.64 115.61 7.78 105.15 8.99 194.41 10.94 119.91 11.55 165.90 6.57 15.94 8.77 14.09 US Equity 8.12 134.41 International Equity 5.45 37.39 2018 (5.82) 100.31 (8.27) 90.34 (1.51) 170.13 (12.86) 98.23 (9.31) 138.37 (13.79) 8.79 (14.58) 4.89 US Equity (4.94) 116.80 International Equity (9.38) 30.29 2017 20.69 112.68 13.66 107.49 30.21 174.28 7.84 127.49 22.17 162.84 25.03 26.19 37.28 22.79 US Equity 19.42 128.08 International Equity 25.47 43.78 2016 10.36 76.22 17.34 82.55 7.08 110.64 31.74 110.96 11.32 115.15 1.00 0.93 11.19 (10.56) US Equity 11.88 91.00 International Equity 4.60 14.59 2015 0.24 59.68 (3.83) 55.57 5.67 96.72 (7.47) 60.13 (1.38) 93.27 (0.81) (0.07) (14.92) (19.55) US Equity 0.34 70.72 International Equity 0.45 9.56 2014 9.15 59.29 13.45 61.76 13.05 86.17 4.22 73.05 5.60 95.98 (4.90) 0.75 (2.19) (5.45) US Equity 10.51 70.14 International Equity 2.04 9.06 2013 27.15 45.94 32.53 42.58 33.48 64.68 34.52 66.05 43.30 85.58 22.78 5.94 (2.60) (3.34) US Equity 29.80 53.96 International Equity 12.13 6.88 2012 17.20 14.78 17.51 7.59 15.26 23.37 18.05 23.44 14.59 29.50 17.32 (13.71) 18.22 (0.75) US Equity 17.21 18.62 International Equity 17.92 (4.69) 2011 (7.68) (2.07) 0.39 (8.44) 2.64 7.04 (5.50) 4.56 (2.91) 13.02 (12.14) (26.45) (18.42) (16.05) US Equity (6.22) 1.20 International Equity (13.62) (19.17) 2010 12.70 6.08 15.51 (8.80) 16.71 4.28 24.50 10.65 29.09 16.40 7.75 (16.29) 18.88 2.91 US Equity 13.73 7.92 International Equity 8.51 (6.43) 2009 26.69 (5.87) 19.69 (21.04) 37.21 (10.65) 20.58 (11.13) 34.47 (9.83) 31.78 (22.31) 78.51 (13.43) US Equity 26.14 (5.11) International Equity 40.18 (13.77) 2008 (25.70) (25.70) (34.03) (34.03) (34.88) (34.88) (26.29) (26.29) (32.94) (32.94) (41.04) (41.04) (51.50) (51.50) US Equity (24.78) (24.78) International Equity (38.48) (38.48) With respect to performance shown. various factors. including unpriced secunties. and certain adjustments. holdings or activity may cause report results to oiler from actual performance. Report results may also differ from results reported by other Merrill Lynch services. Past performance does not guarantee future results. Reference Indices are included 11 this report as a general source of information regarding the performance of various types of investments. Allocation models and Indices should not be used to benchmark the performance of a specific accant or portfolio. Your Emend& Advisor can provide further information regarding the particular allocation models and Indices shown. including how the composition of an index compares to the composition of your account or portfolio. Accounts Included In this report: Please refer to the Account Lest for accounts ricluded in this report. Report created February 4. 2019 lot Kathryn Ruernmler Page 4 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810618 Relative Performance - Fixed Income: Yearly Merrill Lynch Bank of America Corporation Performance period:05/01/2008 to 01/31/2019 ICE BofAML US ICE BofAML US ICE BofAML Corporate & Corporate & Municipal Government Government 1.3 Lipper Core Bond Lipper Flex Port Fd Actual ROR(%) Master(%) Master(%) Yrs(%) Fund Index(%) Index(%) Period Year Cum Year Cum Year Cum Year Cum Year Cum Year Cum 2019 0.95 53.11 0.75 58.70 1.10 47.79 0.38 20.17 1.31 49.95 6.05 68.41 Taxable 1.34 52.71 Tax Exempt 0.65 8.79 2018 0.49 51.67 1.04 57.51 (0.32) 46.19 1.63 19.71 (0.45) 48.01 (6.10) 58.81 Taxable (0.62) 50.69 Tax Exempt 1.20 8.09 2017 4.54 50.93 5.42 55.89 4.03 46.66 0.86 17.79 3.95 48.68 15.47 69.12 Taxable 3.84 51.62 Tax Exempt 5.26 6.82 2016 2.75 44.37 0.44 47.88 2.92 40.99 1.29 16.79 3.43 43.02 7.16 46.47 Taxable 4.44 46.02 Tax Exempt (0.25) 1.48 2015 2.32 40.51 3.55 47.24 0.30 36.99 0.67 15.30 0.32 38.28 (2.53) 36.68 Taxable 1.46 39.81 Tax Exempt 3.50 1.73 2014 3.96 37.32 9.78 42.19 6.48 36.58 0.78 14.54 5.86 37.84 4.31 40.23 Taxable 3.59 37.80 Tax Exempt 2.39 (1.71) 2013 (2.16) 32.09 (2.89) 29.52 (2.68) 28.27 0.70 13.65 (1.64) 30.21 15.55 34.43 Taxable (1.37) 33.02 Tax Exempt (5.47) (4.01) 2012 9.55 35.01 7.26 33.38 5.09 31.79 1.48 12.86 6.48 32.37 13.34 16.34 Taxable 9.45 34.87 Tax Exempt 1.55 1.55 2011 3.16 23.23 11.19 24.36 8.61 25.41 1.56 11.21 7.04 24.31 (1.16) 2.65 Taxable 3.16 23.23 2010 7.30 19.46 2.25 11.84 6.83 15.46 2.82 9.50 8.16 16.14 12.91 3.85 Taxable 7.30 19.46 2009 12.67 11.34 14.45 9.38 4.83 8.08 3.84 6.50 12.65 7.38 29.17 (8.03) Taxable 12.67 11.34 2008 (1.19) (1.19) (4.44) (4.44) 3.10 3.10 2.57 2.57 (4.68) (4.68) (28.80) (28.80) Taxable (1.19) (1.19) With respect to performance shown. various factors. including unpriced secunbes. and certain adjustments. holdngs or activity may cause report results to differ from actual performance. Report results may also &tier from results reported by other Merrill Lynch services. Past performance does not guarantee future results. Reference Indices are included in this report as a general source of information regarding the performance of various types of investments. Allocation models and Indices should not be used to benchmark the performance of a specific accowit or portfolio. Your Emend& Advisor can provide further information regarding the particular allocation models and Indices shown. including how the composition of an index compares to the composition of your account or portfolio. Accounts included in this report: Please refer to the Account List for accounts ricluded in this report. Report created February 4.2019 lot Kathryn Ruernmler Page 5 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810619 Security Performance - Daily Valuation: Yearly 1 Merrill Lynch Bank of America Corporation Performance period: 09126/2012 to 0113112019 Security % of Performance Entire Security Description Total Date Range 2012 2013 2014 2015 2016 2017 2018 2019 Period Stocks & Related FV FIRST TR DORSEY WRT 1.27 10/262015 to 01/31/2019 2.68 (0.55) 19.97 (8.27) 12.48 26.40 FOCUS 5 ETF SH EFA ISHARES MSCI EAFE 0.87 12/1812015 to 01/31/2019 1.14 1.37 25.09 (13.81) 6.63 17.89 EEM ISHARES MSCI EMERGING 1.15 08/14/2018 to 01/31/2019 (7.10) 10.34 2.51 MKTS IVW ISHARES S&P 500 14.06 07/31/2014 to 01/31/2019 7.60 5.37 6.82 27.22 (0.19) 7.40 65.16 GROWTH IVE ISHARES S&P 500 VALUE 6.20 12/18/2015 to 01/31/2019 1.39 17.31 15.25 (9.19) 8.54 35.12 IJT ISHARES S&P SMALLCAP 600 2.86 07/05(2013 to 01/31/2019 19.47 4.01 2.70 22.07 14.47 (4.39) 9.06 85.92 GROWTH IJS ISHARES S&P SMALLCAP 600 2.69 08/19(2016 to 01/31/2019 13.94 11.35 (12.84) 12.26 24.14 VALUE TIP ISHARES TIPS 0.89 08/14/2018 to 01/31/2019 (1.16) 1.42 0.25 BOND ETF VUG VANGUARD GROWTH ETF 2.81 08/30(2017 to 01/31/2019 9.06 (3.30) 9.20 15.16 VTV VANGUARD VALUE ETF 11.38 08/30(2017 to 01/31/2019 11.06 (5.44) 6.95 12.32 Mutual Funds FDSWX AIG FOCUSED 1.11 10/15(2013 to 01/31/2019 7.05 8.73 (0.75) 15.63 19.77 (11.10) 7.45 52.82 DIVIDEND STRATEGY FD W MAMTX BLACKROCK STRATEGIC MUNI 4.81 01/12/2017 to 01/31/2019 6.90 1.27 0.35 8.63 OPPORTUNITIES FUND INSTL DBLTX DOUBLELINE TOTAL RETURN 1.92 09/26/2012 to 01/31/2019 0.73 0.02 6.73 1.96 1.87 3.79 1.75 0.59 18.66 BOND FUND CLI SDGIX DREYFUS/STANDISH GLOBAL 4.48 12/18/2015 to 01/31/2019 (0.11) 2.41 4.35 (0.79) 1.72 7.71 FIXED INCOME FD CL I SGIIX FIRST EAGLE 1.09 09/26/2012 to 01/31/2019 2.87 15.79 3.19 (0.66) 10.94 13.78 (8.26) 7.22 51.61 GLOBAL CLASS I LFRFX LORD ABBETT FLOATING 7.73 10/15(2013 to 01/31/2019 1.43 1.14 0.33 10.02 3.97 (0.14) 1.90 19.79 RATE FUND CL F MFEIX MFS GROWTH FUND CL I 1.44 09/26(2012 to 01/31/2019 0.51 36.61 8.79 7.37 2.46 30.86 2.59 8.75 139.92 MINIX MFS INTERNATIONAL VALUE 8.13 08/21/2014 to 01/31/2019 (2.07) 6.77 4.18 27.15 (9.01) 4.66 31.90 FUND CL I MEIIX MFS VALUE FD CL 3.48 08/19(2016 to 01/31/2019 3.04 17.76 (9.86) 7.91 18.03 Municipal Bonds - GO Uninsured 0782756N9 BELLAIRE TEX GO REF BDS 1.15 10/24/2018 to 01/31/2019 1.39 0.83 2.23 2018 LT NOV18 05.000%FEB15 2023 161681SJI CHASKA MINN INDPTSCH 0.50 12/06/2018 to 01/31/2019 0.44 0.69 1.13 DIST NO 112 GO A SCH GTD MAYI 2 05.000%FEBOI 2022 Accounts Included In this report: Please refer to the Account List for accounts included in this report. Report created February 4.2019 Ice Kathryn Ruernmler Page 6 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810620 Security Performance - Daily Valuation: Yearly Merrill Lynch Bank of America Corporation Performance period: 09/26/2012 to 01/31/2019 Security % of Performance Entire Security Description Total Date Range 2012 2013 2014 2015 2016 2017 2018 2019 Period 180848X01 CLARK CNTV NEV GO TRANS 1.20 10/23/2018 to 01/31/2019 2.37 1.25 3.66 IMPT BDS LT SER B NOV18 05.000%DECO1 2024 208399N35 CONROE TEX CTFS OBLIG 0.95 10/2512018 to 01/31/2019 2.82 1.42 4.28 SER A NOV18 05.000%MAROI 2026 263713E88 DUBLIN OHIO GO VARIOUS 1.21 12/01/2018 to 01/31/2019 0.27 0.36 0.63 PURP BDS LT SER A DEC18 05.000%DECO1 2020 341530LG9 FLORIDA ST BRD ED PUB ED 0.54 12/06/2018 to 01/31/2019 0.72 1.00 1.72 CAP OUTLAY REF BDS LT C DEC17 05.000%JUN01 2025 367298YK6 GASTON CNTV NC GO SCH 0.52 12/01/2018 to 01/31/2019 1.07 0.89 1.98 BDS 2018 NOV18 05.000%AUGO1 2023 489645RW3 KENNETT PA CONS SCH DIST 0.60 10/2512018 to 01/31/2019 0.78 0.55 1.33 GO BDS LT SER AA SCH GTD NOV18 04.000%FEBIS 2021 489645RV5 KENNETT PA CONS SCH DIST 0.58 10/2512018 to 01/31/2019 0.48 0.25 0.73 GO BDS LT SER AA SCH GTD NOV18 04.000%FEB15 2020 495033EZ1 KING CNTY WASH SCH DIST 0.83 10/25/2018 to 01/31/2019 3.25 1.86 5.17 NO 401 H1GHUNE SCH GTD NOV18 05.000%DECO1 2026 807025CX7 SCHOHARIE CNTY NY BANS 1.15 10/2512018 to 01/31/2019 0.38 0.31 0.69 2018 LT NOV18 03.250%NOV07 2019 93974CC40 WASHINGTON ST GO REF BDS 0.69 11/202018 to 01/31/2019 0.32 0.20 0.52 R SER A NOV11 05.000%JULOI 2019 940270DL2 WASHINGTON TWP IND MET 1.18 10/2512018 to 01/31/2019 1.36 0.76 2.13 SCH DIST UNLTD SCH GTD NOV18 03.000%JULI5 2022 Municipal Bonds - Revenue 34160PDY2 FLORIDA ST DEPT MGMT 0.53 12/01/2018 to 01/31/2019 1.24 1.24 2.50 SVCS CTFS PARTN COPS A DEC18 05.000%NOVOI 2024 79625GAD5 SAN ANTONIO TEX ELEC & 1.21 10/2512018 to 01/31/2019 0.72 0.49 1.22 GAS REV REF BDS 2018 NOV18 05.000%FEB01 2021 92818ML32 VIRGINIA ST RES AUTH 1.23 10/31/2018 to 01/31/2019 3.25 1.40 4.69 INFRASTRUCTURE REV BDS C NOV18 05.000%NOV01 2025 Data Not Available for Select Securities 7.55 Accounts included in this report: Please refer to the Account List for accounts included in this report. Report created February 4.2019 toe Kathryn Rumninler Page 7 For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values EFTA00810621 Security Performance - Daily Valuation: Yearly Merrill Lynch Bank of America Corporation Performance period: 09/26/2012 to 01/31/2019 % of Total S as of 02101/2019. Al numeric values in this repon are percentage based. This report is designed to assist you in the evaluation of certain securities in your portfolio. Please contact your Financial Advisor if you have arty questions waning the information contained in this report. This report contains useful information about the securities in your portfolio and certain market indexes. Um:le/tying performance data used in generating this report has been obtained from internal BOA/Merrill Lynch systems. Some &cosines in your portfolio may not be included in this report due to lack of data avaiability. The return information for the securities and market indexes reflect lime weighted rates of return. The returns shown are based on original purchase date and price for the latest contiguously held period of the security dsplayed. when available. The aggregated performance of the individual securities shown in this report may not reflect the total performance that may be shown elsewhere in this report for the total portfolio due to certain account activity which is not considered in generating this report. Past performance does not guarantee future results. This report does not reflect the impact of advisory fees that may apply to the account in which the securities are held. If these advisory fees were deducted the performance shown would be lower. Underlying prices used in generating this report have been obtained from the settled closing price recorded al Merrill Lynch. Please note that when this report provides performance comparisons to a market index. the market index performance does not reflect transaction costs or the deduction of fees. It is not possible to invest cirectly fl an index. An investment in the securities comprising an index would require that an investor incur transaction costs andror fees, with a consequent reduction in returns. Allocation models and indexes shown should not be used to benchmark the performance of a specific security. Your Financial Advisor can provide further liformatron regarding the particular allocation models and indexes shown. including how the composition of an ildex compares to the individual investments andror composition of your account or portfolio. The information herein shad nol constitute an offer, or an invitation to make an offer to buy or sell any mutual fund shown. Accounts included in this report: Please refer to the Account List for accounts ncluded in this report. Report created February 4.2019 lot Kathryn Anemone, For Informational Purposes Only - Account Statement is Official Record of Holdings. Balances and Security Values Page EFTA00810622 Estimated Income Summary Merrill Lynch Bank of America Corporation As of Close of Business: 02/01/2019 $60.000 $55.000 $50.000 $45.000 $40.000 $35.000 ▪ Principal $30.000