EFTA01509141.pdf

J.PMorgan FINANCIAL TRUST COMPANY INC ACCT- For the Period 111/09 to 1(31/09 The JPMorgan Funds or The JPMorgan Institutional Funds or The American Century Funds Shares cl the funds are not bank deposits and are not guaranteedby any bank goucenrroni°only or the FCC Return and share case was actuate and redampban yeah,fray be mare or less than cognalcost Ws* the money market funds send to meinSatt, a stabb net asset vales SI W Of sliest mere o no asswanCelhel they auTCOnnnue to 00 so The astmteKKIannualmorns and Onsiend yted flutes kr mutual funds representthe funds' most recent income (*Wendennuetzed The dislroulor of the JP4forpan Funds a JPLecrgan astrobunon Services Inc. Mich is en affiekt of JP/Arosii Chase Bonk. NA JPItorgen Chose Bank NA and as agitates moron conwensafron tont JPMorgan Funds for proychng storms Amalcan Century ImestrnerUSertsces Inc a the dotnbtrior of It. Antonio Century Funds Aowan Canary IneestmenlatanagernenlInc saves as .nwiaantwa achnac lo as awxcbarhend Ian...yard rece,..sccmpenaation tram that fund farm for crovidog or...town/ advaoryond 00a SONCOO Important InlettrrabonlesgaralngAucbon Rate Secunbes (ARS) ARS are deer or peteredsecure-vs yarn an interest or dodoesy rate resetpercdcayrn an suction Artes:001 Mee may to day weekfyand monthly resets thee is no gunnteethat Merewet Mgodtty If Mere Wend enough b.ds at an euctson to redeem the senoritas astaasbleCor safe the mainmay tee laid sudsy, Ina fadedauction There a no essaanceMal a seccodyyrrawkel wit den...spy that the securer waY Erode *fps, or any dap note redocksdon stalenertis Accadn& ancestors shoats mat rely on Deco, adorrnahon appeanngin thew statements with respect to ARS JPOASIP therSuskan 14KKI0pbOnS purentlfed through JPIASI Youmust pronely sdyrseJFIASIofInefenalchanpas in you, tonastment **chador bnancolwinners Unless tot/intim JPMSICfherasbe watosnsder the eiryniononcyrentlyn 42 fibs to be compbte and accurate Youshould IsayerecewedseparateJAISJ confirm:Pons for each sacuntes Vansacbon AV aansecbons we subject lo The Isms end condtons stated on the Noeyasolo of such codsonabons and we subject to Me consteuton. by4sns customs and tracepreta tons of the rnerketepl*Cevenate treadedand governed by and COnStued n eta:Mance with the laws attn. Stele Of New Yak and ea applatettNledetellen and reguletons Reber atkrmaton men respect to connostons end other Charges reened to the tneCuton d transectons includmv oceans transactions has been oncluded in arametons Mar worepitnnottaylanelwal to you Upon writtenmast JPAISI Wet froirollysupplyrsit with the Plea such inAymittion Slwavlsoldersof Galan dPMorgan Funds are chargeda rederrptron fee equallo 2% of me pe0000tha they esidierent rodeernShareti CIslth Ands weiun CO days Of pitches* subsist to certainexceptionsset Conn as Me prospectus of the applca0NFuncl Please consult your JP Morgan reposentabyclor a lot date JPAIonsan Funds that impose redempbort kes JAMS! a a member of tne Secunbas InvesbrFtotecton Ccvpaaton ("SIOC7.• not-la-ptcat mismtesap =Nationhanded by I:coke-0n*s tegiStarlal with Pie Sentres and EschangoComnassion Sec woes and cash held knew:amp at JAYS! we protected by SIFC up to S5222000pecratnner. nisch NW:Judea up to SIOOCCO d protedron b cash WPC does not protect against tosses Iran Mclwtons in the value& the securities &tell he in custody by JPIOargan Chase Bank N A One SIMI ate not subplot to S/PC You/nay Obtain infoestron about SAC incarding trie SIPC Peachy. on rhea webs* et %slyly sec fi g' or bYaintisam9 Men: el (202) 3714300 To Ne extent applabba pleeSereed the kflOnvy OSCbe eS 'ego dcg estmeled annualenCOme (EArnind Nibmolled yield(EY)EAland Dice certain types Of SeCtastats Cant oriekcie a token d partiala osisiSolgens ffr &Kt Case the EA end EY moths, be OverNated EN andE Yon; estimates and the actualincome and yieldnnht be boa or angle then the estimated amounts EY,*nods only the nacre gsinflisdby an inwestment ;Hon not rellectchengos n its peva which may fluctuate JP Morgan Sony ees rx JP/I./Organ Chase Bank N A or Maur artgaJes Oho'. P Morgan Compenes Jmay prOyd• radrrsobbabye cuakdae, Sale& diatnbutC0 of sNrehridectervcass to JPIAsrgan Funds. Armada Cooney Funds or funds intabPShed sponsored. almad or managed by Shod panes and the JP Morgan Concones may be compensated kr such sevcas Bank products and son!cos ns offered Through JPMorgan Chase Bank NA end t5 •filisles Secwdies we offered by., PI/oven Searles Inc Account Page 11 of 11 Page 12 of 17 Confidential Treatment Requested by JPMorgan JPM-SDNY-00034571 Chase CONFIDENTIAL SDNY_GM_00303769 EFTA01509141