EFTA01505395.pdf

11 12002 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Account Number: Margin Account Portfolio Page 29 of 30 FINANCIAL TRUST COMPANY INC November 01, 2002 - November 30, 2002 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you think your statement is incorrect or you require additional int or1713non about a tranteCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT ll there are any area a omissions on MIS statement. Or if yOu nave any Walken &60W lb phrase Contact your JPMSI ACCOunt Representative Or JPMSI COMplaanCe Department at Pease keep the Andeniiine on mod when using this statement b Pack yew, JPMSI lineorege acIvify This sleben!»r combines your general margin aCCOunt Roth the speak membeandurn account required by Secton 220 6 Peculation T As required by Reguebon T a pew manent record of your separate MObunt 4 anklets* 4000 ea, request Important Wonnanon about pricing and Valuations. EbOeS SC01001 which are prOvdod by peeing services 0 , Other Sources .whiCh Re deem/oakle are not Ts soloed to accuracy a as 'sizable miss Free credit balances in yea account aro not segregated and may be used in the operation a JP/.4Sts business subpar to the 000.00n$ of SEC Rue 15c3-3 Unless Otherwise anstuctod JPMS) a ds agents and depSiecnos Mod 1o✓ socurtna Upon yon demand JPMSI .0/pay to you the amount of lo✓ tree ['edit balance and mil deinc. te yCu luatipact socuntos held on your bona ln$oest suVie Charged on any dote balance. rise method of cot ulating interest rs 04000041m a haler son: to all margin customers Upon ember, request JPMSI wit supply you ...An ore (rostrata statononacquired to be furnished 10customers under SEC Rae 17a-5(c) If a partial belle mode wth respect to an 'sloe of sec✓Car encluded en your Margin Awomt no *Wear** the call by a method we deem law and equitable You should have received sea:wale JPMSI bade contrmabaws for each sec- rites bansectcn AO bdosectns ere sutect b the bons and conabons slated on Me reverse side of such confematons and ere subrect to the constitution by-taws customs and inloadatens ate rretaetp.bce where mearbd and goiemed by end conaVued in *accedence with Me laws of the stele &New Yak and all °Wad* federal less and repuiceons You must clonally advise JPMS of natural changes in )our 'mese/nen: objectives or financial situation Unless you m ean JPMSI camas* JPMSI we consider the obtmaten currently wi Cs files ro be complete and acueete JPMSI is removed by law b,epat to the InternalRe,enue Seonoe aa dividends andbor interest moony on bonds amber) to yo✓ account during calendar yea, Please retain stem✓ staterrynts bassist you in pepiwing your income tax returns A Nonce, statement of JPMSI is available fa your personal eltpeCtonet as *Mon or a copy old n✓ be mailed upon yo✓ enhen request JAMS; a noI a bank ender. :cp.:vete leak entry from is ben* a tone affAstes mAiding JPMCB The socuntes add °leaf a recommanded by JPMSI (I) Are not insured by the Federal DePOslInstsinCe Capera!on. Or any other 000ternehial agency. (2) Are not deposits a other obtgabons a JPM.Srs Nana a dir affeates (unies Nowise indicated), and lea not guaranteed by a the responsibiety Of (my such OftWeles(unless ealedly stated otherwise) and (3) Inmeie investment Asks o,4.602 poss,O4 toss 01the ounCpat 'masted JPMSIY Nrawo afla‘ares maybe lenders le naves o €30401400 that JPMSlunderorees rin what Oise proceeds a atemos ublervoiben by JPMS coley be used Ice the repayment of such bane and you shOukt eke, to the chscavve &Currents (Skov 10 partCukv Watt*" Ice disousson a any such 110 6 0 0 relaIrSh01 The Federal Reserve rogutos that JPMS/ obtain your bones before it con obtain oaten Wee-motion homes bank a Mr": aff*ratos oc.lidLnii new credit ova:oaten a i you IVe will assume that your continuing to transact business with JPMSI wa constitute your consent to Me zharrog ce such minusnion by JPMSI and its bane a that *lakes. tome en fool permitted by Ian JPMorgan Prwato Bon the nvtiobng ram, to ma prrvaeo banking business conducted by JP Morgan Chase 6 Co through da suosodar.ss atalLnii JPMCB and _ANSI Confidential Treatment Requested by JPMorgan JPM-SDNY-00030376 Chase CONFIDENTIAL SDNY_GM_00299574 EFTA01505395