EFTA01382670.pdf

S-I/A Table of Control/ • Given recent payment data breaches, clients arc increasingly demanding robust security and fraud solutions: and • Financial institutions continue to outsource and leverage technology providers given their constrained budgets and growing industry complexity. We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating scale. Industry Background Overview ofOur Industry Our industry is comprised of technology solution providers with different areas of expertise, specialized capabilities, and proprietary technologies. These providers arc positioned across the value-chain of solutions that enable businesses and financial institutions to conduct eormnerce. Together. these providers help facilitate approximately $43 trillion of annual personal consumption expenditures and approximately $120 trillion of annual commercial consumption expenditures, according to The World 13ank data obtained in 2015 and an April 2015 industry trends report prepared by Visa Inc., respectively. These providers include payment processors, core bank processors, information services providers, hardware vendors, software developers, web developers, marketing-program managers, security and risk management solutions vendors, card manufacturers, and business process outsourcers. among others. These providers sell their solutions to businesses or financial institutions across IS general service categories, as illustrated below. 0 O 0 riseetnnt ratoustkon Tecreopitio El nest Se!xs4Y Pw,,,,OalY 104, That JaM,' IMitchoot C Preralanc, '.atrt..•1 0 ft/rcfat ;War Amain," Plariftic O 0 pu Serwe • Payment Processing **Wm k“Ount Usnoweisot • Other Cornmerce•Eriebling vAnatplitlpifil Sett.** Services and Imhnotogres scRwwO Blientif UsWalt. reaffarrs PCS Tier:hank,: r 0 uvu TSMAKIA ?NW.* istitteflrOM 101 http://vanv.see.eov/Archivecledgar/dataht83980/000119312515334479/d31022dski.hUnI10/14/20I5 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0082120 CONFIDENTIAL SDNY_GM_00228304 EFTA01382670