EFTA01382651.pdf

S- I/A Table of Contents Segment Results for the Years Ended December 31, 2014, 2013 and 2012 GlobalBusiness Solutions segment results The following table displays total segment revenue and ERITim and Illustrates. on a percentage basis, the impact of foreign currency fluctuations on revenue and IMITDA growth. Constant Currency Year ended December 31, (lunge Percent (lunge 2014 vs. 2013 vs. 2014 vs. 2013 vs. On millions) 2014 2013 2012 2013 2012 2013 2012 Revenues: Transaction and processing service fees $3,250 $3,197 $3,090 2% 3% 3% 4% Product sales and other 766 709 744 8% (5)% II% (4)% Equity earnings in affiliates 30 32 36 (6)% (I I)% (10)% (10)% Segment revenue $4,046 $3.938 $3,870 3% 2% 4% 2% Segment El3ITDA $ 1.687 $ 1,644 $ 1.606 3% 2% 4% 3% Segment margin 42% 42% 41% — 100 bps Global Business Solutions Segment revenue increased 3% in 2014 compare) to 2013 driven by growth in our transaction processing business and strong product sales growth. Total segment revenue growth was partially offset by the impact of a strong U.S. dollar as foreign currency exchange rate movements negatively impacted total segment revenue growth in 2014 compared to 2013. Global Business Solutions Segment revenue increased 2% in 2013 compared to 2012 driven by strong growth in our transaction and processing business, partially offset by declines in product stria and other. Total segment revenue growth was partially offset by the impact of a strong U.S. dollar as foreign currency exchange rate movements negatively impacted total segment revenue growth in 2013 compared to 2012. Transaction andprocessing servicefees revenue The following table displays total transaction and processing service fees revenue by segment region and illustrates, on a percentage basis, the impact of foreign currency fluctuations on revenue growth. Constant Currency Year ended December 31. Percent (lunge Percent (lunge 2014 vs. 2013 vs. 2014 vs. 2013 vs. (In mil0ons) 2014 2013 2012 2013 2012 2013 2012 North America $ 2.571 $ 2,560 $ 2,496 -% 3% 1% 3% EMEA 389 359 312 8% 15% 7% 13% APAC 204 192 206 6% or% 10% (3)% LA1'AM 86 86 76 -% 13% 30% 26% Total transaction and processing service fees revenue $ 3.250 $ 3.197 $ 3,090 2% 3% 3% 4% Key indicators: North America merchant transactions (a) 41.453 40,445 38,806 2% 4% International merchant transactions (b) 6.030 5.338 4.867 13% 10% (a) North America merchant transactions include acquired Visa and MasterCard credit and signature debit. American Expos and Discover, PIN- debit, electronic benefits transactions. processed-only. and gateway customer transactions at the POS. North America merchant transactions reflect 100% of alliance transactions. (b) International transactions include Visa, MasterCard. and other payment network merchant acquiring transactions for clients outside the United http://vanv.see.pov/Archivededgaddatat883980/000119312515334479/d31022dsla.htmill0/14/20I5 9:06:38 AMJ CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0082094 CONFIDENTIAL SDNY GM_00228278 EFTA01382651