EFTA01382650.pdf

S- ILA Tabk of Conte t GlobalFinancial Solutions segment results The following table displays total segment revenue and EBITDA and illustrates, on a percentage basis, the impact of foreign currency fluctuations on revenue and EDEMA growth for the six months ended June 30, 2015 and 2014. Si% month% roiled Conant .Illilt in, Currency Pencenl (In minim* 2015 2014 Change (lunge North America $ 417 $ 392 6% 6% EMEA 204 240 (15)% (2)% APAC 38 42 (10)% 2% LATAM 51 46 II% 20% Segment revenue $ 710 $ 720 (1)% 4% Segment EIHTDA $ 243 $S 246 ( I )% 4% Segment margin 34.2% 34.2% — Key indicators: North America card accounts on file (a) 726 697 4% International card accounts on file (b) 137 125 10% (a) North America card accounts on file reflect the total number of bankcard and retail accounts as of the end of the periods presented. (b) International card accounts on file reflect total bankcard and retail accounts outside the United States and Canada as of the end of the periods presented. GlobalFinancial Solutions Segment revenue decreased 1% during the six months ended June 30, 2015 compared to the same period in 2014 as growth from new business in our North America region was more than offset by decreased revenue in our EMEA region. North America revenue increased driven by a $15 million increase in credit and retail card processing and a $12 million increase in output services revenue. Growth in output services was driven by growth in print volumes and plastics as a result of EMM card issuances. North America growth was partially offset by lost business of $21 million and price compression resulting in a decrease of $7 million. EMEA revenue declined 15% during the six months ended June 30, 2015 compared to the same period in 2014 driven by negative currency fluctuations, as well as lost businr.ss in the United Kingdom of $7 million and price compression in Gennany resulting in a decrease of $7 million, both on a constant currency basis, partially offset by volume growth. Global Financial Solutions Segment EBITDA decreased during the six months ended June 30, 2015 compared to the same period in 2014 driven by revenue items noted above, partially offset by the negative impact of foreign currency exchange rate movements. Cuirency exchange rates negatively impacted segment EBITDA by 5 percentage points for the six month period ended June 30. 2015 compared to the prior year period. 74 http://wnw.see.gov/Arehivecledear/datant83980/000119312515334479/d31022dsla.htm110/14/2015 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0082092 CONFIDENTIAL SDNY GM_00228278 EFTA01382650