EFTA00812350.pdf

ROADRUCK INVESTIGATIONS, INC STEVE ROADRUCK 12887 PLUMMER GRANT ROAD TELEPHONE: PRESIDENT JA (904) 802-0743 EMAIL: FAX: (904) 802-0753 MEMORANDUM To: Richard Kahn From: Steve Roadruck Re: Patrick Noel Adams Date: 02/12/18 R-20-18 Patrick Noel Adams, DOB: 12/24/1958 SSN: 563-11-5857 I have attached a Comprehensive Report on Patrick N. Adams. The Comprehensive report did not contain any criminal cases. The criminal activity reported in the Comprehensive Report was for a person born in 1982. Probably his son. It appears Patrick has been in the Virgin Islands since 2005. He shows ownership in a residential property at 313 Brentwood Road, Piedmont,, SC 29673. He has a number of small amount judgments from Montana. He is not on a Global Watch List. I did a nationwide U.S. District Court search and did not find any criminal or civil cases. He does have a 2017 Chapter 13 Bankruptcy case which is still active. I copied the docket sheet and Petition. EFTA00812350 He was checked in Anderson, Greenville and Pickens Counties, South Carolina and he did not have any criminal history. EFTA00812351  DEBTED United States Bankruptcy Court District of South Carolina (Spartanbu rg) Bankruptcy Petition #: 17-06113-h b Datefiled: 12/05/2017 Assigned to: Judge Helen E. Bunt 341 meeting: 01/31/2018 Chapter 13 Deadlineforfiling claims: 02/13/2018 Voluntary Deadlineforfiling claims (govt.): 06/04/2018 Asset Debtor represented by Robert A. Pohl Patrick Noel Adams POHL, PO Box 27290 Greenville. SC 29616 St. Thomas, VI 00807 ANDERSON-SC • Fax -5291 SSN / ITIN Email: Trustee Gretchen D. Holland Ch. 13 Trustee Office 20 Roper Corners Circle, Suite C 2961.5 U.S Trustee US Trustee's Office Strom Thurmond Federal Building 1835 Assembly St. Suite 953 Columbia, SC 29201 Filing Date .., # Docket Text , .1. Chapter 13 Voluntary Petition - Individual Filed by Robert A. (14 pgs) Pohl of POHL, P.A. on behalf of Patrick Noel Adams. (Pohl, 12/05/2017 Robert) (Entered: 12/05/2017) 2 Bankruptcy Form 121 SSN. Filed by Robert A. Pohl of POHL, P.A. on behalf of Patrick Noel Adams. (Pohl, Robert) (Entered: 12/05/2017 ' 12/05/2017) a Certificate of Credit Counseling Filed by Robert A. Pohl of (1 pg) POHL, P.A. on behalf of Patrick Noel Adams. (Pohl, Robert) 12/05/2017 (Entered: 12/05/2017) 12/05/2017 4 Copies of Payment Advices Filed by Robert A. Pohl of POHL, (21 pgs) P.A. on behalf of Patrick Noel Adams. (Pohl, Robert) (Entered: EFTA00812352  12/05/2017) 5 Debtor's Request to Decline Electronic Noticing. DOCUMENT IMAGE AVAILABLE ONLY TO COURT USERS AND THE TRUSTEE/US TRUSTEE. Filed by Robert A. Pohl of POI-ff., P.A. on behalf of Patrick Noel Adams. (Pohl, Robert) (Entered: 12/05/2017 12/05/2017) Receipt of Filing Fee for Voluntary Petition (Chapter 13) (any) (17-06113) [misc,volp13aci ( 310.00). Receipt Number 10523564, amount 310.00. (U.S. Treasury) (Entered: ' 12/05/2017 12/05/2017) I Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors, (3 pgs; 2 dots) Deadlines and Notide oiAppointment of Interim Trustee Gretchen D. Holland, .Document Served. 341(a) meeting to be held on 01/31/2018 at 09:30 AM at Spartanburg. Last day to oppose dischargeability of certain debts is 04/02/2018. Proofs of Claim or Interest die by 02/13/2018. Confirmation Hearing to be held on 03/08/2018 at 10:00 AM at Spartanburg. (Entered: 12/05/2017 12/05/2017) Notice of Filings Due: Summary of Assets and Liabilities, Schedule A/B, Schedule C, Schedule I), Schedule E/F, Schedule G, Schedule H, Schedule I, Schedule .1, Statement of Financial Affairs, Statement Disclosing Anticipated Increase in Income/Expenditures, Ch. 13 Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income, Chapter 13 Plan,. All Missing Documents Must be Filed by 12/19/2011-filed by Gretchen D. Holland. (Holland, 12/06/2017 Gretchen) (Entered: 1W06/2017) I Certificate of Service of Meeting of Creditors Notice as served (3 pgs) by the Bankruptcy Noticing Center. Notice Date 12/08/2017. 12/08/2017 (Related Doc # n) (Admit) (Entered: 12/09/2017) ji Motion to Extend Time To File Schedules, Statement of (6 pgs; 2 does) Financial Affairs, Plan•and Other Documents Required Under 11 USC Section 521(a) with Certificate of Service Filed by Robert A. Pohl of POHL, P.A. on behalf of Patrick Noel Adams (related document(s)1). (Attachments: #2, Proposed Order) 12/18/2017 (Pohl, Robert) (Entered:• 12/18/2017) • 2 Order Granting Motion to Extend Time to File (2 pgs; 2 does) Schedules/Statements until 1/2/2018. (Related Doc # a). 12/19/2017 Document Served. (Lee, D) (Entered: 12/19/2017) io Certificate of Service of Document as served by the Bankruptcy (2 pgs) Noticing Center. Notice Date 12/21/2017. (Related Doc # 2) 12/21/2017 (Admin.) (Entered: 12/22/2017) 01/03/2018 a Schedules Filed: Summary of Assets and Liabilities Schedule EFTA00812353  (46 pgs) A/B Schedule C Schedule D Schedule E/F Schedule C Schedule H Schedule I Schedule J Declaration About an Individual Debtors Schedules; Statements Filed: Statement of Financial Affairs Chapter 13 Statement of Current Monthly Income and Calculation of Cominitrnent Period Chapter 13 Calculation of Your Disposable Income Disclosure of Compensation Of Attorney For Debtor for an Individual Filed by Robert A. Pohl of POHL, P.A..on behalf of Patrick Noel Adams. (Pohl, Robert) (Entered: 01/03/2018) .• 12 Plan Filed by Patrick Noel Adams. (Pohl, Robert) (Entered: 01/03/2018 (5 pgs) 01/03/2018) • ii Deficiency Notice re:. Plan (related document(s)12). Filing not (2 pp; 2 dots) in accordance with local forms SC LBR 3015-1. Deficiency Correction Due By: 1/16/2018 (McAbee, B) (Entered: 01/04/2018 01/04/2018) 14 Certificate of Service related to Schedules/Statements Filed, (2 pgs) Plan Filed by Robert A. Pohl of POHL, P.A. on behalf of Patrick Noel Adams. (related document(s)11, 12). (Pohl, Robert) 01/05/2018 (Entered: 01/05/2018) .1.i Notice of Appearance and Request for Notice Filed by Jason D (1 pg) Wyman of Rogers Townsend & Thomas, PC on behalf of Wells 01/12/2018 Fargo Bank, N.A.. (Wyman, Jason) (Entered: 01/12/2018) lfi Notice of Mortgage Payment Chaq (no claim on register) (9 pgs) Filed by BANK OF AMERICA, M. (Bank of America) 01/18/2018 (Entered: 01/18/2018) 12 Notice, Pre-Confirmation Modified Ch. 13 Plan Objections due (9 pgs) no later than 7 days prior to the Confinnation Hearing. Filed by 01/22/2018 Patrick Noel Adams. (Pohl, Robert) (Entered: 01/22/2018) • la Certificate of Service related to Modified Plan Filed by Robert (2 pgs) . A. Pohl of POHL, P.A. on behalf of Patrick Noel Adams. .. 01/22/2018 (related document(s)17). (Pohl, Robert) (Entered: 01/22/2018) Meeting of Creditors Held and Examination of Debtor (Holland, 02/01/2018 Gretchen) (Entered: 02/01/2018) PACER Service Center Transaction Receipt 02/12/2018 13:32:40 PACER Ilroadruck:2623271:01Opq0ro EFTA00812354 Login: 'Code: I 17-06113-hb Fil or Ent; filed Doc From: 0 Doc To: Description: Docket Report Search 99999999 Term: included Criteria: Format: html Page counts for documents: included Billable 2 Cost: 0.20 Pages: EFTA00812355  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Document Page 1 of 14 Fill in this information to identify your case: United States Bankruptcy Court for the: DISTRICT OF SOUTH CAROLINA Case number arkeoure Chapter you are fling under: ❑ Chapter 7 ❑ Chapter 11 O Chapter 12 ■ Chapter 13 ❑ Check if this an amended filing Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy 12/17 may file a bankruptcy case together—called a joint The bankruptcy forms use you and Debtor 1 to refer to a debtor tiling alone. A married couple In joint cases, these forms use you to ask for Information from both debtors. For example, If a form asks, "Do you owns car," the answer case—and separately, the form uses Debtor f and Debtor 2 to distinguish would be yes if either debtor owns a car. When Information is needed about the spouses between them. In joint cases, one of the spouses must report information as Debtor f and the other as Debtor 2. The same person must be Debtor 1 in all of the forms. equally responsible for supplying correct information. If Be as complete and accurate as possible. If two married people are filing together, both are write your name and case number (if known). Answer more space is needed, attach a separate sheet to this form. On the top of any additional pages. every question. Part 1 Identify Yourself About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case): 1. Your full name Write the name that Is on Patrick your government-issued First name First name picture identification (for example, your driver's Noel license or 'Anima). Middle name Middle name Bring your picture • Adams identification to your Last name mid Suffix (Sr., Jr., 11,111) Last name and Suffix (Sr., Jr., II, III) meeting with the trustee. 2. All other names you have used in the last 8 years Include your married or maiden names. 3. Only the last 4 digits of your Social Security number or federal Individual Taxpayer Identification number (INN) Official Form 101 Voluntary Petition for indIvIdUals Filing for Bankruptcy Page EFTA00812356  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Dew Main Document Page 2 of 14 Debtor I Patrick Noel Adams Case nuMber armorer About Debtor 1: About Debtor 2 (Spouse Only In a Joint Case): 4. Any business names and Employer Identification Numbers (EIN) you have • I have not used any business name or El Ns. CI I have not used any business name or E INs. used in the last 8 years Include trade names and Business names) Business name(s) doing business as names EINs Ellis 5. Where you live If Debtor 2 lives eta different address: ZIP Code Mather. Street City, State & ZIP Code Anderson County County If your mailing address Is different from the one If Debtor 2's mailing address Is different from yours, fill it above, fill it in here. Note that the cowl will send any in here. Nolo that the court will send any notices to this Iaa address. mailing address. Number, P.O. Box, Street, City, State Er ZIP Code Number. P.O. Box, Street. City, State & ZIP Code 6. Why you are choosing Check one: this district to file for Check one- bankruptcy o Over the lest 180 days before filing this petition, I have lived in this district longer than in any 1:1 Over the last 180 days before filing this petition, I other distnet. have lived in this district longer than in any other district. • I have another reason. Explain. (See 28 U.S.C. § 1408.) 0 I have another reason. Explain. (See 28 U.S.C. § 1408.) Primary residence and most assets located in South Carolina Offical Forn 101 Voluntary Petition for Individuals Filing for Bankruptcy page 2 EFTA00812357  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Debtor 1 Document Page 3 of 14 Patrick Noel Adams Case number firMottn; vast Tea the Court About Your Bankruptcy Case 7. The chapter of the Check one. (For a brief description of each, see Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy Bankruptcy Code you are (Fern, 2010)). Also, go to the top of page 1 and check the appropriate box. choosing to file under ❑ Chapter 7 ❑ Chapter 11 ❑ Chapter 12 ▪ Chapter 13 8. How you will pay the fee ■ twill pay the entire fee when I file my petition. Please check with the derk's office in your local cc iirt for more details about how you may pay. Typically, if you are paying the foe yoUrseff, you may pay wkh cash. cashiers check, or money order. If your attorney is submitting your payment on your behalf, your attorney may pay with a credit card or check will a pro•printed address. ❑ I need to pay the fee In Installments. If you choose this option. sign and attach the Application for Individuals to Pay The Filing Fee in Installments (Official Form 103A). ❑ I request that my fee be waived (You may request this option only if you are filing for Chapter 7. By law, a judge may, but is not required to, waive your fee, and may do so only if your income Is less than 150% of the official poverty line that applies to your family size and you are unable to pay the fee in installments). If you choose this option, you must fill out the Application to Have the Chapter 7 Filing Fee Waived (Official Form 1038) and file it with your petition. 9. Have you filed for • No. bankruptcy within the lest 8 years? ❑ Yes. District When Case number District When Case number District When Case number 10. Are any bankruptcy ■ No cases pending or being filed by a spouse who is ❑ Yes. not filing this case with you, or by a business partner, or by an affiliate? Debtor Relationship to you District When Case number, if known Debtor Relationship to you District Case number, if known 11. Do you rent your Go to line 12. ■ No. residence? ❑ Yes. Has your landlord obtained an eviction judgment against you? ID No. Go to line 12. ❑ Yes. Fill out Initial Statement About an Eviction Judgment Against You (Form 101A) and file it with this bankruptcy petition. 00i001 Fern 101 Voluntary Petition for Individuals Filing for Bankruptcy pas-,,c 3 EFTA00812358  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Document Page 4 of 14 Debtor 1 Patrick Noel Adams Case number prmonn) Put3 Report About Any Businesses You Own as a Solo Proprietor 12. Are you a sole proprietor of any full- or part-time ■ He Go to Pan 4. business? ❑ Yes. Name and location of business A sole proprietorship is a business you operate as Name of business, if any an individual, and is not a separate legal entity such as a corporation, partnership, or LLC. If you have more than ono Number, Street, City, State & ZIP Code tide proprietorship, use a separate shoot and attach it to this petition. Check the appropriate box to describe your business: ❑ Health Care Business (as defined in 11 U.S.C. § 101(27A)) ❑ Single Asset Real Estate (as defined in 11 U.S.C. § 101(51B)) ❑ Stockbroker (as defined in 11 U.S.C. § 101(63A)) ❑ Commodity Broker (as defined in 11 U.S.C. § 101(6)) ❑ None of the above 13. Are you filing under II you are feting under Chapter 11, the court must know whether you are a small business debtor so that it can set appropriate Chapter 11 of the deadlines. If you Indicate that you are a until business debtor, you must attach your most recent balance sheet, statement of Bankruptcy Code and are operations. Cash-low statement, and federal Income tax return or if any of these documents do not exist, follow the procedure you a small business in 11 U.S.C. 1116(1X8), debtor? ■ No. I em not filing under Chapter 11. for a definition of small business debtor, see 11 ❑ No. I am filing under Chapter 11, but I am NOT a small business debtor according to the definition in the Bankruptcy U.S.C. § 101(51D). Cade. 0 Yes. I am Ming under Chapter 11 and I am a small business debtor according to the definition in the Bankruptcy Coce. Part 4 Report M You Own or Han Any Hazardous Property or Any Property That Needs Immediate Attention 14. Do you own or have arty • No. property that poses or Is alleged to pose a threat ❑ Yes. of imminent and What is the hazard? identifiable hazard to public health or safety? Or do you own any property that needs If immediate attention is immediate attention? needed, why Is it needed? For example, do you own perishable goods, or livestock that must be fed, Where is the property? or a building that needs urgent repairs? Number, Street. City. State & Zip Code Official Fora 101 Voluntary Petition for Individuals Filing for Bankruptcy EFTA00812359  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/1714:35:43 Desc Main Document Page 5 of 14 Case number Debtor 1 Patrick Noel Adams ellwere Part 5 Explain Your Efforts to Receive a Briefing About Credit Counseling About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case): 15. Tell the court whether You must check one: You must check one: you have received a I received a briefing from an approved credit ❑ I received a briefing from an approved credit briefing about credit counseling agency within the 180 days before I counseling agency within the 180 days before I filed counseling. filed this bankruptcy petition, and I received a this bankruptcy petition, and I received a certificate of certificate of completion. completion. The law requires that you Attach a copy of the certificate and the payment plan, if receive a brining about Attach a copy of the certificate and the payment plan. if any, that you developed with the agency. any, that you developed with the agency. credit counseling before you file for bankruptcy. I received a briefing from an approved credit You must truthfuly check ❑ I received a briefing from an approved credit ❑ counseling agency within the 180 days before I counseling agency within the 180 days before I filed one of the fcilowing filed this bankruptcy petition, but I do not have this bankruptcy petition, but I do not have a certificate choices. If you cannot do a certificate of completion. of completion. so. you are not eligible to Se. Willis 14 days after you tile this benkruptcy petition, you Within 14 days after you file this bankruptcy petition, you MUST file a copy of the certificate and MUST filo a copy of the certificate and payment plan, if If you Se anyway. the court any. payment plan, if any. can dismiss your case. you will lose whatever filing fee ❑ I certify that I asked for credit counseling services you paid, and your O I certify that I asked for credit counseling services from an approved agency, but was from an approved agency, but was unable to obtain creditors can begin those services during the 7 days after I made my collection activities again. unable to obtain those services during the 7 days after I made my request, and exigent request, and exigent circumstances merit a 30-day circumstances merit a 30-day temporary waiver temporary waiver of the requirement of the requirement. To ask for a 30-day temporary waiver of the requirement, To ask for a 30-day temporary waiver of the attach a separate sheaf explaining what efforts you made requirement, attach a separate sheet explaining to obtain the briefing, why you were unable to obtain it what efforts you made to obtain the briefing, why before you filed for bankruptcy, end what exigent you wore unable to obtain it before you filed for circumstances required you to Me this case. bankruptcy, and what exigent circumstances Your case may be dismissed if the court is dissatisfied required you to file this case. with your reasons for not receiving a briefing before you Your case may be dismissed if the court is filed for bankruptcy. dissatisfied with your reasons for not receiving a If the court is satisfied with your reasons, you must still briefing before you filed for bankruptcy. receive a briefing within 30 days after you file. You must If the court Is satisfied with your reasons, you must file a certificate from the approved agency, along with a Mil receive a briefing within 30 days after you file. copy of the payment plan you developed. If any. If you do You must file a certificate from the approved not do so. your case may be dismissed. agency, along with a copy of the payment plan you developed. if any. If you do not do so, your case My extension of the 30-day deadline is granted only for may be dismissed. cause and is limited toe maximum of 15 days. Any extension of tho 30-day deadline is granted only for cause and is limited to a maximum of 15 days. ❑ I am not required to receive a briefing about ❑ I am riot required to receive a briefing about credit credit counseling because of: counseling because of. ❑ Incapacity. ❑ Incapacity. I have a mental illness or a mental deficiency I have a mental illness or a mental deficiency that that makes me incapable of realizing or makes me incapable of realizing or making rational making rational decisions about finances. decisions about finances. ❑ Disability. ❑ Disability. My physical disability causes me to be My physical disablity causes me to be unable to unable to participate in a briefing in person. participate in a briefing in person, by phone, or by phone, or through the Internet. even after I through the internal. even alter I reasonably tried to reasonably tried to do so. do so. ❑ AetIve duty. ▪ Active duty. I am currently on active military duty in a I an currently on active military duty in a military military combat zone. combat zone. If you believe you are not required to receive a If you believe you are not required to receive a briefing briefing about credit counseling, you must file a about credit counseling, you must fie a motion for waiver motion for waiver credit counseling with the court. of credit counseling with the court. Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy Page EFTA00812360  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Document Page 6 of 14 Debtor 1 Patrick Noel Adams Case number preinin) Part 6 Answer These Questions for Reporting Purposes 16. What kind of debts do 16a. Are your debts primarily consumer debts? Consumer debts we defined in 11 U.S.C. § 101(8) ari incurred by an you have? Individual primarily for a personal, family, or household purpose.' O No. Go to line 16b. ■ Yes. Go to line 17. 16b. Are your debts primarily business debts? Business debts are debts that you incurred to obtain money for a business or investment or through the operation of the business or investment ❑ No. Go to line 16c. ❑ Yes. Go to line 17. 16c. State the type of debts you owe that are not consumer debts or business debts 17. Are you filing under je tie. I am not filing under Chapter 7. Go to line 18. Chapter 7? Do you estimate that ▪ y04. I am fling under Chapter 7. Do you estimate that after any exempt property is excluded and administrative expenses after any exempt are paid that funds will be available to distribute to unsecured creditors? property is excluded and administrative expenses O No are paid that funds will be available for ❑ Yes distribution to unsecured creditors? 18. How many Creditors do ■ 1-49 01,000-5,000 O 25,001-50,000 you estimate that you El 5001-10,000 O50,001-1como owe? ❑ 50-99 O 100.199 O 10,001.25,000 ❑ More than100,000 O 200.999 19. How much do you O $0 - $50.000 O $1,000,001 -$10 million O $500,000,001 - $1 billion estimate your assets to O sso.00l siocwoo O $10.000,001-'$50 Senn ❑ $1,000,000,001 -$10 Nihon be worth? ■ $icepol - $500,000 O $50.000.001- $100 million ❑ $10,000,000,001 - $50 billion ■ $500.001 -$1 ration O $100,000,001 -$500 million O More than $50 billion 20. How much do you O $0 - woo° El St000.001- $10 raon O $500,000,001- $1 billion estimate your liabilities ❑ 850,001-$100,000 O $10,000,001. $50 million O $1,000,000,001 -$10 billion to be? ■ S100.001 -$500,000 O S50.000,001- $100 million O $50 billion AO 1 - 1 0 .000 , 000 $ ❑ $500,001- $1 m0ion ❑ $100,000,001- $500 million O More than $50 blliOn Part 7 Sign Below For you I have examined this petition, and I declare under penalty of perjury that the information provided Is true and correct If I have chosen to fie under Chapter 7, I am aware that I may proceed, if eligible, under Chapter 7. 11,12. or 13 of title 11 • United States Code. I understand the relief available under each chapter. and I choose to proceed under Chapter 7. If no attorney represents me and I did not pay or agree to pay someone who is not an attorney to help me fill out this document. I have obtained and read the notice required by 11 U.S.C. § 342(b). I request relief in accordance with the chapter of tine 11, United States Code, specified in this petition. I understand making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250.000. or Imprisonment for up to 20 years, or both. 18 V.S.C. §§ 152, 1341, 1519, and 3571. /s! Patrick Noel Adams Patrick Noel Adams Signature of Debtor 2 Signature of Debtor 1 Executed on December 5, 2017 Executed on MA4/ DD /YYYY Mkt / DD / YYYY Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy Page 6 EFTA00812361  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Document Page 7 of 14 Debtor 1 Patrick Noel Adams Case number semen'', For your attorney, ff you are I, the attorney for the debtor(s) named In this petition, declare that I have informed the debtor(s) about eligibility to proceed represented by one under Chapter 7, 11, 12, or 13 of title 11. United States Code. and have explained the relief avalable under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s) the notice required by 11 U.S.C. § 342(b) If you are not represented by and, :n a case in which § /07(bX4)(D) applies, certify that I have no knowledge after an inquiry that the information in the an attorney, you do not need schedules filed with the petition is incorrect. to file this page. /s/ Robert Pohl Dato December 5, 2017 Signature of Attorney for Debtor MMl DD /YYYY Robert Pohl Mint*, nom Pohl, PA Number. Simi:. City. Male .3 DP Code Ceetact pticne Email address 80001 mimixrr a Slab) Gleec al corn 101 Voluntary Petition for Individuals Filing for Bankruptcy Pact' 7 EFTA00812362  Case 17-06113-hb Doc 1 Filed 12/05/17 Entered 12/05/17 14:35:43 Desc Main Document Page 8 of 14 Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) Chapter 7: Liquidation This notice is for you if: $245 filing fee You are an individual filing for bankruptcy, and $75 administrative fee Your debts are primarily consumer debts. $15 trustee surcharge Consumer debts are defined in 11 U.S.C. § 101(8) as "incurred by an Individual $335 total fee primarily for a personal, family, or household purpose." Chapter 7 is for individuals who have financial difficulty preventing them from paying their debts and who are willing to allow their nonexempt The types of bankruptcy that are available to property to be used to pay their creditors. The individuals primary purpose of filing under chapter 7 is to have your debts discharged. The bankruptcy discharge Individuals who meet the qualifications may file under relieves you after bankruptcy from having to pay one of four different chapters of Bankruptcy Code: many of your pre-bankruptcy debts. Exceptions exist for particular debts, and liens on property may still Chapter 7 - Liquidation be enforced after discharge. For example, a creditor