EFTA01368699.pdf

Deutsche Bank Compliance REPETITIVE INTRODUCTION The Repetitive Transactions rule will allow PWM to flag repetitive transactions of the same type that occur within a predefined timeframe and exceed a predefined dollar value. Repetitive transactions of the same type and/or similar amount may be an indicator of suspicious activity in the sense that the transacting parties may be attempting to mask the magnitude/nature of the transactions and the financial relationship between the parties by breaking large transactions into smaller components. Repetitive transactions may also be suspicious in the sense that multiple wires to the same patty within a shod timeframe will incur multiple transaction fees, making them financially less efficient than sending a single large wire. The dollar thresholds for this rule are set at or near the average dollar amount for each transaction type at PWM, and the transaction count thresholds are set to flag situations where the number of average dollar size transactions in one week is unusual because it is more in line with what would be expected in a full month. ANALYTICAL PROCESS Rule Name Additional Details/Parameter Settings RepATMOut 5 ATM transactions exceeding $250. Runs weekly. The rule is designed to flag accounts that have 5 or more ATM transactions of at least $250 each within 7 days. The analysis included in this document is based on the population of transactions with a tookdaten between 3/1/2011and 3/31/2011. Total number of ATM withdrawals for this period: 4,563. In 1O 2012, about 11% or 527 of 4,563 ATM withdrawals were captured in an ATM alert. Total tt % of accounts Avg. ATM w/d per SI accounts with 1 Avg. ATM w/d per Week accounts with with only 1 Week account (excl. accounts ATM w/d account ATM w/d ATM w/d with only 1 w/d) Vol Amt Vol Amt 1 194 97 50.0% 1 2.505155 $ 874.06 4.010309 $ 1,375.41 2 111 77 69.4% 2 1.720721 $ 635.34 3.352941 $ 1,193.30 3 167 103 61.7% 3 1.964072 $ 648.21 3.51.5625 $ 1,137.24 4 172 107 62.2% 4 1.773256 $ 635.31 3.046154 $ 1,1.26.91 5 186 115 61.8% 5 1.903226 $ 706.49 3.366197 $ 1,244.88 6 167 91 54.5% 6 2.419162 $ 729.13 4.118421 $ 1,192.63 7 188 103 54.8% 7 2.06383 $ 762.31 3.352941 $ 1,243.13 8 158 99 62.7% 8 2.044304 $ 713.62 3.79661 $ 1,349.79 9 172 97 564% 9 2.197674 5726.20 3.746667 $ 1,248.25 10 177 103 58.2% 10 1.949153 5624.82 3.27027 $ 990.71 11 156 81 51.9% 11 2.262821 5773.29 3.626667 $ 1,193.82 32 183 107 595% 12 1.928962 $682.03 3.236842 $ 1,165.90 13 168 100 59.5% 13 2.113095 $ 74964 3.75 $ 1,335.18 average 169.1536162 98.46153846 58.2% average 2.065033 712.1587 3.55305 1215.166431 http://compliance.intranet.db.com// 24 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0060605 CONFIDENTIAL SDNY_GM_00206789 EFTA01368699