EFTA01368701.pdf

Deutsche Bank Compliance Recommend lowering parameters to 3 Official Checks exceeding $8,000. If changes were accepted, another 2% of official checks would be captured in this alert scenario. Rule Name Additional Details/Parameter Settings RepPersChks 10 Personal Checks exceeding S5,000. Runs weekly The rule is designed to flag accounts that have 10 or more personal check transactions of at least $5,000 each within 7 days. The analysis included in this document is based on the population of transactions with a "bookdate" between 3/1/2011and 3/31/2011. Total number of personal checks for this period: 77,843. In 1O 2012, about 9% or, 7,078 of 77,843 personal checks were captured in a repetitive alert. A 144 Total It (accounts with 1 % of accomm accounts accounts Avg. Ck per accomm I excl. week accounts with week Av4.Ck per/4count 000 Mk vAth 1chk with 2 with 1.2 amounts w th only 1 d1) per clik chk chla Vol Amt Vol Arm 1 1141 379 33% 189 50% 1 142944703 $ 36.740.92 9.450431396 $ 58.02.13 5 114814 2 1022 338 190 52% 2 4.623287671 $ 29.23443 811/336032 5 45.174.42 $ 5.50229 3 1070 359 34% 190 51% 3 5.093457914 5 444036 9.012225488 $ 79.56632 $ 8.79142 4 1102 382 35% 198 53% 4 5.494555354 $ 4648817 12.34760705 $ 74.26410 $ 6.01446 5 2064 385 36% 197 55% S 500714286 541.039.41 9.71591361 $ 62.202.42 5 4362.81 6 1103 347 31% 214 51% 6 8728921124 $ 99.279.85 163330834 5192.567.77 511.71042 7 974 339 35% 162 51% 7 5.998973306 $42113.13 09724570 5 71611.29 $ 189101 8 971 373 147 54% 8 6.391349125 $ 31215.24 12.28159645 5 5433431 $ 4.429.74 9 970 351 30 188 56% 9 5.03814433 5 027449 9.661972158 5 66166.63 5 6.855.24 10 1117 362 32% 213 51% 10 5.536823425 $ 23,84837 9.876811594 5 39,675.31 $ 4,017.02 11 1011 362 30. 167 52% 11 61918892/9 534,958.24 11.54356846 5 6212303 5 538161 22 068 378 35% 282 12 5.159/7601 5 26,75491 9.30826772 5 4839715 $ 115448 13 993 313 3211 200 13 5.390735146 $ 26.935.98 9.666666667 $ 41.01702 $ 4,243.14 were 100.38460 351070231, 001097 187.4615 0327161 40740 5.710574986 $ 404033 10.02/302 $ 69394.05 $ 6181.40 On average, personal checks are issued from about 1,047 Private Bank accounts every week. A little more than one third of those accounts (-359) issued only 1 check Der week, and over 50% of accounts only issue 1-2 checks per week. The average check amount is $7,149.80. About half of the checks are for amounts less than $500 and more than 80% are less than $5,000. However, accounts with repetitive check activity (issuing more than 2 checks per week) average about 10 checks per week with the average check amount being $6,200. RECOMMENDATION No changes recommended. Current parameters are sufficient. Rule Name Additional Details/Parameter Settings RepPreDebit Pre-authorized debits exceeding $5,000. Runs weekly. The rule is designed to flag accounts that have 5 or more pre-authorized debit transactions of at least S5,000 each within 7 days. http://compliance.intranet.db.com// 26 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0060607 CONFIDENTIAL SDNY_GM_00206791 EFTA01368701